MH Ross Travel Insurance Services MH Ross Travel Insurance Services

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Provider MH Ross Travel Insurance Services Match_logo_20x75_mhross MH Ross Travel Insurance Services Match_logo_20x75_mhross MH Ross Travel Insurance Services Match_logo_20x75_mhross
Plan Name Asset Plus Bridge Complete
  Certificate Certificate Certificate
Ratings
AM Best Rating Underwritten by United States Fire Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 05/03/2012

Verify Rating at
www.ambest.com
Underwritten by United States Fire Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 05/03/2012

Verify Rating at
www.ambest.com
Underwritten by United States Fire Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 05/03/2012

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation 100% of the trip cost 100% of the trip cost 100% of the trip cost
Trip Interruption 100% of the trip cost 150% of the trip cost 200% of the trip cost
Hurricane & Weather Complete cessation of common carrier for 12 hours
Accommodation at destination made uninhabitable
Must be purchased before storm is named
Complete cessation of common carrier for 12 hours
Mandatory Evacuation conditionally covered
Hurricane warning issued within 24 hours of departure after 15 day wait
Accommodation at destination made uninhabitable
Must be purchased before storm is named
Complete cessation of common carrier for 12 hours
Mandatory Evacuation conditionally covered
Hurricane warning issued within 24 hours of departure after 15 day wait
Accommodation at destination made uninhabitable
Must be purchased before storm is named
Terrorism Covered for foreign and domestic Covered for foreign and domestic Covered for foreign and domestic
Financial Default No coverage Covered after 14 day wait Covered after 14 day wait
Employment Layoff No coverage Covered
If employed for 1 continuous year
Covered
If employed for 1 continuous year
Cancel For Work Reasons No coverage Included in Trip Cancellation and Trip Interruption Included in Trip Cancellation and Trip Interruption
Cancel For Any Reason Covered for 60% of trip cost if purchased within 15 days of trip deposit No coverage Covered for up to 100% of loss if purchased within 15 days of trip deposit
Limitations apply
Medical
Emergency Medical $25,000 per person
Primary coverage
$100,000 per person
Primary coverage
$250,000 per person
Primary coverage
Pre-Existing Condition Covered if purchased within 15 days of trip deposit Covered if purchased within 15 days of trip deposit Covered if purchased within 15 days of trip deposit
Medical Deductible No Medical Deductible No Medical Deductible No Medical Deductible
Evacuation
Medical Evacuation & Repatriation $50,000 per person $500,000 per person $500,000 per person
Non-Medical Evacuation No coverage $25,000 per person $25,000 per person
Loss or Delay
Travel Delay $625 per person
$125 daily limit
Covered after 6 hour delay
$1,000 per person
$200 daily limit
Covered after 6 hour delay
$1,000 per person
$200 daily limit
Covered after 6 hour delay
Baggage Delay $200 per person
$100 daily limit
Covered after 12 hour delay
$400 per person
$200 daily limit
Covered after 12 hour delay
$400 per person
$200 daily limit
Covered after 12 hour delay
Baggage & Personal Items Loss $1,000 per person
$300 per item
$600 specific items limit
$2,000 per person
$300 per item
$600 specific items limit
$2,000 per person
$300 per item
$600 specific items limit
Missed Connection $500 per person
Covered after 3 hour delay
Cruise and tour only
$1,500 per person
Covered after 3 hour delay
Cruise and tour only
$1,500 per person
Covered after 3 hour delay
Cruise and tour only
Life Insurance
Life Insurance - Accidental Death $25,000 per person $25,000 per person $25,000 per person
Life Insurance - Air Flight Accident No coverage $0 per person $0 per person
Other Benefits
Rental Car Damage No coverage No coverage No coverage
Money Back Guarantee Up to 10 days after purchase Up to 10 days after purchase Up to 10 days after purchase
24 Hour Assistance Service 24 hour assistance provided 24 hour assistance provided 24 hour assistance provided
Additional Benefits Concierge Services Coverage Concierge Services Coverage Concierge Services Coverage