Unfortunately, most travel insurance policies do not include any return of the insurance premium outside of the free look period, which is generally 10 - 15 days after purchase. However, the CSA Freestyle Luxe plan does include a “return of premium” benefit”. With the purchase of this plan within 24 hours of final trip payment CSA’s Return of Premium waiver guarantees that at a minimum, you will be refunded the cost of your CSA Freestyle Luxe insurance premium if you cancel your trip for any reason (covered or not). Additionally, if your trip is cancelled due to a covered reason beyond your control (refer to your Certificate of Insurance for coverage details), you will receive the CSA Freestyle Luxe insurance premium back in addition to any claim you may have filed.