Information > Benefits > Employment Layoff

Employment Layoff

The table below shows you at a glance which company provides the most comprehensive coverage for the Employment Layoff element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

Coverage Description

Provides reimbursement for prepaid, non-refundable trip payments and deposits if a trip is canceled due to involuntary layoff or termination of employment. Conditions apply.

View full coverage summary for Employment Layoff for the policies below

#	Provider / Plan Name	Benefit
1	Air Ambulance Card Air Ambulance Card - Standard Annual	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
2	Air Ambulance Card Air Ambulance Card - Extended Stay 6 Months	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
3	Air Ambulance Card Air Ambulance Card - Extended Stay 12 Months	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
4	CSA Travel Protection Custom Luxe Comprehensive	Covered If employed for 3 continuous years
	Full Policy Wording	Involuntary employer termination or layoff affecting the Insured or a person(s) sharing the same room with the Insured during the Insured’s Covered Trip. Employment must have been with the same employer for at least 3 continuous year.
5	CSA Travel Protection Custom Comprehensive	Covered If employed for 1 continuous year
	Full Policy Wording	Involuntary termination of employment or layoff, which occurs more than 15 days after your effective date of coverage and was not under your control. You must have been continuously employed with the same employer for 1 year prior to the termination or layoff. This provision is not applicable to temporary employment, independent contractors or self-employed persons.
6	Global Alert Administrators Global Alert Essentials	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
7	Global Alert Administrators Global Alert Preferred	Covered If employed for 1 continuous year
	Full Policy Wording	Benefits will be paid, up to the Maximum Benefit Amount shown in the Schedule of Benefits, to cover You for the unused non-refundable prepaid expenses for Travel Arrangements, including up to $100 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to Involuntary employer termination or layoff affecting You or a person(s) sharing the same room with You during Your Trip. Employment must have been with the same employer for at least 1 continuous year;
8	Global Alert Administrators Global Alert Preferred Plus	Covered If employed for 1 continuous year
	Full Policy Wording	Involuntary employer termination or layoff affecting You or a person(s) sharing the same room with You during Your Trip. Employment must have been with the same employer for at least 1 continuous year
9	HCC Medical Insurance Services Atlas International excluding US Visit	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
10	HCC Medical Insurance Services Atlas America including US Visit	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
11	HTH Worldwide TravelGap Voyager	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
12	HTH Worldwide TravelGap Voyager	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
13	HTH Worldwide TripProtector	Covered after 15 day wait If employed for 1 continuous year
	Full Policy Wording	Your involuntary termination of employment or layoff, which occurs more than 15 days after your effective date of coverage and was not under your control. You must have been continuously employed with the same employer for 1 year prior to the termination or layoff. This provision is not applicable to temporary employment, independent contractors or self-employed persons.
14	HTH Worldwide TripProtector Preferred	Covered after 15 day wait If employed for 1 continuous year
	Full Policy Wording	Your involuntary termination of employment or layoff, which occurs more than 15 days after your effective date of coverage and was not under your control. You must have been continuously employed with the same employer for 1 year prior to the termination or layoff. This provision is not applicable to temporary employment, independent contractors or self-employed persons.
15	HTH Worldwide TravelGap Multi-Trip Silver	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
16	HTH Worldwide TravelGap Multi-Trip Silver	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
17	HTH Worldwide TravelGap Multi-Trip Gold	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
18	HTH Worldwide TravelGap Multi-Trip Gold	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
19	HTH Worldwide TravelGap Excursion	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
20	HTH Worldwide TravelGap Excursion	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
21	HTH Worldwide TripProtect e-Saver	Covered after 15 day wait If employed for 1 continuous year
	Full Policy Wording	You are covered for your involuntary termination of employment or layoff, which occurs more than 15 days after your effective date of coverage and was not under your control. You must have been continuously employed with the same employer for 1 year prior to the termination or layoff. This provision is not applicable to temporary employment, independent contractors or self-employed persons.
22	IMG Patriot America	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
23	IMG Patriot International	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
24	iTravelInsured Picture Perfect Vacation	Covered If employed for 1 continuous year
	Full Policy Wording	Employee termination or layoff if the Insured Person has been employed by the same employer for at least 1 year prior to the Insured’s Effective Date.
25	iTravelInsured Elite Vacation	Covered If employed for 1 continuous year
	Full Policy Wording	Employer termination or Your layoff. You must have been employed with the same employer for at least one year, and You must have worked at least 30 hours per week, excluding time off for paid vacation and holidays, for the entire period of employment.
26	iTravelInsured Lite Protection Plan	Covered If employed for 1 continuous year
	Full Policy Wording	Employee termination or layoff if the Insured Person has been employed by the same employer for at least 1 year prior to the Insured’s Effective Date.
27	iTravelInsured Annual Travel Medical Program	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
28	iTravelInsured Student Travel	Covered If employed for 1 continuous year
	Full Policy Wording	Employee termination or layoff if the Insured Person has been employed by the same employer for at least 1 year prior to the Insured’s Effective Date.
29	MedjetAssist Annual Membership	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
30	MedjetAssist MedjetAssist Extended Stay	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
31	MedjetAssist MedjetAssist Short Term Plan	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
32	MH Ross Travel Insurance Services Asset Plus	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
33	MH Ross Travel Insurance Services Bridge	Covered If employed for 1 continuous year
	Full Policy Wording	Trip Cancellation: Benefits will be paid, up to the Maximum Benefit Amount shown in the Schedule of Benefits, to cover You for the unused non-refundable prepaid expenses for Travel Arrangements, including up to $100 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to: Trip Interruption: Benefits will be paid, up to the Maximum Benefit Amount, for the non-refundable, unused portion of the prepaid expenses for land or water Travel Arrangements and the Additional Transportation Cost paid to return home or rejoin the Trip, when You are prevented from completing Your Trip due to: k. involuntary employer termination or layoff affecting You or a person(s) sharing the same room with You during Your Trip. Employment must have been with the same employer for at least 1 continuous year;
34	MH Ross Travel Insurance Services Complete	Covered If employed for 1 continuous year
	Full Policy Wording	Trip Cancellation: Benefits will be paid, up to the Maximum Benefit Amount shown in the Schedule of Benefits, to cover You for the unused non-refundable prepaid expenses for Travel Arrangements, including up to $150 for the cost of airline imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to: Trip Interruption: Benefits will be paid, up to the Maximum Benefit Amount, for the non-refundable, unused portion of the prepaid expenses for land or water Travel Arrangements and the Additional Transportation Cost paid to return home or rejoin the Trip, when You are prevented from completing Your Trip due to: k. involuntary employer termination or layoff affecting You or a person(s) sharing the same room with You during Your Trip. Employment must have been with the same employer for at least 1 continuous year;
35	Seven Corners Inc Liaison Worldwide for US Citizens	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
36	Seven Corners Inc RoundTrip	Covered If employed for 5 continuous years
	Full Policy Wording	TRIP CANCELLATION & TRIP INTERRUPTION The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are prevented from taking or unable to continue Your Trip due to: k) You are terminated, or laid off from employment subject to five (5) years of continuous employment at the place of employment where terminated.
37	Seven Corners Inc RoundTrip Choice	Covered If employed for 5 continuous years
	Full Policy Wording	TRIP CANCELLATION & TRIP INTERRUPTION The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are prevented from taking or unable to continue Your Trip due to: k) You are terminated, or laid off from employment subject to five (5) years of continuous employment at the place of employment where terminated.
38	Seven Corners Inc Inbound Immigrant	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
39	Seven Corners Inc Liaison Continent excl US	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
40	Seven Corners Inc Liaison International excl US	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
41	Seven Corners Inc Liaison Continent incl US	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
42	Seven Corners Inc Liaison International incl US	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
43	Seven Corners Inc Liaison Worldwide for Non US Citizens	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
44	Seven Corners Inc RoundTrip Economy	Covered If employed for 3 continuous years
	Full Policy Wording	TRIP CANCELLATION & TRIP INTERRUPTION Employer termination or layoff affecting You or a person(s) sharing the same room with You during Your Covered Trip. Employment must have been with the same employer for at least 3 continuous years.
45	Seven Corners Inc RoundTrip Elite	Covered If employed for 3 continuous years
	Full Policy Wording	TRIP CANCELLATION & TRIP INTERRUPTION 9. Employer termination or layoff affecting You or a person(s) sharing the same room with You during Your Covered Trip. Employment must have been with the same employer for at least 3 continuous years.
46	Travel Guard Basic	Covered If employed for 1 continuous year
	Full Policy Wording	TRIP CANCELLATION AND INTERRUPTION The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events: (h) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self-employed persons;
47	Travel Guard Basic	Covered If employed for 1 continuous year
	Full Policy Wording	TRIP CANCELLATION AND INTERRUPTION The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events: (h) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self-employed persons; or
48	Travel Guard Basic	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
49	Travel Guard Basic	Covered If employed for 1 continuous year
	Full Policy Wording	The Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self employed persons.
50	Travel Guard Basic	Covered If employed for 1 continuous year
	Full Policy Wording	The Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self employed persons.
51	Travel Guard Gold	Covered If employed for 1 continuous year
	Full Policy Wording	TRIP CANCELLATION AND INTERRUPTION The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events: o) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self-employed persons;
52	Travel Guard Gold	Covered If employed for 1 continuous year
	Full Policy Wording	TRIP CANCELLATION AND INTERRUPTION The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following events: (k) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self-employed persons;
53	Travel Guard Gold	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
54	Travel Guard Gold	Covered If employed for 1 continuous year
	Full Policy Wording	The Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self employed persons.
55	Travel Guard Gold	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
56	Travel Guard MedEvac Per Trip	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
57	Travel Guard MedEvac Per Trip	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
58	Travel Guard Business Traveler	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
59	Travel Guard Platinum	Covered If employed for 1 continuous year
	Full Policy Wording	TRIP CANCELLATION AND INTERRUPTION The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events: (o) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self-employed person;
60	Travel Guard Platinum	Covered If employed for 1 continuous year
	Full Policy Wording	TRIP CANCELLATION AND INTERRUPTION The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events: (o) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self-employed person;
61	Travel Guard Platinum	Covered If employed for 3 continuous years
	Full Policy Wording	TRIP CANCELLATION AND INTERRUPTION The Company will pay a benefit, up to the Maximum Limit shown on the Schedule of Benefits or Declarations Page, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events: i) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least 3 years. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self-employed persons;
62	Travel Guard Platinum	Covered If employed for 1 continuous year
	Full Policy Wording	The Insured or the Insured’s Traveling Companion is terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage.
63	Travel Guard Platinum	Covered If employed for 1 continuous year
	Full Policy Wording	Trip Cancellation/Trip Interruption: The Insurer will pay a benefit, up to the maximum shown on the Schedule of Coverages and Services, if You cancel Your Trip or are unable to continue on Your Trip due to the following Unforeseen events: j) You are terminated or laid off from employment subject to one year of continuous employment at the place of employment where terminated.
64	Travel Guard Silver	Covered If employed for 1 continuous year
	Full Policy Wording	TRIPCANCELLATION AND INTERRUPTION The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events: (j) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self-employed persons;
65	Travel Guard Silver	Covered If employed for 1 continuous year
	Full Policy Wording	TRIP CANCELLATION AND INTERRUPTION The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events: (j) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or selfemployed persons;
66	Travel Guard Silver	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
67	Travel Guard Silver	Covered If employed for 1 continuous year
	Full Policy Wording	The Insurer will pay a benefit, up to the maximum shown on the Schedule of Coverage and Services, if You cancel Your Trip or are unable to continue on Your Trip due to You are terminated or laid off from employment subject to one year of continuous employment at the place of employment where terminated.
68	Travel Guard Silver	Covered If employed for 1 continuous year
	Full Policy Wording	The Insured or the Insured’s Traveling Companion is terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage.
69	Travel Guard MedEvac Annual	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
70	Travel Guard MedEvac Annual	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
71	Travel Guard TravelRite Annual	Covered If employed for 1 continuous year
	Full Policy Wording	TRIP CANCELLATION AND INTERRUPTION (g) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self- employed persons;
72	Travel Guard TravelRite Annual	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
73	Travel Guard Great Outdoors	Covered If employed for 1 continuous year
	Full Policy Wording	TRIP CANCELLATION AND INTERRUPTION The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events: o) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self-employed persons
74	Travel Guard Great Outdoors	Covered If employed for 1 continuous year
	Full Policy Wording	TRIP CANCELLATION AND INTERRUPTION The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events: o) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self-employed persons;
75	Travel Guard Great Outdoors	Covered If employed for 1 continuous year
	Full Policy Wording	Trip Cancellation/Trip Interruption: The Insurer will pay a benefit, up to the maximum shown on the Schedule of Coverages and Services, if You cancel Your Trip or are unable to continue on Your Trip due to the following Unforeseen events: f) An Insured is terminated, or laid off from employment subject to one year of continuous employment at the place of employment where terminated. l) You are terminated or laid off from employment subject to one year of continuous employment at the place of employment where terminated.
76	Travel Guard Great Outdoors	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
77	Travel Insurance Services Travel Insurance Select Basic	Covered If employed for 2 continuous years
	Full Policy Wording	TRIP CANCELLATION AND INTERRUPTION The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events: g) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least two years. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self-employed persons;
78	Travel Insurance Services Travel Insurance Select Elite	Covered If employed for 2 continuous years
	Full Policy Wording	TRIP CANCELLATION AND INTERRUPTION The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events: (i) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least two years. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or self-employed persons;
79	Travel Insurance Services Travel Insurance Select Plus	Covered If employed for 2 continuous years
	Full Policy Wording	TRIP CANCELLATION AND INTERRUPTION The Insurer will pay a benefit, up to the Maximum Limit shown on the Schedule, if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to the following Unforeseen events: (i) the Insured or Traveling Companion is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least two years. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, independent contractors or selfemployed persons;
80	Travel Insured International Worldwide Trip Protector Gold	Covered If employed for 1 continuous year
	Full Policy Wording	The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking or continuing Your Trip due to the following Unforeseen events: You or Your Traveling Companion are terminated, or laid off from employment subject to one year of continuous employment at the place of employment where terminated.
81	Travel Insured International Worldwide Trip Protector	Covered If employed for 1 continuous year
	Full Policy Wording	You or Your Traveling Companion are terminated, or laid off from employment subject to one year of continuous employment at the place of employment where terminated.
82	Travelex Insurance Services Flight Insure Multi-trip - AD&D Only	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
83	Travelex Insurance Services Flight Insure Package Plan Multi-trip	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
84	Travelex Insurance Services Flight Insure Plus - Flight AD&D Only	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
85	Travelex Insurance Services Flight Insure Plus - Package Plan	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
86	Travelex Insurance Services Travel Basic	Covered If employed for 1 continuous year
	Full Policy Wording	TRIP CANCELLATION & TRIP INTERRUPTION BENEFITS Trip Cancellation and Interruption Covered Reasons 11. your involuntary termination of employment or layoff and was not under your control. You must have been continuously employed with the same employer for 1 year prior to the termination or layoff. This provision is not applicable to temporary employment, independent contractors or self-employed persons.
87	Travelex Insurance Services Travel Max	Covered If employed for 1 continuous year
	Full Policy Wording	Trip Cancellation and Interruption Covered Reasons Coverage is provided for the following unforeseeable events or their consequences which occur while coverage is in effect under this Policy if there is a change in plans by you, a Family Member traveling with you, or Traveling Companion: 15. your involuntary termination of employment or layoff and was not under your control. You must have been continuously employed with the same employer for 1 year prior to the termination or layoff. This provision is not applicable to temporary employment, independent contractors or self-employed persons;
88	Travelex Insurance Services Travel Plus	Covered If employed for 3 continuous years
	Full Policy Wording	Involuntary termination or layoff affecting You or Your Traveling Companion. Employment must have been on an active full-time basis and with the same employer for at least 3 continuous years immediately preceding the termination or layoff.
89	Travelex Insurance Services Travel Select	Covered If employed for 1 continuous year
	Full Policy Wording	Trip Cancellation and Interruption Covered Reasons: 15. your involuntary termination of employment or layoff and was not under your control. You must have been continuously employed with the same employer for 1 year prior to the termination or layoff. This provision is not applicable to temporary employment, independent contractors or self-employed persons;
90	Travelex Insurance Services TraveLite	Covered If employed for 3 continuous years
	Full Policy Wording	Involuntary termination or layoff affecting You or Your Traveling Companion. Employment must have been on an active full-time basis and with the same employer for at least 3 continuous years immediately preceding the termination or layoff.
91	Travelex Insurance Services Business Traveler	Covered If employed for 1 continuous year
	Full Policy Wording	Trip Interruption Covered Reasons Coverage is provided for the following unforeseeable events or their consequences which occur while coverage is in effect under this Policy if there is a change in plans by you, a Family Member traveling with you, or Traveling Companion: 15. your involuntary termination of employment or layoff and was not under your control. You must have been continuously employed with the same employer for 1 year prior to the termination or layoff. This provision is not applicable to temporary employment, independent contractors or self-employed persons;
92	TravelSafe Basic	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
93	TravelSafe Classic	Covered If employed for 1 continuous year
	Full Policy Wording	Trip Cancellation: Benefits will be paid, up to the Maximum Benefit Amount shown in the Schedule of Benefits, to cover You for the unused non-refundable prepaid expenses for Travel Arrangements, including up to $150 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to: Trip Interruption: Benefits will be paid, up to the Maximum Benefit Amount, for the non-refundable, unused portion of the prepaid expenses for land or water Travel Arrangements and the Additional Transportation Cost paid to return home or rejoin the Trip, when You are prevented from completing Your Trip due to: k. involuntary employer termination or layoff affecting You or a person(s) sharing the same room with You during Your Trip. Employment must have been with the same employer for at least 1 continuous year;
94	TravelSafe Classic Plus	Covered If employed for 1 continuous year
	Full Policy Wording	Trip Cancellation: Benefits will be paid, up to the Maximum Benefit Amount shown in the Schedule of Benefits, to cover You for the unused non-refundable prepaid expenses for Travel Arrangements, including up to $150 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join Your Trip when You are prevented from taking Your Trip due to: Trip Interruption: Benefits will be paid, up to the Maximum Benefit Amount, for the non-refundable, unused portion of the prepaid expenses for land or water Travel Arrangements and the Additional Transportation Cost paid to return home or rejoin the Trip, when You are prevented from completing Your Trip due to: k. involuntary employer termination or layoff affecting You or a person(s) sharing the same room with You during Your Trip. Employment must have been with the same employer for at least 1 continuous year;
95	Trawick International Safe Travels USA	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
96	Trawick International Safe Travels International	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
97	USA-ASSIST Worldwide Protection Global Travel Medical Diamond	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
98	USA-ASSIST Worldwide Protection Global Travel Medical Executive	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
99	USA-ASSIST Worldwide Protection Global Travel Medical Gold	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
100	USA-ASSIST Worldwide Protection Global Travel Medical Platinum	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
101	USA-ASSIST Worldwide Protection Global Travel Medical Standard	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
102	USA-ASSIST Worldwide Protection Global Travel Medical Titanium	No coverage
	Full Policy Wording	There is no Employment Layoff coverage in this plan.
103	USA-ASSIST Worldwide Protection GlobalTrip Classic	Covered If employed for 3 continuous years
	Full Policy Wording	Employer termination or layoff affecting you or a person sharing the same room. Employment must have been with the same employer for at least three continuous years.
104	USA-ASSIST Worldwide Protection GlobalTrip Saver	Covered If employed for 3 continuous years
	Full Policy Wording	Employer termination or layoff affecting you or a person sharing the same room. Employment must have been with the same employer for at least three continuous years.
105	USA-ASSIST Worldwide Protection GlobalTrip Plus	Covered If employed for 3 continuous years
	Full Policy Wording	Employer termination or layoff affecting you or a person sharing the same room. Employment must have been with the same employer for at least three continuous years.
106	USA-ASSIST Worldwide Protection GlobalTrip High Medical	Covered If employed for 3 continuous years
	Full Policy Wording	Employer termination or layoff affecting you or a person sharing the same room. Employment must have been with the same employer for at least three continuous years.