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Global Alert Administrators
Provider
Global Alert Administrators
Plan Name
Global Alert Preferred
Ratings
AM Best Rating
Underwritten by United States Fire Insurance Company
AM Best's Rating of A (Excellent)
Effective as of: 02/09/2011
Verify Rating at
www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation
100% of the trip cost
Trip Interruption
150% of the trip cost
Hurricane & Weather
Complete cessation of common carrier for 12 hours
Mandatory Evacuation conditionally covered
Hurricane warning issued within 24 hours of departure after 15 day wait
Accommodation at destination made uninhabitable
Must be purchased before storm is named
Terrorism
Covered for foreign and domestic
Financial Default
Covered after 14 day wait if purchased within 15 days of trip deposit
Employment Layoff
Covered
If employed for 1 continuous year
Cancel For Work Reasons
Included in Trip Cancellation and Trip Interruption
Cancel For Any Reason
No coverage
Medical
Emergency Medical
$100,000 per person
Secondary coverage
Pre-Existing Condition
Covered if purchased within 15 days of trip deposit
Co-Insurance
No Co-Insurance
Medical Deductible
No Medical Deductible
Home Country Coverage
No coverage
Evacuation
Medical Evacuation & Repatriation
$500,000 per person
Non-Medical Evacuation
$25,000 per person
Loss or Delay
Travel Delay
$1,000 per person
$200 daily limit
Covered after 8 hour delay
Baggage Delay
$200 daily limit
$400 policy limit
Covered after 12 hour delay
Baggage & Personal Items Loss
$1,500 per person
$300 per item
$600 specific items limit
Missed Connection
$1,500 per person
Covered after 3 hour delay
Cruise and tour only
Life Insurance
Life Insurance - Accidental Death
$50,000 per person
Life Insurance - Air Flight Accident
No coverage
Life Insurance - Common Carrier
No coverage
Sports
Hazardous Sports
No coverage
Sports Equipment & Fees
No coverage
Amateur Sports
No coverage
Other Benefits
Rental Car Damage
No coverage
Money Back Guarantee
Up to 10 days after purchase
24 Hour Assistance Service
24 hour assistance provided
Additional Benefits
No coverage
Identity Theft
No coverage
Renewable Policy
Not renewable
Maximum Trip Length
Not applicable
Maximum Number of Trips
Not applicable
All Events Upgrade
No coverage
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Benefits
Claims Information
AM Best Ratings
Certificates