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If a medical condition is older than the look back period in a travel insurance policy, will it be considered as pre-existing?

No, provided there has been no treatment, medical care or symptoms during the look back period. In order for it to be considered a pre-existing medical condition it must fit the specific definition found in the policy and usually that requires care, treatment, or symptoms during the look back period to be considered pre-existing. If it occurs outside that period than it’s not a pre-existing condition. The look back period for most travel insurance policies can vary between 2 to 6 months. The look back period for an international medical plan is usually 1 - 3 years.

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