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Global Alert Administrators

Provider	Global Alert Administrators
Plan Name	Global Alert Preferred Plus

Ratings
AM Best Rating	Underwritten by United States Fire Insurance Company AM Best's Rating of A (Excellent) Effective as of: 02/09/2011 Verify Rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation	100% of the trip cost
Trip Interruption	150% of the trip cost
Hurricane & Weather	Complete cessation of common carrier for 12 hours Mandatory Evacuation conditionally covered Hurricane warning issued within 24 hours of departure after 15 day wait Accommodation at destination made uninhabitable Must be purchased before storm is named
Terrorism	Covered for foreign and domestic
Financial Default	Covered after 14 day wait if purchased within 15 days of trip deposit
Employment Layoff	Covered If employed for 1 continuous year
Cancel For Work Reasons	Included in Trip Cancellation and Trip Interruption
Cancel For Any Reason	Covered for up to 100% of loss if purchased within 15 days of trip deposit Limitations apply
Medical
Emergency Medical	$250,000 per person Secondary coverage
Pre-Existing Condition	Covered if purchased within 15 days of trip deposit
Co-Insurance	No Co-Insurance
Medical Deductible	No Medical Deductible
Home Country Coverage	No coverage
Evacuation
Medical Evacuation & Repatriation	$1,000,000 per person
Non-Medical Evacuation	No coverage
Loss or Delay
Travel Delay	$1,000 per person $200 daily limit Covered after 8 hour delay
Baggage Delay	$200 daily limit $400 policy limit Covered after 12 hour delay
Baggage & Personal Items Loss	$2,500 per person $300 per item $600 specific items limit
Missed Connection	$2,500 per person Covered after 3 hour delay Cruise and tour only
Life Insurance
Life Insurance - Accidental Death	$50,000 per person
Life Insurance - Air Flight Accident	$100,000 per person
Life Insurance - Common Carrier	No coverage
Sports
Hazardous Sports	No coverage
Sports Equipment & Fees	No coverage
Amateur Sports	No coverage
Other Benefits
Rental Car Damage	$25,000 policy limit
Money Back Guarantee	Up to 10 days after purchase
24 Hour Assistance Service	24 hour assistance provided
Additional Benefits	No coverage
Identity Theft	No coverage
Renewable Policy	Not renewable
Maximum Trip Length	Not applicable
Maximum Number of Trips	Not applicable
All Events Upgrade	No coverage

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Global Alert Administrators

Providers

Benefits

Claims Information

AM Best Ratings

Certificates