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USA-ASSIST Worldwide Protection

Provider	USA-ASSIST Worldwide Protection
Plan Name	GlobalTrip Plus

Ratings
AM Best Rating	Underwritten by Guardian Life of the Caribbean Ltd. AM Best's Rating of A- (Excellent) Effective as of: 06/30/2011 Verify Rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation	100% of the trip cost Limitations apply
Trip Interruption	100% of the trip cost Limitations apply
Hurricane & Weather	Complete cessation of common carrier for 48 hours Must be purchased before storm is named
Terrorism	Covered for foreign and domestic
Financial Default	No coverage
Employment Layoff	Covered If employed for 3 continuous years
Cancel For Work Reasons	No coverage
Cancel For Any Reason	No coverage
Medical
Emergency Medical	$1,000,000 per person Secondary coverage
Pre-Existing Condition	No coverage Pre-existing look-back period 180 days age 69 and under Pre-existing look-back period 1 year age 70 and over
Co-Insurance	No Co-Insurance
Medical Deductible	$50 per occurrence
Home Country Coverage	No coverage
Evacuation
Medical Evacuation & Repatriation	$250,000 per person
Non-Medical Evacuation	No coverage
Loss or Delay
Travel Delay	$500 per person $150 daily limit Covered after 3 hour delay
Baggage Delay	$200 per person Covered after 24 hour delay
Baggage & Personal Items Loss	No coverage
Missed Connection	Included in Travel Delay Covered after 3 hour delay
Life Insurance
Life Insurance - Accidental Death	$10,000 per person
Life Insurance - Air Flight Accident	$0 per person
Life Insurance - Common Carrier	$25,000 per person
Sports
Hazardous Sports	No coverage
Sports Equipment & Fees	No coverage
Amateur Sports	No coverage
Other Benefits
Rental Car Damage	No coverage
Money Back Guarantee	Up to 10 days after purchase
24 Hour Assistance Service	24 hour assistance provided
Additional Benefits	No coverage
Identity Theft	No coverage
Renewable Policy	Not renewable
Maximum Trip Length	Not applicable
Maximum Number of Trips	Not applicable
All Events Upgrade	No coverage

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USA-ASSIST Worldwide Protection

Providers

Benefits

Claims Information

AM Best Ratings

Certificates