IMG
IMG

All IMG policies are listed below. You can review policies, coverages, and sample certificates.

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Compare All Policies for IMG

IMG

Policy 1
iTravelInsured Travel Lite

Policy Description:

The iTravelInsured Travel Lite plan is IMG’s basic travel insurance product, designed for domestic or international vacations. It includes comprehensive coverages at a competitive rate. It has our in-house Worldwide 24/7 Emergency Assistance Services, Trip Cancellation and Interruption, $100,000 coverage for Accident & Sickness Medical Expenses, as well as protection for lost, damaged, or delayed baggage.
iTravelInsured Travel Lite Plan Highlights:
– Valid for US Residents
– Up to $100,000 in Emergency Medical Coverage
– $500,000 of Emergency Evacuation Coverage

Policy Detail

Underwritten By:

United States Fire Insurance Company

Underwritten Location:

305 Madison Avenue Morristown, New Jersey 07960

AM Best #:

002136

AM Best Rating:

A (Excellent)

Policy 2
iTravelInsured Travel SE

Policy Description:

The iTravelInsured Travel SE plan includes all the benefits as the Travel Lite plan with increased benefit levels for Accident & Sickness Medical Expense, Baggage, and additional coverage for Rental Car, Change Fee, and Missed Trip Connections. This plan includes a Pre-Existing Medical Exclusion Waiver when purchased within 20 days of making your initial trip deposit.
Travel SE Plan Highlights:
-Primary Coverage
-Valid for US Residents
-Up to $250,000 in Emergency Medical Coverage
-$500,000 of Emergency Evacuation Coverage
-For trip cost up to $100,000 per person
-Cancellation or Interruption benefits if your Pet or Service Animal is sick, injured, or dies.
-Cancellation or Interruption benefits for travel bans, travel alerts, or travel warning level 4 or higher

Policy Detail

Underwritten By:

United States Fire Insurance Company

Underwritten Location:

305 Madison Avenue Morristown, New Jersey 07960

AM Best #:

002136

AM Best Rating:

A (Excellent)

Policy 3
Patriot America Plus

Policy Description:

Patriot America Plus provides coverage for non-US citizens traveling outside their home country. The plan offers a complete package of international benefits available 24 hours a day to individuals and families. The plan provides a wide range of plan maximum limits and deductible options, and it is available for a minimum of 5 days up to a maximum of two years, in accordance with the terms of the insurance contract.

Policy Detail

Underwritten By:

SiriusPoint America Insurance Company

Underwritten Location:

1 World Trade Center 285 Fulton Street, 47 th Floor, Suite. 47J, New York, New York 10007

AM Best #:

002642

AM Best Rating:

A- (Excellent)

Policy 4
iTravelInsured Travel LX Basic

Policy Description:

The iTravelInsured Travel LX plan includes all the benefits as the Travel SE plan with increased benefit levels for Accident & Sickness Medical Expense, Medical Evacuation, Baggage, and additional coverage for Search and Rescue, Political or Security Evacuation and Natural Disaster Evacuation. This plan includes a Pre-Existing Medical Exclusion Waiver when purchased within 24 hours of making your final trip payment.

Travel LX Plan Highlights:
-Valid for US Residents
-Primary Coverage
-Up to $500,000 in Emergency Medical Coverage
-$1,000,000 of Emergency Evacuation Coverage
-For trip cost up to $100,000 per person
-Cancellation or Interruption benefits:
-If your pet or Service Animal is sick, injured, or dies.
-For travel bans, travel alerts, or travel warning level 4 or higher
-Sickness, injury, death, or hospitalization of your guide/outfitter
-Pregnancy or adoption
– Optional Cancel and Interruption for Any Reason

Policy Detail

Underwritten By:

United States Fire Insurance Company

Underwritten Location:

305 Madison Avenue Morristown, New Jersey 07960

AM Best #:

002136

AM Best Rating:

A (Excellent)

Policy 5
iTravelInsured Travel Sport

Policy Description:

The iTravelInsured Travel Sport plan provides a full suite of travel benefits for all adventures – from beginner to experienced. Trip cancellation and interruption are included as are search & rescue, medical evacuation, and sports equipment rental – coverage for even the most discerning of global explorers.

Travel Sport Plan Highlights:
-Valid for US Residents
-Up to $250,000 in Emergency Medical Coverage
-$1,000,000 of Emergency Evacuation Coverage
-Trip Delay benefits up to $5,000
-Adventure Sports Coverage
-For trip cost up to $100,000 per person
-Cancellation or Interruption benefits:
CDC warnings
Cancelled sporting events
Weather
COVID-19 is treated like any other Sickness on the plan

Policy Detail

Underwritten By:

SiriusPoint America Insurance Company

Underwritten Location:

1 World Trade Center 285 Fulton Street, 47 th Floor, Suite. 47J, New York, New York 10007

AM Best #:

002642

AM Best Rating:

A- (Excellent)

Policy 6
iTravelInsured Travel Essential

Policy Description:

The iTravelInsured Essential plan is designed for U.S. residents traveling within the United States looking to protect their trip investments with our lowest-priced travel program. This plan provides limited, cost-effective coverage for trip cancellation, trip interruption and travel delay. With iTravelInsured Essential, you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason.

Travel Essential Plan Highlights:

-Valid for US Residents.
-Travel Delay benefits $250 per day up to $2,000.
-Cancellation and Interruption benefits due to the U.S. State Department issuing a Level four (4) Travel Advisory for the Trip destination.

Policy Detail

Underwritten By:

SiriusPoint America Insurance Company

Underwritten Location:

1 World Trade Center 285 Fulton Street, 47 th Floor, Suite. 47J, New York, New York 10007

AM Best #:

002642

AM Best Rating:

A- (Excellent)

Policy 7
Patriot America Platinum

Policy Description:

Provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical insurance product.

You have enough to worry about when you’re traveling. Don’t let your medical coverage be an uncertainty. IMG has developed two Patriot Platinum Travel Medical Insurance plans to provide you and your family superior protection and offer a complete package of international benefits available 24 hours a day. Patriot International Platinum provides coverage for U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S., while Patriot America Platinum provides coverage for non-U.S. citizens traveling outside their home country. Both plans are available for a minimum of five days up to a maximum of three years, in accordance with the terms of the Certificate of Insurance.

Policy Detail

Underwritten By:

SiriusPoint International Ins. Corp

Underwritten Location:

Birger Jarlsgatan 57B, SE-113 96, Stockholm, Sweden

AM Best #:

086396

AM Best Rating:

A- (Excellent)

Policy 8
Patriot America Lite

Policy Description:

Provides coverage for individuals, families, and groups who need temporary medical insurance while traveling for business or pleasure anywhere outside of your home country.

International travel can quickly turn into a frightening situation if you’re not prepared for a medical emergency. Most travelers assume they will be covered by their standard medical plan, but that isn’t the case. While traditional plans may offer adequate domestic coverage, they are not designed for international travel. Without even realizing it, you may be putting your health at risk. Travel with one of IMG’s two Patriot Lite travel medical insurance plans so you can spend more time enjoying your international experience and less time worrying about medical coverage.

Policy Detail

Underwritten By:

SiriusPoint America Insurance Company

Underwritten Location:

1 World Trade Center 285 Fulton Street, 47 th Floor, Suite. 47J, New York, New York 10007

AM Best #:

002642

AM Best Rating:

A- (Excellent)

Policy 9
Patriot International Lite

Policy Description:

Provides coverage for individuals, families, and groups who need temporary medical insurance while traveling for business or pleasure anywhere outside of your home country.

International travel can quickly turn into a frightening situation if you’re not prepared for a medical emergency. Most travelers assume they will be covered by their standard medical plan, but that isn’t the case. While traditional plans may offer adequate domestic coverage, they are not designed for international travel. Without even realizing it, you may be putting your health at risk. Travel with one of IMG’s two Patriot Lite travel medical insurance plans so you can spend more time enjoying your international experience and less time worrying about medical coverage.

Policy Detail

Underwritten By:

SiriusPoint America Insurance Company

Underwritten Location:

1 World Trade Center 285 Fulton Street, 47 th Floor, Suite. 47J, New York, New York 10007

AM Best #:

002642

AM Best Rating:

A- (Excellent)

Policy 10
Patriot International Platinum

Policy Description:

Provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical insurance product.

You have enough to worry about when you’re traveling. Don’t let your medical coverage be an uncertainty. IMG has developed two Patriot Platinum Travel Medical Insurance plans to provide you and your family superior protection and offer a complete package of international benefits available 24 hours a day. Patriot International Platinum provides coverage for U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S., while Patriot America Platinum provides coverage for non-U.S. citizens traveling outside their home country. Both plans are available for a minimum of five days up to a maximum of three years, in accordance with the terms of the Certificate of Insurance.

Policy Detail

Underwritten By:

SiriusPoint America Insurance Company

Underwritten Location:

1 World Trade Center 285 Fulton Street, 47 th Floor, Suite. 47J, New York, New York 10007

AM Best #:

002642

AM Best Rating:

A- (Excellent)