Pre-Existing Condition

The table below shows you at a glance which company provides the most comprehensive cover for the Pre-Existing Condition coverage element within your policy. The table is split into plan type and ordered by amount of benefit coupled with an internal rating system with the plan providing the most comprehensive coverage (rated 100) at the top of each section. The rating applies to the Pre-Existing Condition coverage element not the plan as a whole. If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only 6 quick questions away from an instant quote from all the major travel insurance providers.
Coverage Description
A pre-existing condition is an illness or medical condition that existed before a policy's effective date, usually excluded from coverage. Travel Protection plans may include coverage provided you meet the condition of that insurance carrier. Many carriers provide cover if the policy is purchased within a certain number of days after the initial trip deposit was made. A few carriers provide cover if the policy is purchased before the final payment date. Please refer to the policy summary to determine any conditions for coverage. Some Medical Plans may provide limited cover; Some may cover pre-existing conditions after a specified waiting period, while others do not provide any coverage.

View full policy wording for Pre-Existing Condition for the policies below

Travel Insurance - Coverage for all types of travel. Includes cancellation
# Company / Plan Name Benefit  
1 Travel Insurance Services
Travel Insurance Select Basic
No coverage
Pre-existing look-back period 60 days
View plan detail  Instant Quote
2 Travel Guard
Cruise Tour & Travel
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
3 Travel Guard
Essential
No coverage
Pre-existing look-back period 180 days
View plan detail  Instant Quote
4 iTravelInsured
Picture Perfect Vacation
Covered if policy purchased within 14 days of trip deposit View plan detail  Instant Quote
5 iTravelInsured
Lite Protection Plan
Covered if policy purchased within 14 days of trip deposit View plan detail  Instant Quote
6 iTravelInsured
Student Travel
Covered if policy purchased within 14 days of trip deposit View plan detail  Instant Quote
7 iTravelInsured
Elite Vacation
Covered if policy purchased within 14 days of trip deposit View plan detail  Instant Quote
8 Travel Insurance Services
Travel Insurance Select Plus
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
9 Travel Insurance Services
Travel Insurance Select Elite
Covered if policy purchased within 21 days of trip deposit View plan detail  Instant Quote
10 Travel Guard
Adventure Travel Protection
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
11 Travelex
Travel Basic
No coverage
Pre-existing look-back period 60 days
View plan detail  Instant Quote
12 Travelex
Travel Max
Covered if policy purchased within 30 days of trip deposit View plan detail  Instant Quote
13 Travel Guard
Essential Expanded
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
14 Travel Guard
Protect Assist
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
15 Travel Guard
Tee, Tour & Travel
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
16 Travel Guard
Sportsman's Travel
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
17 Travel Guard
Platinum (Cruise, Tour and Travel)
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
18 Travel Guard
Gold (Protect Assist)
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
19 Travel Guard
Silver (Essential Expanded)
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
20 Travel Guard
Basic (Essential)
No coverage
Pre-existing look-back period 180 days
View plan detail  Instant Quote
21 Travel Guard
Platinum (Cruise, Tour and Travel)
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
22 Travel Guard
Essential Basic
No coverage
Pre-existing look-back period 180 days
View plan detail  Instant Quote
23 Travel Guard
Protect Assist Gold
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
24 Travel Guard
Essential Expanded Silver
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
25 CSA
Custom Comprehensive
No coverage
Pre-existing look-back period 180 days
View plan detail  Instant Quote
26 CSA
Custom Luxe Comprehensive
Covered if policy purchased before the final trip payment View plan detail  Instant Quote
27 Travel Guard
Adventure Travel Protection
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
28 Travel Guard
Sportsman's Travel
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
29 Travel Guard
Tee, Tour & Travel
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
30 HTH Worldwide
TripProtector
Covered if policy purchased before the final trip payment View plan detail  Instant Quote
31 HTH Worldwide
TripProtector Preferred
Covered if policy purchased before the final trip payment View plan detail  Instant Quote
32 TravelSafe
TravelSafe Vacation Insurance
Covered if policy purchased within 15 days of trip deposit
View plan detail  Instant Quote
33 TravelSafe
TravelSafe Premier
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
34 Travel Insured
Trip Protector Lite Expanded
Covered if policy purchased within 14 days of trip deposit View plan detail  Instant Quote
35 Travel Insured
Trip Protector Lite
No coverage
Pre-existing look-back period 180 days
View plan detail  Instant Quote
36 Travel Insured
WTP - Comprehensive Plan
Covered if policy purchased within 14 days of trip deposit View plan detail  Instant Quote
37 Travel Insured
WTP Gold - Comprehensive Plan
Covered if policy purchased within 30 days of trip deposit View plan detail  Instant Quote
38 MH Ross
Advantage Complete
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
39 MH Ross
Advantage Bridge
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
40 MH Ross
Advantage Asset
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
41 Global Alert
Global Alert Essentials
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
42 Global Alert
Global Alert Preferred
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
43 Global Alert
Global Alert Preferred Plus
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
44 Travelex
Travel Select
Covered if policy purchased within 21 days of trip deposit View plan detail  Instant Quote
45 Travelex
Travel Plus
Covered if policy purchased within 21 days of trip deposit
Maximum Waiver Amount for Medical Expense is $75,000
View plan detail  Instant Quote
46 Travelex
TraveLite
Covered if policy purchased within 21 days of trip deposit
Maximum Waiver Amount for Medical Expense is $50,000
View plan detail  Instant Quote
47 Seven Corners
RoundTrip Choice
Covered if policy purchased within 10 days of trip deposit View plan detail  Instant Quote
48 Seven Corners
RoundTrip
Covered if policy purchased within 10 days of trip deposit View plan detail  Instant Quote
49 USA-ASSIST
GlobalTrip Classic
No coverage
Pre-existing look-back period 180 days
View plan detail  Instant Quote
50 USA-ASSIST
GlobalTrip High Medical
No coverage
Pre-existing look-back period 180 days
View plan detail  Instant Quote
51 USA-ASSIST
GlobalTrip Plus
No coverage
Pre-existing look-back period 180 days
View plan detail  Instant Quote
52 USA-ASSIST
GlobalTrip Saver
No coverage
Pre-existing look-back period 180 days
View plan detail  Instant Quote
Travel Insurance - Limited or no cancellation.
# Company / Plan Name Benefit  
1 Travel Guard
Pack' N Go
No coverage
Pre-existing look-back period 60 days
View plan detail  Instant Quote
2 Travel Insured
Airline Ticket Protector
Covered if policy purchased within 14 days of trip deposit View plan detail  Instant Quote
3 Travelex
Flight Insure Plus - Flight AD&D Only
No coverage View plan detail  Instant Quote
4 Travelex
Flight Insure Plus - Package Plan
No coverage View plan detail  Instant Quote
Annual Travel Insurance - Frequent travelers unlimited short trips.
# Company / Plan Name Benefit  
1 MEDEX
TravMed Abroad Annual
No coverage
Pre-existing look-back period 180 days
View plan detail  Instant Quote
2 HTH Worldwide
TravelGap Multi-Trip Silver
Covered View plan detail  Instant Quote
3 HTH Worldwide
TravelGap Multi-Trip Gold
Covered View plan detail  Instant Quote
4 Travel Guard
Travel Rite Annual
No coverage
Pre-existing look-back period 90 days
View plan detail  Instant Quote
5 iTravelInsured
Annual Travel Medical Program
No coverage
Pre-existing look-back period 60 days
View plan detail  Instant Quote
6 HTH Worldwide
TravelGap Multi-Trip Silver
Covered View plan detail  Instant Quote
7 HTH Worldwide
TravelGap Multi-Trip Gold
Covered View plan detail  Instant Quote
8 Travel Guard
Business Travel Guard
No coverage
Pre-existing look-back period 90 days
View plan detail  Instant Quote
9 Travelex
Flight Insure Package Plan Annual
No coverage
View plan detail  Instant Quote
10 Travelex
Flight Insure Annual - AD&D Only
No coverage View plan detail  Instant Quote
Medical Evacuation Plans - Coverage for medical evacuation and repatriation only
# Company / Plan Name Benefit  
1 MedjetAssist
Annual Membership
Covered View plan detail  Instant Quote
2 MedjetAssist
MedjetAssist Extended Stay
Covered View plan detail  Instant Quote
3 MedjetAssist
MedjetAssist Short Term Plan
Covered View plan detail  Instant Quote
4 MEDEX
Plus Scholastic Excluding US
Covered View plan detail  Instant Quote
5 MEDEX
Safe Trip Per-trip
Covered View plan detail  Instant Quote
6 MEDEX
Safe Trip Annual
Covered View plan detail  Instant Quote
7 MEDEX
Safe Trip Annual Expatriate
Covered View plan detail  Instant Quote
8 MEDEX
Plus Scholastic Including US
Covered View plan detail  Instant Quote
9 On Call International
Multi Trip Plan
No coverage View plan detail  Instant Quote
10 On Call International
Extended Stay Plan
No coverage View plan detail  Instant Quote
11 On Call International
Short Term Plan
No coverage View plan detail  Instant Quote
12 Travel Guard
MedEvac Per Trip
No coverage
Pre-existing look-back period 180 days
View plan detail  Instant Quote
13 Air Ambulance Card
Air Ambulance Card - Standard Annual
Covered View plan detail  Instant Quote