Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

Benefits will be paid, up to the Maximum Benefit Amount shown in the Schedule of Benefits, to cover You for the unused non-refundable prepaid expenses for Travel Arrangements, including up to $100 for the cost of airline-imposed fees to rebank frequent flyer miles if You or Your Traveling Companion are required to work during the Trip. A written statement by a company officer and/or the Human Resources department demonstrating revocation of previously approved time off will be required.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

Trip Cancellation:
Benefits will be paid, up to the Maximum Benefit Amount shown in the Schedule of Benefits, to cover You for the unused non-refundable prepaid expenses for Travel Arrangements, including up to $100 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

Trip Interruption:
Benefits will be paid, up to the Maximum Benefit Amount, for the non-refundable, unused portion of the prepaid expenses for land or water Travel Arrangements and the Additional Transportation Cost paid to return home or rejoin the Trip, when You are prevented from completing Your Trip due to:

You or Your Traveling Companion are required to work during the Trip. A written statement by a company officer and/or the Human Resources department demonstrating revocation of previously approved time off will be required;

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

TRIP CANCELLATION AND INTERRUPTION

The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events:

(k) the Insured or Traveling Companion is required to work during his/her scheduled Trip. He/she must provide proof of requirement to work, such as a notarized statement signed by an officer of his/her employer; In the situation of self-employment, proof of selfemployment and a notarized statement confirming that the Insured is unable to travel due to his or her job obligations will be required;

Full Policy Wording

TRIP CANCELLATION AND INTERRUPTION

The Company will pay a benefit, up to the Maximum Limit shown on the Schedule of Benefits or Declarations Page, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events:

j) Cancel for Work Reasons coverage applies only if the insurance was purchased within 15 days of Initial Trip Payment. If the Cancel for Work Reasons has been purchased, coverage will be extended for these additional Unforeseen events if the Insured (‘s) or a Traveling Companion(‘s):
(1) is required to work during his/her scheduled Trip. He/she must provide proof of requirement to work, such as a notarized statement signed by an officer of his/her employer. In the situation of self-employment, proof of self-employment and a notarized statement confirming that the Insured is unable to travel due to his or her job obligations will be required.
(2) is directly involved in a merger, acquisition, government required product recall, or bankruptcy proceedings and must be currently employed by the company that is involved in said event;
(3) company is deemed to be unsuitable for business due to burglary, or Natural Disaster and the Insured or Traveling Companion is directly involved as a Key Employee of the disaster recovery team.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

TRIP CANCELLATION AND INTERRUPTION

The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events:

(k) the Insured or Traveling Companion is required to work during his/her scheduled Trip. He/she must provide proof of requirement to work, such as a notarized statement signed by an officer of his/her employer; In the situation of selfemployment, proof of self-employment and a notarized statement confirming that the Insured is unable to travel due to his or her job obligations will be required;

Full Policy Wording

TRIP CANCELLATION AND INTERRUPTION

The Company will pay a benefit, up to the Maximum Limit shown on the Schedule of Benefits or Declarations Page, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events:

l) Cancel for Work Reasons coverage applies only if the insurance was purchased within 15 days of Initial Trip Payment. If the Cancel for Work Reasons has been purchased, coverage will be extended for these additional Unforeseen events if the Insured (‘s) or a Traveling Companion(‘s):
(1)is required to work during his/her scheduled Trip. He/she must provide proof of requirement to work, such as a notarized statement signed by an officer of his/her employer. In the situation of self-employment, proof of selfemployment and a notarized statement confirming that the Insured is unable to travel due to his or her job obligations will be required.
(2)is directly involved in a merger, acquisition, government required product recall, or bankruptcy proceedings and must be currently employed by the company that is involved in said event;
(3)company is deemed to be unsuitable for business due to burglary, or Natural Disaster and the Insured or Traveling Companion is directly involved as a Key Employee of the disaster recovery team.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

TRIP CANCELLATION AND INTERRUPTION

The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events:

k) the Insured or Traveling Companion is required to work during his/her scheduled Trip. He/she must provide proof of requirement to work, such as a notarized statement signed by an officer of his/her employer; In the situation of self employment, proof of self-employment and a notarized statement confirming that the Insured is unable to travel due to his or her job obligations will be required;

l) the Insured or Traveling Companion is directly involved in a merger, acquisition, government required product recall, or bankruptcy proceedings and must be currently employed by the company that is involved in said event

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip due to the following Unforeseen events:

a) A transfer of You or Your Traveling Companion by the employer by whom You or Your Traveling Companion are employed on Your Effective Date which requires their principal residence to be relocated;
b) You or Your Traveling Companion are required to work during the scheduled Trip. You or Your Traveling Companion must demonstrate proof of requirement to work, such as a notarized statement signed by an officer of Your or Your Traveling Companion‟s employer;
c) You or Your Traveling Companion‟s company is directly involved in a merger or acquisition. You or Your Traveling Companion must be an active employee of the company that is merging and You or Your Traveling Companion must be directly involved in such an event;
d) You or Your Traveling Companion‟s company operations are interrupted by fire, flood, burglary, vandalism, product recall, Bankruptcy or financial Default. Your application and plan cost must be received within 21 days of Your original Trip deposit.

The Company will reimburse You for the following:
a) Non-refundable cancellation charges imposed by the Travel Suppliers.
b) Airfare cancellation charges for flights commencing within one week of the Land/Sea Arrangements.
c) If Your Travel Supplier cancels Your Trip, You are covered up to the cost of the ticket or the reissue fee charged by the airline for the tickets. You must have covered the entire cost of the Trip including the airfare.
d) If You purchase the optional Sports Coverage, and Your Trip is Cancelled due to a covered reason, coverage is provided for the costs of unused non-refundable deposits and payments that were arranged separately from the vacation for pre-paid lift tickets, green fees, equipment rentals and lessons up to a maximum of $1,000 per Insured.

In no event shall the amount reimbursed exceed the lesser of the amount You prepaid for the Trip or the maximum benefit shown on Your Confirmation of Benefits.

Special Conditions: You must advise the Travel Supplier and Travel Insured International as soon as possible in the event of a claim. The Company will not pay benefits for any additional charges incurred that would not have been charged had You notified the Travel Supplier as soon as reasonably possible.

Single Occupancy Coverage: The Company will reimburse You, up to the maximum shown on Your Confirmation of Benefits, for the additional cost incurred during the Trip as a result of a change in the per person occupancy rate for prepaid travel arrangements if a person booked to share accommodations with You has his/her Trip delayed, canceled, or interrupted for a covered reason and You do not cancel.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

TRIP CANCELLATION & TRIP INTERRUPTION BENEFITS

Trip Cancellation and Interruption Covered Reasons

Coverage is provided for the following unforeseeable events or their consequences which occur while coverage is in effect under this Policy if there is a change in plans by you, a Family Member traveling with you, or Traveling Companion:

17. you or your Traveling Companion is required to work during the Covered Trip. A notarized written statement by a company officer and/or the Human Resources department demonstrating revocation of previously approved time off will be required;

18. you or your Traveling Companion’s place of employment is rendered unsuitable for business due to burglary, fire, fl ood, volcano, earthquake, hurricane, or other natural disaster and the Insured or Traveling Companion is required to work as a result;

19. you or your Traveling Companion is directly involved in the merger of his or her employer or the acquisition of his or her employer by another company;

20. you or your Traveling Companion have a previously approved military leave revoked or experience a military re-assignment.

Items #17 through #20 are subject to the following condition: the protection plan must be purchased prior to or within 30 days of initial payment for the Covered Trip and at time of plan purchase.

Full Policy Wording

OPTIONAL PROFESSIONAL PAK

If You purchased the Professional Lifestyle Pak in addition to your Travelex Protection Plan, You will receive the following, subject to the terms and conditions of the benefits as outlined in the Description of Coverage.

The Professional Pak must be purchased at time of plan purchase and within 21 days of the initial trip deposit date. These benefits may not be available to residents of all states; please consult your state specific Group Certificate/Individual Policy for full details.

TRIP CANCELLATION & INTERRUPTION BENEFITS

If the Insured purchased Cancel for Business Reason coverage, the Trip Cancellation Benefits and Trip Interruption Benefits coverage will be extended to include the following unforeseeable events that occur while coverage is in effect:
1. you or your Traveling Companion is required to work during the Covered Trip. A notarized written statement by a company officer and/or the Human Resources department demonstrating revocation of previously approved time off will be required;
2. you or your Traveling Companion’s place of employment is rendered unsuitable for business due to burglary, fire, flood, volcano, earthquake, hurricane, or other natural disaster and the Insured or Traveling Companion is required to work as a result;
3. you or your Traveling Companion is directly involved in the merger of his or her employer or the acquisition of his or her employer by another company;
4. You or Your Traveling Companion have a previously approved military leave revoked or experience a military re-assignment.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

Trip Cancellation:
Benefits will be paid, up to the Maximum Benefit Amount shown in the Schedule of Benefits, to cover You for the unused non-refundable prepaid expenses for Travel Arrangements, including up to $150 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to:

Trip Interruption:
Benefits will be paid, up to the Maximum Benefit Amount, for the non-refundable, unused portion of the prepaid expenses for land or water Travel Arrangements and the Additional Transportation Cost paid to return home or rejoin the Trip, when You are prevented from completing Your Trip due to:

You or Your Traveling Companion are required to work during the Trip. A written statement by a company officer and/or the Human Resources department demonstrating revocation of previously approved time off will be required;

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.

Full Policy Wording

There is no Cancel For Work Reasons coverage with this plan.