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Travel Insurance Services

Provider	Travel Insurance Services
Plan Name	Travel Insurance Select Elite

Ratings
AM Best Rating	Underwritten by National Union Fire Ins Co Pittsburgh PA AM Best's Rating of A (Excellent) Effective as of: 12/20/2010 Verify Rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation	100% of the trip cost
Trip Interruption	150% of the trip cost
Hurricane & Weather	Covered for Inclement Weather Accommodation at destination made uninhabitable Must be purchased before storm is named
Terrorism	Covered for foreign and domestic
Financial Default	Covered after 14 day wait if purchased within 21 days of trip deposit
Employment Layoff	Covered If employed for 2 continuous years
Cancel For Work Reasons	No coverage
Cancel For Any Reason	Covered for 70% of trip cost if purchased within 21 days of trip deposit
Medical
Emergency Medical	$100,000 per person Primary coverage
Pre-Existing Condition	Covered if purchased within 21 days of trip deposit
Co-Insurance	No Co-Insurance
Medical Deductible	No Medical Deductible
Home Country Coverage	No coverage
Evacuation
Medical Evacuation & Repatriation	$1,000,000 per person
Non-Medical Evacuation	No coverage
Loss or Delay
Travel Delay	$1,500 per person $250 daily limit Covered after 12 hour delay
Baggage Delay	$200 per person Covered after 24 hour delay
Baggage & Personal Items Loss	$2,000 per person $500 first item limit $250 subsequent items limit $500 specific items limit
Missed Connection	$1,500 per person Covered after 3 hour delay
Life Insurance
Life Insurance - Accidental Death	$50,000 per person
Life Insurance - Air Flight Accident	No coverage
Life Insurance - Common Carrier	No coverage
Sports
Hazardous Sports	No coverage
Sports Equipment & Fees	No coverage
Amateur Sports	No coverage
Other Benefits
Rental Car Damage	No coverage
Money Back Guarantee	Up to 15 days after purchase
24 Hour Assistance Service	24 hour assistance provided
Additional Benefits	Concierge Services Coverage
Identity Theft	No coverage
Renewable Policy	Not renewable
Maximum Trip Length	Not applicable
Maximum Number of Trips	Not applicable
All Events Upgrade	No coverage

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Travel Insurance Services

Providers

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AM Best Ratings

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