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Compare hundreds of travel insurance plans from the top providers and buy immediately or use our comprehensive research features.
Our technology is tightly integrated with the insurance carriers featured on our site, allowing you to quickly purchase on-line with confidence or to thoroughly investigate every feature of every policy.
Insurance for any nationality traveling outside their home country including - visitors to the USA, immigrants, US visa workers, foreign students who study inside the US, US students who study abroad plus more..
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Travel Insurance Review Recommends Squaremouth
"Squaremouth is the best comparison engine for shopping for trip coverage. They act like an Expedia.com, searching different companies websites for the best prices. They also have web tools to make the shopping process easier." - travel insurance review.
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Many carriers are adopting the following positions regarding Trip Cancellation and Interruption regardless of when the policy was purchased:
What is not covered
Most carriers will not provide coverage that allows the insured to cancel or interrupt a trip due to fear of contracting Swine Flu. Coverage can be available if the insured purchases the "cancel for any reason" upgrade available in some policies.
Pandemic Exclusion
Some products have a Pandemic clause which excludes all cover in the event swine flu is classed as a pandemic. It is important to be aware of this exclusion as the situation could change. Always refer to your Certificate of Insurance if you have any questions. You can monitor the CDC’s website for the latest information at www.cdc.gov/swineflu.
Carriers that have pandemic clauses include:
Elvia, HTH Worldwide, Global Alert and TravelSafe.
Please review your certificate for more information.
What is covered
1) There is usually coverage if the insured is diagnosed with Swine Flu and needs to cancel or interrupt the trip due to the illness.
2) There is usually coverage if the insured incurs medical expenses on a trip due to contracting Swine Flu and purchased their insurance prior to becoming infected with the flu.
3) There is coverage available for cancellation if the insured purchases the optional "cancel for any reason" upgrade. Most policies require the insured to cancel no later than 48 hours before the departure date. This upgrade is only available if a policy is purchased up to 14 days from the date of deposit.
Swine Flu Carrier Position Statements
We work on your behalf. If any one of our clients has a complaint against an insurance carrier that cannot be resolved to our satisfaction, we will remove the carrier from our site and no longer sell its products.
Individual policy detail screens display Am Best current and long term financial strength ratings. Click on the underwriters name to connect to it's ratings page on ambest.com.
Squaremouth also has a section displaying the AM Best ratings across all companies.
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Squaremouth compares over 250 travel insurance and international medical insurance products. Click the links below for an explanation of each type of insurance:
Travel Insurance
Swine Flu Carrier Statements
AM Best Financial Stability Ratings
International Medical Insurance
Health Insurance
US Travel Insurance
Schengen Visa Insurance
Flight Insurance
Cancellation Insurance
US Working Visa Insurance
Student Insurance
Medical Evacuation Insurance
International Health Insurance
Instantly purchase in real time, immediately receive a policy number and full confirmation of your purchase both on screen and by email. Some insurers also send a hard copy by US Mail.
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Squaremouth carries products from the following travel insurance companies:
Access America - CSA - Elvia - Global Alert Admin - Global Underwriters - HTH Worldwide - ITravel Insured - Medex - Medjet Assist - MH Ross - Multinational Underwriters (MNU) - Seven Corners - Travel guard - USI Travel Insurance - Travel Insured International - Travelers Liberty - Travelex - TravelSafe - USA Assist
We are recommended by Frommers Budget Travel Magazine.
Squaremouth provides travel insurance rating, comparative travel insurance, US travel insurance and insurance company rates in the USA. Squaremouth provides travel insurance for US and UK residents. Squaremouth also provides free quote engines to Travel Insurance Agents.
Travel Insurance Basics
What is Travel Insurance (also known as Trip Insurance)?
Travel insurance covers a traveler's vacation cost against cancellation and interruption while also providing medical, lost or damaged property and travel delay coverage. Travelers are reimbursed if they have to cancel or interrupt their travel, they are also covered should the need arise for emergency medical treatment, medical evacuation and a number of other situations.
Plans can be broken down into the following major categories:
Trip Cancellation – Reimburses travelers unable to take their trip due to Illness or death (of the traveler or a family member), weather, airline strikes, terrorism, bankruptcy, becoming unemployed, jury duty or their home being rendered uninhabitable due to fire/flood etc.
Trip Interruption – Reimburses travelers if they have to cut short their trip due to Illness or death (of the traveler or a family member), weather, airline strikes, terrorism, bankruptcy, becoming unemployed, jury duty or their home being rendered uninhabitable due to fire/flood etc.
Medical/Health – Reimburses medical and emergency dental costs. Almost all travel insurance plans work by reimbursing the traveler after they have paid locally for treatment. Claims are usually paid within 7 to 10 days. Pre-Existing conditions are covered by most policies if the policy is purchased within (at the most) 21 days from the date the traveler made the first trip payment (deposit).
Medical Evacuation – Provides emergency transportation to either a local hospital in the event the traveler is unable to get there by themselves or back to a hospital near the travelers home. If family members are covered on the same policy they can return home also.
Travel Delay – Reimburses travelers for hotel, food or clothing expenses in the event of a flight delay.
Baggage Loss – Reimburses travelers for lost, stolen or damaged personal items. This coverage is usually for the duration of the trip and not confined to baggage damaged or lost by the airline.
Assistance Services – Provides a 24 hour collect call advice and assistance service to travelers. This service can be used anytime a traveler needs advice.
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