Information > Benefits > Money Back Guarantee

Money Back Guarantee

The table below shows you at a glance which company provides the most comprehensive coverage for the Money Back Guarantee element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

Coverage Description

Money back guarantees are provided to allow you to decide if the policy you purchased is right for you. Your guarantee or “free look” period can last for up to 14 days depending on insurance company although it expires as soon as you use the policy by making a claim or reaching your departure date.

View full coverage summary for Money Back Guarantee for the policies below

#	Provider / Plan Name	Benefit
1	Air Ambulance Card Air Ambulance Card - Standard Annual	No coverage
	Full Policy Wording	There is no Money Back Guarantee with this plan.
2	Air Ambulance Card Air Ambulance Card - Extended Stay 6 Months	No coverage
	Full Policy Wording	There is no Money Back Guarantee with this plan.
3	Air Ambulance Card Air Ambulance Card - Extended Stay 12 Months	No coverage
	Full Policy Wording	There is no Money Back Guarantee with this plan.
4	CSA Travel Protection Custom Luxe Comprehensive	Up to 10 days after purchase
	Full Policy Wording	If you are not satisfied for any reason, you may return your certificate within 10 days after receipt. Your plan payment will be refunded, provided there has been no incurred covered expense and you have not left on your Covered Trip. When so returned, the certificate is void from the beginning. Return the certificate to us at our home office. After this 10-day period, the payment for this plan is non-refundable.
5	CSA Travel Protection Custom Comprehensive	Up to 10 days after purchase
	Full Policy Wording	10-DAY RIGHT TO EXAMINE CERTIFICATE If you are not satisfied for any reason, you may return your certificate within 10 days after receipt. Your plan payment will be refunded, provided there has been no incurred covered expense and you have not left on your Covered Trip. When so returned, the certificate is void from the beginning. Return the certificate to us at our home office. After this 10-day period, the payment for this plan is non-refundable.
6	Global Alert Administrators Global Alert Essentials	Up to 10 days after purchase
	Full Policy Wording	If You are not satisfied for any reason, You may return Your certificate to the Global Alert Plan Administrators within 10 days after receipt. Your plan payment will be refunded, provided there has been no incurred covered expense. When so returned, the certificate is void from the beginning.
7	Global Alert Administrators Global Alert Preferred	Up to 10 days after purchase
	Full Policy Wording	If You are not satisfied for any reason, You may return Your certificate to the Global Alert Plan Administrator within 10 days after receipt. Your plan payment will be refunded, provided there has been no incurred covered expense. When so returned, the certificate is void from the beginning.
8	Global Alert Administrators Global Alert Preferred Plus	Up to 10 days after purchase
	Full Policy Wording	If You are not satisfied for any reason, You may return Your certificate to the Global Alert Plan Administrator within 10 days after receipt. Your plan payment will be refunded, provided there has been no incurred covered expense. When so returned, the certificate is void from the beginning.
9	HCC Medical Insurance Services Atlas International excluding US Visit	Up to the day before effective date
	Full Policy Wording	There is no Money Back Guarantee with this plan.
10	HCC Medical Insurance Services Atlas America including US Visit	Up to the day before effective date
	Full Policy Wording	Available up to the day before effective date.
11	HTH Worldwide TravelGap Voyager	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.
12	HTH Worldwide TravelGap Voyager	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.
13	HTH Worldwide TripProtector	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.
14	HTH Worldwide TripProtector Preferred	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.
15	HTH Worldwide TravelGap Multi-Trip Silver	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.
16	HTH Worldwide TravelGap Multi-Trip Silver	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.
17	HTH Worldwide TravelGap Multi-Trip Gold	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.
18	HTH Worldwide TravelGap Multi-Trip Gold	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.
19	HTH Worldwide TravelGap Excursion	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.
20	HTH Worldwide TravelGap Excursion	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.
21	HTH Worldwide TripProtect e-Saver	Up to 10 days after purchase
	Full Policy Wording	If you are not satisfied for any reason, you may return your certificate within 10 days after receipt. Your plan payment will be refunded, provided there has been no incurred covered expense and you have not left on your Covered Trip. When so returned, the certificate is void from the beginning. Return the certificate to our authorized agent. After this 10-day period, the payment for this plan is nonrefundable.
22	IMG Patriot America	Up to the day before effective date
	Full Policy Wording	(11) CANCELLATION BY INSURED PERSON – The Insured Person may request cancellation and a refund of premium for this insurance by giving the Company written notice prior to the Effective Date of Coverage under this Certificate. After such Effective Date, the following conditions apply for cancellation of this insurance: (1) If any claims have been filed with the Company, the Premium is fully earned and is non-refundable. (2) If no claims have been filed with the Company, a) a cancellation fee of US$50.00 will be charged; and b) only full month premiums will be considered as refundable.
23	IMG Patriot International	Up to the day before effective date
	Full Policy Wording	(11) CANCELLATION BY INSURED PERSON – The Insured Person may request cancellation and a refund of premium for this insurance by giving the Company written notice prior to the Effective Date of Coverage under this Certificate. After such Effective Date, the following conditions apply for cancellation of this insurance: (1) If any claims have been filed with the Company, the Premium is fully earned and is non-refundable. (2) If no claims have been filed with the Company, a) a cancellation fee of US$50.00 will be charged; and b) only full month premiums will be considered as refundable.
24	iTravelInsured Picture Perfect Vacation	Up to 10 days after purchase
	Full Policy Wording	Ten Day Right To Return Certificate If the Insured is not satisfied for any reason, he or she may return this Certificate to Us or to Our authorized representative within 10 days after receipt. Premium will then be refunded. When so returned, this Certificate will be void from the beginning. This provision is void on the Insured’s effective date of coverage.
25	iTravelInsured Elite Vacation	Up to 10 days after purchase
	Full Policy Wording	Ten Day Right To Return Certificate If the Insured is not satisfied for any reason, he or she may return this Certificate to Us or to Our authorized representative within 10 days after receipt. Premium will then be refunded. When so returned, this Certificate will be void from the beginning. This provision is void on the Insured’s effective date of coverage.
26	iTravelInsured Lite Protection Plan	Up to 10 days after purchase
	Full Policy Wording	Ten Day Right To Return Certificate If the Insured is not satisfied for any reason, he or she may return this Certificate to Us or to Our authorized representative within 10 days after receipt. Premium will then be refunded. When so returned, this Certificate will be void from the beginning. This provision is void on the Insured’s effective date of coverage.
27	iTravelInsured Annual Travel Medical Program	Up to 10 days after purchase
	Full Policy Wording	Ten Day Right To Return Certificate If the Insured is not satisfied for any reason, he or she may return this Certificate to Us or to Our authorized representative within 10 days after receipt. Premium will then be refunded. When so returned, this Certificate will be void from the beginning. This provision is void on the Insured’s effective date of coverage.
28	iTravelInsured Student Travel	Up to 10 days after purchase
	Full Policy Wording	Ten Day Right To Return Certificate If the Insured is not satisfied for any reason, he or she may return this Certificate to Us or to Our authorized representative within 10 days after receipt. Premium will then be refunded. When so returned, this Certificate will be void from the beginning. This provision is void on the Insured’s effective date of coverage.
29	MedjetAssist Annual Membership	No coverage
	Full Policy Wording	There is no Money Back Guarantee with this plan.
30	MedjetAssist MedjetAssist Extended Stay	No coverage
	Full Policy Wording	There is no Money Back Guarantee with this plan.
31	MedjetAssist MedjetAssist Short Term Plan	No coverage
	Full Policy Wording	There is no Money Back Guarantee with this plan.
32	MH Ross Travel Insurance Services Asset Plus	Up to 10 days after purchase
	Full Policy Wording	Your Satisfaction Is Important To Us If You are not satisfied for any reason, You may return Your certificate to MH Ross within 10 days after receipt. Your plan payment (less any enrollment fees charged) will be refunded, provided You have not filed a claim or departed on Your Trip. When so returned, the certificate is void from the beginning.
33	MH Ross Travel Insurance Services Bridge	Up to 10 days after purchase
	Full Policy Wording	Your Satisfaction Is Important To Us If You are not satisfied for any reason, You may return Your certificate to MH Ross Travel Insurance Services within 10 days after receipt. Your plan payment (less any enrollment fees charged) will be refunded, provided You have not filed a claim or departed on Your Trip. When so returned, the certificate is void from the beginning.
34	MH Ross Travel Insurance Services Complete	Up to 10 days after purchase
	Full Policy Wording	Your Satisfaction Is Important To Us If You are not satisfied for any reason, You may return Your certificate to MH Ross Travel Insurance Services within 10 days after receipt. Your plan payment (less any enrollment fees charged) will be refunded, provided You have not filed a claim or departed on Your Trip. When so returned, the certificate is void from the beginning.
35	Seven Corners Inc Liaison Worldwide for US Citizens	Up to the day before effective date
	Full Policy Wording	Refund of Premium: Nationwide realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by the Administrator prior to the Effective Date of Coverage. If written request is received after the Effective Date of Coverage, the unused portion of the Plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to the Administrator for reimbursement.
36	Seven Corners Inc RoundTrip	Up to 10 days after purchase
	Full Policy Wording	Protection Plan costs are non-refundable after the 10-day review period.
37	Seven Corners Inc RoundTrip Choice	Up to 10 days after purchase
	Full Policy Wording	Protection Plan costs are non-refundable after the 10-day review period.
38	Seven Corners Inc Inbound Immigrant	Up to the day before effective date
	Full Policy Wording	REFUND PROCEDURE Seven Corners realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by Seven Corners prior to the Effective Date of Coverage. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to Seven Corners for reimbursement.
39	Seven Corners Inc Liaison Continent excl US	Up to the day before effective date
	Full Policy Wording	Refund of Premium/Cancellation Refund of total plan cost will only be considered if written request is received by Seven Corners prior to the Effective Date of Coverage. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to Seven Corners for reimbursement.
40	Seven Corners Inc Liaison International excl US	Up to the day before effective date
	Full Policy Wording	Refund of Premium: United States Fire Insurance Company realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by the Administrator prior to the Effective Date of Coverage. If written request is received after the Effective Date of Coverage, the unused portion of the Plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to the Administrator for reimbursement.
41	Seven Corners Inc Liaison Continent incl US	Up to the day before effective date
	Full Policy Wording	Refund of Premium/Cancellation Refund of total plan cost will only be considered if written request is received by Seven Corners prior to the Effective Date of Coverage. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to Seven Corners for reimbursement.
42	Seven Corners Inc Liaison International incl US	Up to the day before effective date
	Full Policy Wording	Refund of Premium: United States Fire Insurance Company realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by the Administrator prior to the Effective Date of Coverage. If written request is received after the Effective Date of Coverage, the unused portion of the Plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to the Administrator for reimbursement.
43	Seven Corners Inc Liaison Worldwide for Non US Citizens	Up to the day before effective date
	Full Policy Wording	Refund of Premium: Nationwide realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by the Administrator prior to the Effective Date of Coverage. If written request is received after the Effective Date of Coverage, the unused portion of the Plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to the Administrator for reimbursement.
44	Seven Corners Inc RoundTrip Economy	Up to 10 days after purchase
	Full Policy Wording	If the Insured is not completely satisfied with the insurance You must notify the Company within 10 days of purchase and return the certificate. The Company will give the Insured a full refund of premium provided You have not already departed on the Covered Trip or filed a claim.
45	Seven Corners Inc RoundTrip Elite	Up to 10 days after purchase
	Full Policy Wording	If the Insured is not completely satisfied with the insurance You must notify the Company within 10 days of purchase and return the certificate. The Company will give the Insured a full refund of premium provided You have not already departed on the Covered Trip or filed a claim.
46	Travel Guard Basic	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed — Travel Guard is committed to providing products and services that will exceed expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date.
47	Travel Guard Basic	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed — Travel Guard is committed to providing products and services that will exceed expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date.
48	Travel Guard Basic	Up to 15 days after purchase
	Full Policy Wording	FIFTEEN DAY LOOK: You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: a) 15 days from the Effective Date of Your insurance; or b) Your scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.
49	Travel Guard Basic	Up to 15 days after purchase
	Full Policy Wording	Travel Guard is committed to providing products and services that will exceed expectations. If You are not completely satisfied, You can receive a refund of the premium, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the Policy, provided it is not past the original departure date.
50	Travel Guard Basic	Up to 15 days after purchase
	Full Policy Wording	Travel Guard is committed to providing products and services that will exceed expectations. If You are not completely satisfied, You can receive a refund of the premium, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the Policy, provided it is not past the original departure date.
51	Travel Guard Gold	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed — Travel Guard is committed to providing products and services that will exceed expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date.
52	Travel Guard Gold	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed — Travel Guard is committed to providing products and services that will exceed expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date.
53	Travel Guard Gold	Up to 15 days after purchase
	Full Policy Wording	FIFTEEN DAY LOOK: You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 15 days from the Effective Date of Your insurance; or (b) Your scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.
54	Travel Guard Gold	Up to 15 days after purchase
	Full Policy Wording	Travel Guard is committed to providing products and services that will exceed expectations. If You are not completely satisfied, You can receive a refund of the premium, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the Policy, provided it is not past the original departure date.
55	Travel Guard Gold	Up to 15 days after purchase
	Full Policy Wording	Travel Guard is committed to providing products and services that will exceed expectations. If You are not completely satisfied, You can receive a refund of the premium, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the Policy, provided it is not past the original departure date.
56	Travel Guard MedEvac Per Trip	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed — Travel Guard is committed to providing products and services that will exceed expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date.
57	Travel Guard MedEvac Per Trip	Up to 15 days after purchase
	Full Policy Wording	FIFTEEN DAY LOOK: You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 15 days from the Effective Date of Your insurance; or (b) Your scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.
58	Travel Guard Business Traveler	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed Travel Guard is committed to providing products and services that will exceed expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date.
59	Travel Guard Platinum	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed — Travel Guard is committed to providing products and services that will exceed expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date.
60	Travel Guard Platinum	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed — Travel Guard is committed to providing products and services that will exceed expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date.
61	Travel Guard Platinum	Up to 15 days after purchase
	Full Policy Wording	FIFTEEN DAY LOOK: You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 15 days from the Effective Date of Your insurance; or (b) Your scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.
62	Travel Guard Platinum	Up to 15 days after purchase
	Full Policy Wording	Travel Guard is committed to providing products and services that will exceed expectations. If You are not completely satisfied, You can receive a refund of the premium, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the Policy, provided it is not past the original departure date.
63	Travel Guard Platinum	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guarantee – Travel Guard is committed to providing products and services that will exceed expectations. If You are not completely satisfied, You can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date, and You have not submitted a claim. If past 15 days, the cost and service fees are non-refundable.
64	Travel Guard Silver	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed — Travel Guard is committed to providing products and services that will exceed expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date.
65	Travel Guard Silver	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed — Travel Guard is committed to providing products and services that will exceed expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date.
66	Travel Guard Silver	Up to 15 days after purchase
	Full Policy Wording	FIFTEEN DAY LOOK: You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: a) 15 days from the Effective Date of Your insurance; or b) Your scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.
67	Travel Guard Silver	Up to 15 days after purchase
	Full Policy Wording	Travel Guard is committed to providing products and services that will exceed expectations. If You are not completely satisfied, You can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date, and You have not submitted a claim. If past 15 days, the cost and service fees are non-refundable.
68	Travel Guard Silver	Up to 15 days after purchase
	Full Policy Wording	Travel Guard is committed to providing products and services that will exceed expectations. If You are not completely satisfied, You can receive a refund of the premium, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the Policy, provided it is not past the original departure date.
69	Travel Guard MedEvac Annual	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed — Travel Guard is committed to providing products and services that will exceed expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date.
70	Travel Guard MedEvac Annual	Up to 15 days after purchase
	Full Policy Wording	FIFTEEN DAY LOOK: You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 15 days from the Effective Date of Your insurance; or (b) Your scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.
71	Travel Guard TravelRite Annual	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed — Travel Guard is committed to providing products and services that will exceed expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date.
72	Travel Guard TravelRite Annual	Up to 15 days after purchase
	Full Policy Wording	FIFTEEN DAY LOOK: You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 15 days from the Effective Date of Your insurance; or (b) Your scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.
73	Travel Guard Great Outdoors	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed — Travel Guard is committed to providing products and services that will exceed expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date. Any payments under the policy will only be made in full compliance with all United States of America economic or trade sanction laws or regulations, including, but not limited to, sanctions, laws and regulations administered and enforced by the U.S. Treasury Department’s Office of Foreign Assets Control (“OFAC”). Therefore, any expenses incurred or claims made involving travel that is in violation of such sanctions, laws and regulations will not be covered under the policy. For more information, you may consult the OFAC internet website at: www.treas.gov/offices/enforcement/ofac/ or a Travel Guard representative
74	Travel Guard Great Outdoors	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed Travel Guard is committed to providing products and services that will exceed expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date.
75	Travel Guard Great Outdoors	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guarantee – Travel Guard is committed to providing products and services that will exceed expectations. If You are not completely satisfied, You can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date, and You have not submitted a claim. If past 15 days, the cost and service fees are non-refundable.
76	Travel Guard Great Outdoors	Up to 15 days after purchase
	Full Policy Wording	FIFTEEN DAY LOOK: You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 15 days from the Effective Date of Your insurance; or (b) Your scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy.
77	Travel Insurance Services Travel Insurance Select Basic	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed — We are committed to providing products and services that will exceed your expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the processing fee. Requests for refunds must be submitted in writing to USI Travel Insurance Services, 2950 Camino Diablo, Suite 300, Walnut Creek, CA 94597-3991, within 15 days of the issuance of your Confirmation Receipt, provided the Departure Date has not passed.
78	Travel Insurance Services Travel Insurance Select Elite	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed — We are committed to providing products and services that will exceed your expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the processing fee. Requests for refunds must be submitted in writing to USI Travel Insurance Services, 2950 Camino Diablo, Suite 300, Walnut Creek, CA 94597-3991, within 15 days of the issuance of your Confirmation Receipt, provided the Departure Date has not passed.
79	Travel Insurance Services Travel Insurance Select Plus	Up to 15 days after purchase
	Full Policy Wording	Satisfaction Guaranteed — We are committed to providing products and services that will exceed your expectations. If you are not completely satisfied, you can receive a refund of the cost, minus the processing fee. Requests for refunds must be submitted in writing to USI Travel Insurance Services, 2950 Camino Diablo, Suite 300, Walnut Creek, CA 94597-3991, within 15 days of the issuance of your Confirmation Receipt, provided the Departure Date has not passed.
80	Travel Insured International Worldwide Trip Protector Gold	Up to 14 days after purchase
	Full Policy Wording	You may cancel insurance under the Policy by giving Travel Insured International written notice within the first to occur of the following: a) 14 days from the Effective Date of Your insurance; or b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid (less $8 administration fee) provided You have not filed a claim under the policy.
81	Travel Insured International Worldwide Trip Protector	Up to 14 days after purchase
	Full Policy Wording	You may cancel coverage under the policy by giving Travel Insured International written notice within the first to occur of the following: (a) 14 days from the Effective Date of Your coverage; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid (less $8 administration fee) provided You have not filed a claim under the policy.
82	Travelex Insurance Services Flight Insure Multi-trip - AD&D Only	Up to 10 days after purchase
	Full Policy Wording	Ten Day Free Look If you are not completely satisfied within 10 days of purchasing this plan, Travelex will refund your premium cost, if you have not departed on your trip or filed a claim.
83	Travelex Insurance Services Flight Insure Package Plan Multi-trip	Up to 10 days after purchase
	Full Policy Wording	Ten Day Free Look If you are not completely satisfied within 10 days of purchasing this plan, Travelex will refund your premium cost, if you have not departed on your trip or filed a claim.
84	Travelex Insurance Services Flight Insure Plus - Flight AD&D Only	Up to 10 days after purchase
	Full Policy Wording	Ten Day Free Look If you are not completely satisfied within 10 days of purchasing this plan, Travelex will refund your premium cost, if you have not departed on your trip or filed a claim.
85	Travelex Insurance Services Flight Insure Plus - Package Plan	Up to 10 days after purchase
	Full Policy Wording	Ten Day Free Look If you are not completely satisfied within 10 days of purchasing this plan, Travelex will refund your premium cost, if you have not departed on your trip or filed a claim.
86	Travelex Insurance Services Travel Basic	Up to 10 days after purchase
	Full Policy Wording	If you are not satisfied for any reason, you may cancel your coverage within 10 days of your receipt of this document. If you haven’t already left on your Covered Trip and/or provided there has been no covered expense, you will receive a full refund of your plan cost. After this 10-day review period, the payment for this plan is non-refundable, except in the following circumstances: • The supplier cancels or changes the dates of your Covered Trip and all penalties are waived; or • You cancel your Covered Trip before any cancellation penalties are in effect; or • You have duplicate coverage for this Covered Trip or due to your death.
87	Travelex Insurance Services Travel Max	Up to 10 days after purchase
	Full Policy Wording	If you are not satisfied for any reason, you may cancel your coverage within 10 days of your receipt of this document. If you haven’t already left on your Covered Trip and/or provided there has been no covered expense, you will receive a full refund of your plan cost. After this 10-day review period, the payment for this plan is non-refundable, except in the following circumstances: • The supplier cancels or changes the dates of your Covered Trip and all penalties are waived; or • You cancel your Covered Trip before any cancellation penalties are in effect; or • You have duplicate coverage for this Covered Trip or due to your death.
88	Travelex Insurance Services Travel Plus	Up to 10 days after purchase
	Full Policy Wording	There is no Money Back Guarantee with this plan.
89	Travelex Insurance Services Travel Select	Up to 10 days after purchase
	Full Policy Wording	If you are not satisfied for any reason, you may cancel your coverage within 10 days of your receipt of this document. If you haven’t already left on your Covered Trip and/or provided there has been no covered expense, you will receive a full refund of your plan cost. After this 10-day review period, the payment for this plan is non-refundable, except in the following circumstances: • The supplier cancels or changes the dates of your Covered Trip and all penalties are waived; or • You cancel your Covered Trip before any cancellation penalties are in effect; or • You have duplicate coverage for this Covered Trip or due to your death.
90	Travelex Insurance Services TraveLite	Up to 10 days after purchase
	Full Policy Wording	Up to 10 days after purchase
91	Travelex Insurance Services Business Traveler	Up to 10 days after purchase
	Full Policy Wording	If you are not satisfied for any reason, you may cancel your coverage within 10 days of your receipt of this document. If you haven’t already left on your Covered Trip and/or provided there has been no covered expense, you will receive a full refund of your plan cost. After this 10-day review period, the payment for this plan is non-refundable, except in the following circumstances: • The supplier cancels or changes the dates of your Covered Trip and all penalties are waived; or • You cancel your Covered Trip before any cancellation penalties are in effect; or • You have duplicate coverage for this Covered Trip or due to your death.
92	TravelSafe Basic	Up to 10 days after purchase
	Full Policy Wording	Your Satisfaction Is Important To Us If You are not satisfied for any reason, You may return Your certificate to TravelSafe within 10 days after receipt. Your plan payment (less any enrollment fees charged) will be refunded, provided You have not fi led a claim or departed on Your Trip. When so returned, the certificate is void from the beginning.
93	TravelSafe Classic	Up to 10 days after purchase
	Full Policy Wording	Your Satisfaction Is Important To Us If You are not satisfied for any reason, You may return Your certificate to TravelSafe within 10 days after receipt. Your plan payment (less any enrollment fees charged) will be refunded, provided You have not fi led a claim or departed on Your Trip. When so returned, the certificate is void from the beginning.
94	TravelSafe Classic Plus	Up to 10 days after purchase
	Full Policy Wording	Your Satisfaction Is Important To Us If You are not satisfied for any reason, You may return Your certificate to TravelSafe within 10 days after receipt. Your plan payment (less any enrollment fees charged) will be refunded, provided You have not filed a claim or departed on Your Trip. When so returned, the certificate is void from the beginning.
95	Trawick International Safe Travels USA	Up to the day before effective date
	Full Policy Wording	Refund of Premium- of total plan cost minus the processing fee will only be considered if written request is received by Us prior to the Effective Date of Coverage. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee of $10, provided no claim has been submitted to Us.
96	Trawick International Safe Travels International	Up to the day before effective date
	Full Policy Wording	Refund of Premium- of total plan cost minus the processing fee will only be considered if written request is received by Us prior to the Effective Date of Coverage. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee of $10, provided no claim has been submitted to Us.
97	USA-ASSIST Worldwide Protection Global Travel Medical Diamond	Up to the day before effective date
	Full Policy Wording	Premium for the full term of coverage will be refunded only when a written request is received by SRI prior to the Effective Date of Individual Insurance. After the Effective Date of Individual Insurance, premium is considered fully earned and nonrefundable.
98	USA-ASSIST Worldwide Protection Global Travel Medical Executive	Up to the day before effective date
	Full Policy Wording	Premium for the full term of coverage will be refunded only when a written request is received by SRI prior to the Effective Date of Individual Insurance. After the Effective Date of Individual Insurance, premium is considered fully earned and nonrefundable.
99	USA-ASSIST Worldwide Protection Global Travel Medical Gold	Up to the day before effective date
	Full Policy Wording	Premium for the full term of coverage will be refunded only when a written request is received by SRI prior to the Effective Date of Individual Insurance. After the Effective Date of Individual Insurance, premium is considered fully earned and nonrefundable.
100	USA-ASSIST Worldwide Protection Global Travel Medical Platinum	Up to the day before effective date
	Full Policy Wording	Premium for the full term of coverage will be refunded only when a written request is received by SRI prior to the Effective Date of Individual Insurance. After the Effective Date of Individual Insurance, premium is considered fully earned and nonrefundable.
101	USA-ASSIST Worldwide Protection Global Travel Medical Standard	Up to the day before effective date
	Full Policy Wording	Premium for the full term of coverage will be refunded only when a written request is received by SRI prior to the Effective Date of Individual Insurance. After the Effective Date of Individual Insurance, premium is considered fully earned and nonrefundable.
102	USA-ASSIST Worldwide Protection Global Travel Medical Titanium	Up to the day before effective date
	Full Policy Wording	Premium for the full term of coverage will be refunded only when a written request is received by SRI prior to the Effective Date of Individual Insurance. After the Effective Date of Individual Insurance, premium is considered fully earned and nonrefundable.
103	USA-ASSIST Worldwide Protection GlobalTrip Classic	Up to 10 days after purchase
	Full Policy Wording	Cancellations are permissible within 10 days of the date of purchase; but in no instance will cancellation be accepted within 10 days prior to the departure date. Please note that your cancellation rights are no longer valid after this initial 10 day period.
104	USA-ASSIST Worldwide Protection GlobalTrip Saver	Up to 10 days after purchase
	Full Policy Wording	Cancellations are permissible within 10 days of the date of purchase; but in no instance will cancellation be accepted within 10 days prior to the departure date. Please note that your cancellation rights are no longer valid after this initial 10 day period.
105	USA-ASSIST Worldwide Protection GlobalTrip Plus	Up to 10 days after purchase
	Full Policy Wording	Cancellations are permissible within 10 days of the date of purchase; but in no instance will cancellation be accepted within 10 days prior to the departure date. Please note that your cancellation rights are no longer valid after this initial 10 day period.
106	USA-ASSIST Worldwide Protection GlobalTrip High Medical	Up to 10 days after purchase
	Full Policy Wording	Cancellations are permissible within 10 days of the date of purchase; but in no instance will cancellation be accepted within 10 days prior to the departure date. Please note that your cancellation rights are no longer valid after this initial 10 day period.