HCC Medical Insurance Services HCC Medical Insurance Services

Listed are all plans offered by HCC Medical Insurance Services. You can compare coverages, and review plan's certificates.

Compare plans offered by HCC Medical Insurance Services
Provider HCC Medical Insurance Services Hccmis_nosub_logo HCC Medical Insurance Services Hccmis_nosub_logo
Plan Name Atlas International excluding US Visit Atlas America including US Visit
  Bttn-certificate Bttn-certificate
Ratings
AM Best Rating Underwritten by Lloyd's of London
AM Best's Rating of A (Excellent)
Effective as of: 07/14/2011
Verify Rating at
www.ambest.com 		Underwritten by Lloyd's of London
AM Best's Rating of A (Excellent)
Effective as of: 07/14/2011
Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation No coverage No coverage
Trip Interruption $5,000 per person
Return Air only		 $5,000 per person
Return Air only
Medical
Emergency Medical $50,000 per person
Secondary coverage		 $50,000 per person
Secondary coverage
Pre-Existing Condition $20,000 per person Emergency Medical for Unexpected Recurrence
$25,000 per person Medical Evacuation for Unexpected Recurrence		 $20,000 per person Emergency Medical for Unexpected Recurrence
$25,000 per person Medical Evacuation for Unexpected Recurrence
Co-Insurance Plan pays 100% after deductible outside USA or Canada Plan pays 80% of first $5,000 after deductible in USA or Canada then 100%
Plan pays 100% after deductible outside USA or Canada
Medical Deductible $250 per person $250 per person
Home Country Coverage 15 days per 3 months 15 days per 3 months
Evacuation
Medical Evacuation & Repatriation $500,000 per person $500,000 per person
Non-Medical Evacuation $10,000 per person $10,000 per person
Loss or Delay
Baggage & Personal Items Loss $250 per person
$50 per item
Checked luggage only		 $250 per person
$50 per bag
Checked luggage only
Life Insurance
Life Insurance - Accidental Death $25,000 per adult
$5,000 per child		 $25,000 per adult
$5,000 per child
Life Insurance - Common Carrier $50,000 per adult
$25,000 per child		 $50,000 per adult
$25,000 per child
Sports
Hazardous Sports Covered Covered
Other Benefits
Money Back Guarantee Up to the day before effective date Up to the day before effective date
24 Hour Assistance Service 24 hour assistance provided 24 hour assistance provided
Renewable Policy Renewable up to 12 months Renewable up to 12 months