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Travel Guard

Provider	Travel Guard
Plan Name	Basic

Ratings
AM Best Rating	Underwritten by National Union Fire Ins Co Pittsburgh PA AM Best's Rating of A (Excellent) Effective as of: 12/20/2010 Verify Rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation	100% of the trip cost
Trip Interruption	100% of the trip cost
Hurricane & Weather	Complete cessation of common carrier for 24 hours Accommodation at destination made uninhabitable Must be purchased before storm is named
Terrorism	Covered for foreign and domestic
Financial Default	No coverage
Employment Layoff	Covered If employed for 1 continuous year
Cancel For Work Reasons	No coverage
Cancel For Any Reason	No coverage
Medical
Emergency Medical	$10,000 per person Secondary coverage
Pre-Existing Condition	No coverage Pre-existing look-back period 180 days
Co-Insurance	No Co-Insurance
Medical Deductible	$50 per person
Home Country Coverage	No coverage
Evacuation
Medical Evacuation & Repatriation	$100,000 per person
Non-Medical Evacuation	No coverage
Loss or Delay
Travel Delay	$500 per person $100 daily limit Covered after 12 hour delay
Baggage Delay	$100 per person Covered after 24 hour delay
Baggage & Personal Items Loss	$500 per person $500 first item limit $250 subsequent items limit $500 specific items limit $50 deductible per person
Missed Connection	No coverage
Life Insurance
Life Insurance - Accidental Death	No coverage
Life Insurance - Air Flight Accident	No coverage
Life Insurance - Common Carrier	No coverage
Sports
Hazardous Sports	No coverage
Sports Equipment & Fees	No coverage
Amateur Sports	No coverage
Other Benefits
Rental Car Damage	No coverage
Money Back Guarantee	Up to 15 days after purchase
24 Hour Assistance Service	24 hour assistance provided
Additional Benefits	No coverage
Identity Theft	No coverage
Renewable Policy	Not renewable
Maximum Trip Length	Not applicable
Maximum Number of Trips	Not applicable
All Events Upgrade	No coverage

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Travel Guard

Providers

Benefits

Claims Information

AM Best Ratings

Certificates