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IMG

Provider	IMG
Plan Name	Patriot International

Ratings
AM Best Rating	Underwritten by Sirius International Ins. Corp AM Best's Rating of A (Excellent) Effective as of: 10/07/2011 Verify Rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation	No coverage
Trip Interruption	$5,000 per person Return transportation only
Hurricane & Weather	No coverage
Terrorism	No coverage
Financial Default	No coverage
Employment Layoff	No coverage
Cancel For Work Reasons	No coverage
Cancel For Any Reason	No coverage
Medical
Emergency Medical	$50,000 per person Secondary coverage
Pre-Existing Condition	Covered if enrolled in a Primary Health Insurance Plan
Co-Insurance	Plan pays 100% after deductible
Medical Deductible	$250 per person
Home Country Coverage	14 days
Evacuation
Medical Evacuation & Repatriation	$500,000 per person Pre-Existing Condition limit $25,000 per person
Non-Medical Evacuation	$10,000 per person
Loss or Delay
Travel Delay	No coverage
Baggage Delay	No coverage
Baggage & Personal Items Loss	$250 per person $50 per item Checked luggage only
Missed Connection	No coverage
Life Insurance
Life Insurance - Accidental Death	$25,000 per person
Life Insurance - Air Flight Accident	No coverage
Life Insurance - Common Carrier	$50,000 per person $250,000 policy limit
Sports
Hazardous Sports	No coverage
Sports Equipment & Fees	No coverage
Amateur Sports	No coverage
Other Benefits
Rental Car Damage	No coverage
Money Back Guarantee	Up to the day before effective date
24 Hour Assistance Service	24 hour assistance provided
Additional Benefits	No coverage
Identity Theft	$500 per person
Renewable Policy	Renewable up to 24 months
Maximum Trip Length	Not applicable
Maximum Number of Trips	Not applicable
All Events Upgrade	No coverage

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IMG

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