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iTravelInsured
Provider
iTravelInsured
Plan Name
Lite Protection Plan
Ratings
AM Best Rating
Underwritten by Delos Insurance Company
AM Best's Rating of A- (Excellent)
Effective as of: 02/08/2011
Verify Rating at
www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation
100% of the trip cost
Trip Interruption
No coverage
Hurricane & Weather
Complete cessation of common carrier for 24 hours
Must be purchased before storm is named
Terrorism
Covered for foreign and domestic
Financial Default
Covered after 30 day wait if purchased within 14 days of trip deposit
Employment Layoff
Covered
If employed for 1 continuous year
Cancel For Work Reasons
No coverage
Cancel For Any Reason
No coverage
Medical
Emergency Medical
No coverage
Pre-Existing Condition
Covered if purchased within 14 days of trip deposit
Co-Insurance
No Co-Insurance
Medical Deductible
No Medical Deductible
Home Country Coverage
No coverage
Evacuation
Medical Evacuation & Repatriation
No coverage
Non-Medical Evacuation
No coverage
Loss or Delay
Travel Delay
$500 per person
$100 daily limit
Covered after 24 hour delay
Baggage Delay
$100 per person
Covered after 24 hour delay
Baggage & Personal Items Loss
No coverage
Missed Connection
$500 per person
Covered after 6 hour delay
Cruise only
Life Insurance
Life Insurance - Accidental Death
No coverage
Life Insurance - Air Flight Accident
No coverage
Life Insurance - Common Carrier
No coverage
Sports
Hazardous Sports
No coverage
Sports Equipment & Fees
No coverage
Amateur Sports
No coverage
Other Benefits
Rental Car Damage
No coverage
Money Back Guarantee
Up to 10 days after purchase
24 Hour Assistance Service
24 hour assistance provided
Additional Benefits
No coverage
Identity Theft
No coverage
Renewable Policy
Not renewable
Maximum Trip Length
Not applicable
Maximum Number of Trips
Not applicable
All Events Upgrade
No coverage
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USA-ASSIST Worldwide Protection
Benefits
Claims Information
AM Best Ratings
Certificates