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HCC Medical Insurance Services HCC Medical Insurance Services

Provider Hccmis_nosub_logoHCC Medical Insurance Services
Plan Name Atlas America incl US
  Certificate
Ratings
AM Best Rating Underwritten by Lloyd's of London

AM Best's Rating of A (Excellent)
Effective as of: 07/26/2012

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation No coverage
Trip Interruption $5,000 per person
Return Air only
Hurricane & Weather No coverage
Terrorism No coverage
Financial Default No coverage
Employment Layoff No coverage
Cancel For Work Reasons No coverage
Cancel For Any Reason No coverage
Medical
Emergency Medical $50,000 per person
Secondary coverage
Pre-Existing Condition $20,000 per person Emergency Medical for Unexpected Recurrence
$25,000 per person Medical Evacuation for Unexpected Recurrence
Co-Insurance Plan pays 80% of first $5,000 after deductible in USA or Canada then 100%
Plan pays 100% after deductible outside USA or Canada
Medical Deductible $250 per person
Home Country Coverage 15 days per 3 months
Evacuation
Medical Evacuation & Repatriation $500,000 per person
Non-Medical Evacuation $10,000 per person
Loss or Delay
Travel Delay No coverage
Baggage Delay No coverage
Baggage & Personal Items Loss $250 per person
$50 per bag
Checked luggage only
Missed Connection No coverage
Life Insurance
Life Insurance - Accidental Death $25,000 per adult
$5,000 per child
Life Insurance - Air Flight Accident No coverage
Life Insurance - Common Carrier $50,000 per adult
$25,000 per child
Sports
Hazardous Sports Covered
Sports Equipment & Fees No coverage
Amateur Sports No coverage
Other Benefits
Rental Car Damage No coverage
Money Back Guarantee Up to the day before effective date
24 Hour Assistance Service 24 hour assistance provided
Additional Benefits No coverage
Identity Theft No coverage
Renewable Policy Renewable up to 12 months
Maximum Trip Length Not applicable
Maximum Number of Trips Not applicable
All Events Upgrade No coverage