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USA-ASSIST Worldwide Protection USA-ASSIST Worldwide Protection

Provider Match_logo_20x75_usa-assistUSA-ASSIST Worldwide Protection
Plan Name GlobalTrip Plus
  Certificate
Ratings
AM Best Rating Underwritten by Guardian Life of the Caribbean Ltd.

AM Best's Rating of A- (Excellent)
Effective as of: 06/30/2011

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation 100% of the trip cost
Limitations apply
Trip Interruption 100% of the trip cost
Limitations apply
Hurricane & Weather Complete cessation of common carrier for 48 hours
Must be purchased before storm is named
Terrorism Covered for foreign and domestic
Financial Default No coverage
Employment Layoff Covered
If employed for 3 continuous years
Cancel For Work Reasons No coverage
Cancel For Any Reason No coverage
Medical
Emergency Medical $1,000,000 per person
Secondary coverage
Pre-Existing Condition No coverage
Pre-existing look-back period 180 days age 69 and under
Pre-existing look-back period 1 year age 70 and over
Co-Insurance No Co-Insurance
Medical Deductible $50 per occurrence
Home Country Coverage No coverage
Evacuation
Medical Evacuation & Repatriation $250,000 per person
Non-Medical Evacuation No coverage
Loss or Delay
Travel Delay $500 per person
$150 daily limit
Covered after 3 hour delay
Baggage Delay $200 per person
Covered after 24 hour delay
Baggage & Personal Items Loss No coverage
Missed Connection Included in Travel Delay
Covered after 3 hour delay
Life Insurance
Life Insurance - Accidental Death $10,000 per person
Life Insurance - Air Flight Accident $0 per person
Life Insurance - Common Carrier $25,000 per person
Sports
Hazardous Sports No coverage
Sports Equipment & Fees No coverage
Amateur Sports No coverage
Other Benefits
Rental Car Damage No coverage
Money Back Guarantee Up to 10 days after purchase
24 Hour Assistance Service 24 hour assistance provided
Additional Benefits No coverage
Identity Theft No coverage
Renewable Policy Not renewable
Maximum Trip Length Not applicable
Maximum Number of Trips Not applicable
All Events Upgrade No coverage