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Information
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> Plan Detail
HTH Worldwide
Provider
HTH Worldwide
Plan Name
TravelGap Voyager
Certificate
Ratings
AM Best Rating
Underwritten by HM Life Insurance Company
AM Best's Rating of A- (Excellent)
Effective as of: 11/02/2011
Verify Rating at
www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation
No coverage
Trip Interruption
$500 per person
Return transportation only
Hurricane & Weather
No coverage
Terrorism
No coverage
Financial Default
No coverage
Employment Layoff
No coverage
Cancel For Work Reasons
No coverage
Cancel For Any Reason
No coverage
Medical
Emergency Medical
$50,000 per person
Secondary coverage
Pre-Existing Condition
No coverage
Co-Insurance
Plan pays 100% after deductible
Medical Deductible
$250 per person
Home Country Coverage
No coverage
Evacuation
Medical Evacuation & Repatriation
$525,000 per person
Non-Medical Evacuation
No coverage
Loss or Delay
Travel Delay
No coverage
Baggage Delay
No coverage
Baggage & Personal Items Loss
$500 per person
$100 per item
Missed Connection
No coverage
Life Insurance
Life Insurance - Accidental Death
$25,000 per person
Life Insurance - Air Flight Accident
No coverage
Life Insurance - Common Carrier
No coverage
Sports
Hazardous Sports
No coverage
Sports Equipment & Fees
No coverage
Amateur Sports
No coverage
Other Benefits
Rental Car Damage
No coverage
Money Back Guarantee
Up to 10 days after purchase
24 Hour Assistance Service
24 hour assistance provided
Additional Benefits
No coverage
Identity Theft
No coverage
Renewable Policy
Not renewable
Maximum Trip Length
Not applicable
Maximum Number of Trips
Not applicable
All Events Upgrade
No coverage