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Company Global Alert Global Alert Global Alert
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Plan Name Global Alert Essentials Global Alert Preferred Global Alert Preferred Plus
Product Type Travel Insurance Travel Insurance Travel Insurance
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Trip Cancellation 100% of the trip cost 100% of the trip cost 100% of the trip cost
Trip Interruption 100% of the trip cost 150% of the trip cost 150% of the trip cost
Terrorism No coverage Covered for foreign and domestic Covered for foreign and domestic
Financial Default No coverage Covered after 14 day wait if purchased within 15 days of trip deposit Covered after 14 day wait if purchased within 15 days of trip deposit
Hurricane & Weather Complete cessation of common carrier for 12 hours
Must be purchased before storm is named
Complete cessation of common carrier for 12 hours
Hurricane warning issued within 24 hours of departure after 15 day wait
Must be purchased before storm is named
Complete cessation of common carrier for 12 hours
Hurricane warning issued within 24 hours of departure after 15 day wait
Must be purchased before storm is named
Travel Delay $500 per person
$100 policy limit
Covered after 8 hour delay
$1,000 per person
$200 daily limit
Covered after 8 hour delay
$1,000 per person
$200 daily limit
Covered after 8 hour delay
Missed Connection $500 per person
Covered after 3 hour delay
Cruise and tour only
$1,500 policy limit
Covered after 3 hour delay
Cruise and tour only
$2,500 per person
Covered after 3 hour delay
Cruise and tour only
Baggage & Personal Items Loss $1,000 per person
$300 per item
$600 specific items limit
$1,500 per person
$300 per item
$600 specific items limit
$2,500 per person
$300 per item
$600 specific items limit
Baggage Delay $250 per person
Covered after 12 hour delay
$200 daily limit
$400 policy limit
Covered after 12 hour delay
$200 daily limit
$400 policy limit
Covered after 12 hour delay
Emergency Medical & Dental $25,000 per person
Secondary coverage
$100,000 per person
Secondary coverage
$250,000 per person
Secondary coverage
Medical Evacuation & Repatriation $50,000 per person $500,000 per person $1,000,000 per person
Pre-Existing Condition Covered if purchased within 15 days of trip deposit Covered if purchased within 15 days of trip deposit Covered if purchased within 15 days of trip deposit
Life Insurance - Accidental Death $25,000 per person $50,000 per person $50,000 per person
Life Insurance - Air Flight Accident AD&D No coverage No coverage $100,000 per person
24 Hour Assistance Service 24 hour assistance provided 24 hour assistance provided 24 hour assistance provided
Rental Car Damage No coverage No coverage $25,000 policy limit
Money Back Guarantee Up to 10 days after purchase Up to 10 days after purchase Up to 10 days after purchase
Deductible No deductible No deductible No deductible
Cancel for Work Reasons No coverage Included in Trip Cancellation and Trip Interruption No coverage
Employment Layoff No coverage Covered
If employed for 1 continuous year
Covered
If employed for 1 continuous year
Cancel For Any Reason No coverage Selectable option covers up to 100% of loss if purchased within 15 days of trip deposit
Limitations apply
Covered for up to 100% of loss if purchased within 15 days of trip deposit
Limitations apply
Life Insurance Refer to Accidental Death, Air Flight Accident & Common Carrier No coverage No coverage
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