International medical insurance offers medical coverage to people traveling outside their home country. Travelers have the option to receive primary medical coverage, or secondary medical coverage. Although both primary medical coverage and secondary medical coverage act as a travelers primary medical insurance while traveling, the term primary and secondary refer to which insurer is first to receive a claim. Primary medical coverage will pay a claim even if a traveler has other medical insurance, while secondary medical coverage will only pay the amount left over after claiming from the primary insurer.
In addition to medical travel insurance coverage, policies may include a variety of benefits. Benefits may include, but are not limited to Trip Interruption, Life Insurance and Baggage and Personal Items Loss. Similar to Travel insurance policies, International medical insurance policies with the benefit Trip Interruption provide protection from unforeseen circumstances during a trip. Coverage can extend from one day to five years, and may include the Renewable Policy benefit.
Medical travel insurance policies are popular among student travelers, immigrants and US visitors. Policies can also satisfy requirements for travelers obtaining their Schengen Visa. Travel health insurance can also benefit anyone looking for long term medical coverage.