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1-800-240-0369

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HTH Worldwide HTH Worldwide

Provider Match_logo_20x75_hthHTH Worldwide
Plan Name TravelGap Voyager
  Certificate
Ratings
AM Best Rating Underwritten by HM Life Insurance Company

AM Best's Rating of A- (Excellent)
Effective as of: 11/02/2011

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation No coverage
Trip Interruption $500 per person
Return transportation only
Hurricane & Weather No coverage
Terrorism No coverage
Financial Default No coverage
Employment Layoff No coverage
Cancel For Work Reasons No coverage
Cancel For Any Reason No coverage
Medical
Emergency Medical $50,000 per person
Secondary coverage
Pre-Existing Condition No coverage
Co-Insurance Plan pays 100% after deductible
Medical Deductible $250 per person
Home Country Coverage No coverage
Evacuation
Medical Evacuation & Repatriation $525,000 per person
Non-Medical Evacuation No coverage
Loss or Delay
Travel Delay No coverage
Baggage Delay No coverage
Baggage & Personal Items Loss $500 per person
$100 per item
Missed Connection No coverage
Life Insurance
Life Insurance - Accidental Death $25,000 per person
Life Insurance - Air Flight Accident No coverage
Life Insurance - Common Carrier No coverage
Sports
Hazardous Sports No coverage
Sports Equipment & Fees No coverage
Amateur Sports No coverage
Other Benefits
Rental Car Damage No coverage
Money Back Guarantee Up to 10 days after purchase
24 Hour Assistance Service 24 hour assistance provided
Additional Benefits No coverage
Identity Theft No coverage
Renewable Policy Not renewable
Maximum Trip Length Not applicable
Maximum Number of Trips Not applicable
All Events Upgrade No coverage