Hurricane & Weather


Coverage Description

This information relates to Trip Cancellation and Trip Interruption only. Most policies will include travel delay coverage due to a mandatory evacuation.

Cancellation coverage is provided in the event of a complete cessation of either a common carrier (ticketed public transport) or travel supplier (hotel, condo manager etc.) or your accommodation at destination being rendered uninhabitable by weather. Check individual policies to determine which of the above scenarios is covered as this denotes whether mandatory evacuation coverage is included or not.

Complete cessation of common carrier usually means the airport has to be closed for a certain number of hours in order for a claim to be valid. If your accommodation is under a mandatory evacuation order and the airport stays open you cannot make a claim.

Complete cessation of travel supplier usually means the hotel, condo or other accommodation has to be unavailable for a certain number of hours in order to claim. In this instance, you would be able to claim for a mandatory evacuation because your travel suppler can no longer provide you with accommodation. This coverage is only available if the accommodation is provided by a company licensed to provide that service.

Accommodation being rendered uninhabitable means your hotel, condo etc. either flooding or damaged so much you cannot continue to stay there.

View coverage summary for Hurricane & Weather for the policies below

Travel Insurance - Coverage for all types of travel. Includes cancellation
# Company / Plan Name Benefit  
1 HTH
TripProtector
Accommodation at destination made uninhabitable
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording We will pay for reasonable accommodation and traveling expenses until travel becomes possible up to $150 per day to a maximum of $1,200 if your Trip is delayed for more than 12 hours.
Trip Delay must be caused by: Common Carrier delay; or lost or stolen passports, travel documents, or money; or quarantine; or natural disaster; or Injury or Sickness of you, a Family Member traveling with you, or a Traveling Companion; or Covered Death of a Family Member traveling with you or a Traveling Companion; or a documented traffic accident while you are en route to departure; or unannounced strike.
2 HTH
TripProtector Preferred
Accommodation at destination made uninhabitable
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording If your Covered Trip is delayed for 12 hours or more, we will reimburse you, up to the amount shown in the Schedule for reasonable additional expenses incurred by you for hotel accommodations, meals, telephone calls and local transportation while you are delayed. We will not pay benefits for expenses incurred after travel becomes possible.
Travel Delay must be caused by or result from: Common Carrier delay; or loss or theft of your passport(s), travel documents or money; or quarantine; or hijacking; or natural disaster; or closure of public roadways by government authorities due to adverse weather; or a documented traffic accident while you are en route to departure; or unannounced strike; or a civil disorder; or you, a Family Member traveling with you, or a Traveling Companion's Injury or Sickness; or a Family Member traveling with you or a Traveling Companion's death.
3 MH Ross
Trip Insurance Basic
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

As used in this provision, unforeseen events are as follows:

  1. An Organized Labor Strike that causes complete cessation of travel services delaying the departure of Your Covered Trip for at least 24 consecutive hours.
  2. Inclement Weather which causes Your Common Carrier to delay the departure of Your Covered Trip for at least 24 hours.
4 TravelSafe
TravelSafe Premier
Hurricane warning issued within 24 hours of departure after 15 day wait
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

1. Air Carrier delays resulting from inclement weather, mechanical breakdown of the aircraft on which you are scheduled to travel or organized labor strikes that affect public transportation;

2. Arrangements canceled by an airline, cruise line, or tour operator resulting from inclement weather, mechanical breakdown of the aircraft on which you are scheduled to travel, organized labor strikes that affect public transportation, or a government-mandated shut down of an airport or air traffic control system for reasons other than a Terrorist Act or an act of war;

Items #1 and #2 above apply only to Post-Departure Trip Interruption Benefits.

A cancellation of your Trip within 24 hours of your Scheduled Departure Date and time if your Trip destination is under a hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of your Trip occurs more than 15 days following your effective date of coverage for the Trip Cancellation Benefits. .

5 Global Alert Admin
Global Alert Preferred
Complete cessation of common carrier services for 8 hours
Hurricane warning issued within 24 hours of departure after 15 day wait
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

1) Air Carrier delays resulting from inclement weather;

2) Arrangements canceled by an airline, cruiseline, or tour operator, resulting from inclement weather;

3) Cancellation of your Trip if you lose 50% or more of the scheduled Trip duration due to the reasons covered under the Travel Delay Benefit

Items 1 & 2 are for post-departure coverage

A cancellation of your Trip within 24 hours of your Scheduled Departure Date and time if your Trip destination is under a hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of your Trip occurs more than 15 days following your effective date of coverage for the Trip Cancellation Benefits.

6 Global Alert Admin
Global Alert Preferred Plus
Complete cessation of common carrier services for 8 hours
Hurricane warning issued within 24 hours of departure after 15 day wait
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

1) Air Carrier delays resulting from inclement weather;

2) Arrangements canceled by an airline, cruiseline, or tour operator, resulting from inclement weather;

3) Cancellation of your Trip if you lose 50% or more of the scheduled Trip duration due to the reasons covered under the Travel Delay Benefit

Items 1 & 2 are for post-departure coverage

A cancellation of your Trip within 24 hours of your Scheduled Departure Date and time if your Trip destination is under a hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of your Trip occurs more than 15 days following your effective date of coverage for the Trip Cancellation Benefits.

7 Global Alert Admin
Global Alert Essentials
Complete cessation of common carrier services for 8 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

1) Air Carrier delays resulting from inclement weather;

2) Arrangements canceled by an airline, cruiseline, or tour operator, resulting from inclement weather;

3) Cancellation of your Trip if you lose 50% or more of the scheduled Trip duration due to the reasons covered under the Travel Delay Benefit

Items 1 & 2 are for post-departure coverage

8 Travel Guard
Cruise Tour & Travel
Covered for inclement weather
Mandatory evacuation not covered
Policy MUST be purchased before storm is named
View plan detail  Instant Quote
  Full Policy Wording

Weather which causes complete cessation of services and prevents You from reaching Your destination.

“Inclement Weather” means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier.

9 Travel Guard
Essential
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Weather which causes complete cessation of services and prevents You from reaching Your destination.

“Inclement Weather” means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier.

10 iTravelInsured
Student Travel
Complete cessation of travel supplier services for 24 hours
Mandatory evacuation covered
View plan detail  Instant Quote
  Full Policy Wording Subject to the limitations stated below, We will pay for non-refundable, unused payments and deposits, not to exceed the lesser of the total trip protection purchased, or the maximum benefit shown on the Schedule of Benefits, if Your Covered Trip is cancelled as a result of any one of the following events which occurs after Your coverage is in effect and before such coverage terminates:
  • Organized Labor Strike, natural disasters or bad weather resulting in the complete cessation of services by a Travel Supplier for at least 24 consecutive hours.
11 MH Ross
Trip Insurance Extra
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

As used in this provision, unforeseen events are as follows:

  1. An Organized Labor Strike that causes complete cessation of travel services delaying the departure of Your Covered Trip for at least 24 consecutive hours.
  2. Inclement Weather which causes Your Common Carrier to delay the departure of Your Covered Trip for at least 24 hours.
12 TravelSafe
TravelSafe Elements for Individuals
Hurricane warning issued within 24 hours of departure after 15 day wait
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

1. Air Carrier delays resulting from inclement weather, mechanical breakdown of the aircraft on which you are scheduled to travel or organized labor strikes that affect public transportation;

2. Arrangements canceled by an airline, cruise line, or tour operator resulting from inclement weather, mechanical breakdown of the aircraft on which you are scheduled to travel, organized labor strikes that affect public transportation, or a government-mandated shut down of an airport or air traffic control system for reasons other than a Terrorist Act or an act of war;

Items #1 and #2 above apply only to Post-Departure Trip Interruption Benefits.

A cancellation of your Trip within 24 hours of your Scheduled Departure Date and time if your Trip destination is under a hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of your Trip occurs more than 15 days following your effective date of coverage for the Trip Cancellation Benefits.

13 Travel Insured
Trip Protector Lite
Complete cessation of common carrier services for 24 hours
Mandatory evacuation conditionally covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

The Insurer will pay a benefit, up to the maximum shown on the Schedule of Coverage and Services, if You are prevented from taking Your covered Trip due to the following Unforeseen events::

  • Weather which causes complete cessation of services of Your Common Carrier for at least 24 consecutive hours;
  • Natural Disaster at the site of Your destination which renders Your destination accommodations uninhabitable.
  • Mandatory evacuation ordered by local authorities at Your destination due to hurricane or other Natural Disaster. You must have 50% or less of Your Trip remaining at the time the mandatory evacuation ends, in order for this benefit to be payable.
14 Travel Insured
Trip Protector Lite Expanded
Complete cessation of common carrier services for 24 hours
Mandatory evacuation conditionally covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

The Insurer will pay a benefit, up to the maximum shown on the Schedule of Coverage and Services, if You are prevented from taking Your covered Trip due to the following Unforeseen events::

  • Weather which causes complete cessation of services of Your Common Carrier for at least 24 consecutive hours;
  • Natural Disaster at the site of Your destination which renders Your destination accommodations uninhabitable.
  • Mandatory evacuation ordered by local authorities at Your destination due to hurricane or other Natural Disaster. You must have 50% or less of Your Trip remaining at the time the mandatory evacuation ends, in order for this benefit to be payable.
15 Travel Insured
WTP - Comprehensive Plan
Complete cessation of common carrier services for 24 hours
Mandatory evacuation conditionally covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

The Insurer will pay a benefit, up to the maximum shown on the Schedule of Coverage and Services, if You are prevented from taking Your covered Trip due to the following Unforeseen events::

  • Weather which causes complete cessation of services of Your Common Carrier for at least 24 consecutive hours;
  • Natural Disaster at the site of Your destination which renders Your destination accommodations uninhabitable.
  • Mandatory evacuation ordered by local authorities at Your destination due to hurricane or other Natural Disaster. You must have 50% or less of Your Trip remaining at the time the mandatory evacuation ends, in order for this benefit to be payable.
16 Travel Insured
WTP Gold - Comprehensive Plan
Complete cessation of common carrier services for 24 hours
Mandatory evacuation conditionally covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

The Insurer will pay a benefit, up to the maximum shown on the Schedule of Coverage and Services, if You are prevented from taking Your covered Trip due to the following Unforeseen events::

  • Weather which causes complete cessation of services of Your Common Carrier for at least 24 consecutive hours;
  • Natural Disaster at the site of Your destination which renders Your destination accommodations uninhabitable.
  • Mandatory evacuation ordered by local authorities at Your destination due to hurricane or other Natural Disaster. You must have 50% or less of Your Trip remaining at the time the mandatory evacuation ends, in order for this benefit to be payable.
17 MH Ross
Trip Insurance Enhanced
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

As used in this provision, unforeseen events are as follows:

  1. An Organized Labor Strike that causes complete cessation of travel services delaying the departure of Your Covered Trip for at least 24 consecutive hours.
  2. Inclement Weather which causes Your Common Carrier to delay the departure of Your Covered Trip for at least 24 hours.
18 Travelex
Travel Plus
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording You are covered for the amount purchased for Published Penalties and unused non-refundable prepaid expenses for Travel Arrangements, whenever You are prevented from taking a Covered Trip for any of the following reasons that occur after the Effective Date of Your Protection Plan:
  • Unforeseen Inclement Weather which causes complete cessation of services of Your Common Carrier for at least 24 hours
  • Residence of You or Your Traveling Companion, including Your Covered Trip destination accommodations, is rendered uninhabitable for unforeseen circumstances;
19 Travelex
TraveLite
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording You are covered for the amount purchased for Published Penalties and unused non-refundable prepaid expenses for Travel Arrangements, whenever You are prevented from taking a Covered Trip for any of the following reasons that occur after the Effective Date of Your Protection Plan:
  • Unforeseen Inclement Weather which causes complete cessation of services of Your Common Carrier for at least 24 hours
  • Residence of You or Your Traveling Companion, including Your Covered Trip destination accommodations, is rendered uninhabitable for unforeseen circumstances;
20 Travel Insurance Services
Travel Insurance Select Basic
Covered for inclement weather
Accommodation at destination made uninhabitable
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

The Insurer will pay this benefit up to the Maximum Limit shown on the Schedule of Benefits, if a Trip is canceled or interrupted for the Insured due to any of the following unforeseen circumstances:

  • Inclement Weather causing delay or cancellation of travel;
  • the Insured’s or a Traveling Companion’s principal residence or Destination being made uninhabitable by fire, flood, or similar Natural Disaster, vandalism, or burglary;
21 Travel Insurance Services
Travel Insurance Select Elite
Covered for inclement weather
Accommodation at destination made uninhabitable
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

The Insurer will pay this benefit up to the Maximum Limit shown on the Schedule of Benefits, if a Trip is canceled or interrupted for the Insured due to any of the following unforeseen circumstances:

  • Inclement Weather causing delay or cancellation of travel;
  • the Insured’s or a Traveling Companion’s principal residence or Destination being made uninhabitable by fire, flood, or similar Natural Disaster, vandalism, or burglary;
22 Travel Insurance Services
Travel Insurance Select Plus
Covered for inclement weather
Accommodation at destination made uninhabitable
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

The Insurer will pay this benefit up to the Maximum Limit shown on the Schedule of Benefits, if a Trip is canceled or interrupted for the Insured due to any of the following unforeseen circumstances:

  • Inclement Weather causing delay or cancellation of travel;
  • the Insured’s or a Traveling Companion’s principal residence or Destination being made uninhabitable by fire, flood, or similar Natural Disaster, vandalism, or burglary;
23 CSA
WebDirect
Accommodation at destination made uninhabitable
Mandatory evacuation conditionally covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Mandatory evacuation or public official evacuation advisements where there is no mandatory evacuation issued by local government authorities at your destination due to adverse weather or natural disaster. In order to cancel or interrupt your Covered Trip, you must have 4 days or 50% of your total Covered Trip length or less remaining on your Covered Trip at the time the mandatory evacuation ends;

24 CSA
WebDirect Luxe
Accommodation at destination made uninhabitable
Mandatory evacuation conditionally covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Benefits will be paid up to the Maximum Benefit Amount purchased to cover an Insured for the Published Penalties and unused non-refundable prepaid expenses for Travel Arrangements when an Insured is prevented from taking his or her Covered Trip due to:

  • Inclement Weather that causes complete cessation of the Insured’s Common Carrier for at least 24 consecutive hours;
  • mandatory evacuation or public official evacuation advisements where there is no mandatory evacuation issued by local government authorities at your destination due to adverse weather or natural disaster. In order to cancel or interrupt your Covered Trip, you must have 4 days or 50% of your total Covered Trip length or less remaining on your Covered Trip at the time the mandatory evacuation ends;
25 USA-ASSIST
GlobalTrip Saver
Complete cessation of common carrier for 48 hours View plan detail  Instant Quote
  Full Policy Wording

Weather that causes complete cessation of services of your common carrier for at least 48 consecutive hours.

26 USA-ASSIST
GlobalTrip Plus
Complete cessation of common carrier for 48 hours View plan detail  Instant Quote
  Full Policy Wording

Weather that causes complete cessation of services of your common carrier for at least 48 consecutive hours.

27 USA-ASSIST
GlobalTrip High Medical
Complete cessation of common carrier for 48 hours View plan detail  Instant Quote
  Full Policy Wording

Weather that causes complete cessation of services of your common carrier for at least 48 consecutive hours.

28 USA-ASSIST
GlobalTrip Super
Complete cessation of common carrier for 48 hours View plan detail  Instant Quote
  Full Policy Wording

Weather that causes complete cessation of services of your common carrier for at least 48 consecutive hours.

29 Travel Guard
Adventure Travel Protection
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

The Insurer will reimburse the Insured, as described below, if a Trip is canceled or interrupted for the Insured due to any of the following Unforeseen circumstances:
*Inclement Weather causing delay or cancellation of travel;
* the Insured’s principal residence or Destination being made Uninhabitable by fire, flood, or similar Natural Disaster, vandalism, or burglary;

“Inclement Weather” means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier. With respect to an Insured who is traveling via private/non-commercial automobile transportation, any severe weather condition which prevents an Insured from reaching the Destination.

30 Travelex
Travel Basic
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Weather that causes complete cessation of services of Your Common Carrier for at least twenty-four (24) consecutive hours.

31 Travelex
Travel Select
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Weather that causes complete cessation of services of Your Common Carrier for at least twenty-four (24) consecutive hours.

32 Travelex
Travel Max
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Weather that causes complete cessation of services of Your Common Carrier for at least twenty-four (24) consecutive hours

33 iTravelInsured
Picture Perfect Vacation
Complete cessation of travel supplier services for 24 hours
Mandatory evacuation covered
View plan detail  Instant Quote
  Full Policy Wording Subject to the limitations stated below, We will pay for non-refundable, unused payments and deposits, not to exceed the lesser of the total trip protection purchased, or the maximum benefit shown on the Schedule of Benefits, if Your Covered Trip is cancelled as a result of any one of the following events which occurs after Your coverage is in effect and before such coverage terminates:
  • Organized Labor Strike, natural disasters or bad weather resulting in the complete cessation of services by a Travel Supplier for at least 24 consecutive hours.
34 iTravelInsured
Lite Protection Plan
Complete cessation of travel supplier services for 24 hours
Mandatory evacuation covered
View plan detail  Instant Quote
  Full Policy Wording Subject to the limitations stated below, We will pay for non-refundable, unused payments and deposits, not to exceed the lesser of the total trip protection purchased, or the maximum benefit shown on the Schedule of Benefits, if Your Covered Trip is cancelled as a result of any one of the following events which occurs after Your coverage is in effect and before such coverage terminates:
  • Organized Labor Strike, natural disasters or bad weather resulting in the complete cessation of services by a Travel Supplier for at least 24 consecutive hours.
35 iTravelInsured
Elite Vacation
Complete cessation of travel supplier services for 24 hours
Mandatory evacuation covered
View plan detail  Instant Quote
  Full Policy Wording

Organized Labor Strike, natural disasters or bad weather resulting in the complete cessation of services by a Travel Supplier for 1 at least 24 consecutive hours.

36 Travel Guard
Essential Expanded
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Weather which causes complete cessation of services and prevents You from reaching Your destination.

“Inclement Weather” means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier.

37 Travel Guard
Protect Assist
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Weather which causes complete cessation of services and prevents You from reaching Your destination. “Inclement Weather” means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier.

38 TravelSafe
TravelSafe Vacation Insurance
Hurricane warning issued within 24 hours of departure after 15 day wait
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

1. Air Carrier delays resulting from inclement weather, mechanical breakdown of the aircraft on which you are scheduled to travel or organized labor strikes that affect public transportation;

2. Arrangements canceled by an airline, cruise line, or tour operator resulting from inclement weather, mechanical breakdown of the aircraft on which you are scheduled to travel, organized labor strikes that affect public transportation, or a government-mandated shut down of an airport or air traffic control system for reasons other than a Terrorist Act or an act of war;

Items #1 and #2 above apply only to Post-Departure Trip Interruption Benefits.

A cancellation of your Trip within 24 hours of your Scheduled Departure Date and time if your Trip destination is under a hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of your Trip occurs more than 15 days following your effective date of coverage for the Trip Cancellation Benefits.

39 IMG
Patriot T.R.I.P.
Complete cessation of travel supplier services for 24 hours
Mandatory evacuation covered
View plan detail  Instant Quote
  Full Policy Wording No coverage
40 IMG
Patriot T.R.I.P. Elite
Complete cessation of travel supplier services for 24 hours
Mandatory evacuation covered
View plan detail  Instant Quote
  Full Policy Wording

Organized Labor Strike, natural disasters or bad weather resulting in the complete cessation of services by a Travel Supplier for 1 at least 24 consecutive hours.

41 IMG
Patriot T.R.I.P. Student
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
42 Travel Guard
Gold (Protect Assist)
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Inclement Weather causing delay or cancellation of travel;

“Inclement Weather” means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier or prevents the Insured from reaching his/her Destination when traveling by an Owned or Rented Vehicle.

43 Travel Guard
Sportsman's Travel
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

The Insurer will reimburse the Insured, as described below, if a Trip is canceled or interrupted for the Insured due to any of the following Unforeseen circumstances:
*Inclement Weather causing delay or cancellation of travel;
* the Insured’s principal residence or Destination being made Uninhabitable by fire, flood, or similar Natural Disaster, vandalism, or burglary;

“Inclement Weather” means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier. With respect to an Insured who is traveling via private/non-commercial automobile transportation, any severe weather condition which prevents an Insured from reaching the Destination.

“Natural Disaster” means a flood, hurricane, tornado, earthquake, or blizzard that is due to natural causes.

44 Travel Guard
Tee, Tour & Travel
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

The Insurer will reimburse the Insured, as described below, if a Trip is canceled or interrupted for the Insured due to any of the following Unforeseen circumstances: *Inclement Weather causing delay or cancellation of travel; * the Insured’s principal residence or Destination being made Uninhabitable by fire, flood, or similar Natural Disaster, vandalism, or burglary; “Inclement Weather” means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier. With respect to an Insured who is traveling via private/non-commercial automobile transportation, any severe weather condition which prevents an Insured from reaching the Destination. “Natural Disaster” means a flood, hurricane, tornado, earthquake, or blizzard that is due to natural causes.

45 Travel Guard
Cruise Tour & Travel Platinum
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Inclement Weather causing delay or cancellation of travel;

“Inclement Weather” means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier. With respect to an Insured who is traveling via private/non-commercial automobile transportation, any severe weather condition which prevents an Insured from reaching the Destination..

46 Travel Guard
Basic (Essential)
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Inclement Weather causing delay or complete cessation of services for at least 24 consecutive hours;

“Inclement Weather” means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier. With respect to an Insured who is traveling via private/non-commercial automobile transportation, any severe weather condition which prevents an Insured from reaching the Destination..

47 Travel Guard
Silver (Essential Expanded)
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Inclement Weather causing delay or complete cessation of services for at least 24 consecutive hours;

“Inclement Weather” means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier or prevents the Insured from reaching his/her Destination when traveling by an Owned or Rented Vehicle.

48 Travel Guard
Essential Basic
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Inclement Weather causing delay or complete cessation of services for at least 24 consecutive hours;

“Inclement Weather” means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier. With respect to an Insured who is traveling via private/non-commercial automobile transportation, any severe weather condition which prevents an Insured from reaching the Destination..

49 Travel Guard
Essential Expanded Silver
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Inclement Weather causing delay or complete cessation of services for at least 24 consecutive hours;

“Inclement Weather” means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier. With respect to an Insured who is traveling via private/non-commercial automobile transportation, any severe weather condition which prevents an Insured from reaching the Destination.

50 Travel Guard
Cruise Tour & Travel Platinum
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Inclement Weather causing delay or cancellation of travel;

“Inclement Weather” means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier. With respect to an Insured who is traveling via private/non-commercial automobile transportation, any severe weather condition which prevents an Insured from reaching the Destination..

51 Travel Guard
Protect Assist Gold
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Inclement Weather causing delay or cancellation of travel;

“Inclement Weather” means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier.

52 Seven Corners
RoundTrip
Complete cessation of common carrier services for 48 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording You are eligible for benefits equal to the amount purchased for Published Penalties and unused non refundable prepaid expenses for Travel Arrangements whenever You are prevented from taking a Trip for any of the following reasons that occur after the effective date of Your Protection Plan:

  • Weather which causes complete cessation of services of Your Common Carrier for at least 48 consecutive hours;
53 Seven Corners
RoundTrip Choice
Complete cessation of common carrier services for 48 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording You are eligible for benefits equal to the amount purchased for Published Penalties and unused non refundable prepaid expenses for Travel Arrangements whenever You are prevented from taking a Trip for any of the following reasons that occur after the effective date of Your Protection Plan:

  • Weather which causes complete cessation of services of Your Common Carrier for at least 48 consecutive hours;
Travel Insurance - Limited or no cancellation.
# Company / Plan Name Benefit  
1 Travelex
Travel Annual - Flight AD&D Only
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
2 Travelex
Flight Plus - Flight AD&D Only
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
3 Travelex
Flight Plus - Package Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
4 Travel Insured
Airline Ticket Protector
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
View plan detail  Instant Quote
  Full Policy Wording

Weather which causes complete cessation of services of Your Common Carrier for at least 24 consecutive hours.

5 Travel Guard
Pack' N Go
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
Annual Travel Insurance - Frequent travelers unlimited short trips.
# Company / Plan Name Benefit  
1 Travelex
Travel Annual - Package Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
2 MEDEX
TravMed Abroad Annual
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
3 iTravelInsured
Annual Travel Medical Program
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
4 HTH
TravelGap Multi-Trip Silver
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
5 HTH
TravelGap Multi-Trip Gold
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
6 HTH
TravelGap Multi-Trip Silver
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
7 HTH
TravelGap Multi-Trip Gold
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
8 HTH
TravelGap Multi-Trip Silver
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
9 HTH
TravelGap Multi-Trip Gold
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
10 Travel Guard
Travel Rite Annual
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
11 Travel Guard
Business Travel Guard
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
Medical Evacuation Plans - Coverage for medical evacuation and repatriation only
# Company / Plan Name Benefit  
1 MedjetAssist
Annual Membership
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
2 MedjetAssist
MedjetAssist Extended Stay
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
3 MedjetAssist
MedjetAssist Short Term Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
4 MEDEX
Plus Scholastic Excluding US
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
5 MEDEX
Safe Trip Per-trip
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
6 MEDEX
Safe Trip Annual
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
7 MEDEX
Safe Trip Annual Expatriate
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
8 MEDEX
Plus Scholastic Including US
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
9 On Call International
Multi Trip Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
10 On Call International
Extended Stay Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
11 On Call International
Short Term Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
12 Travel Guard
MedEvac Per Trip
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage