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The table below shows you at a glance which company provides the most comprehensive cover for the Pre-Existing Condition coverage element within your policy. The table is split into plan type and ordered by amount of benefit coupled with an internal rating system with the plan providing the most comprehensive coverage (rated 100) at the top of each section. The rating applies to the Pre-Existing Condition coverage element not the plan as a whole. If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only 6 quick questions away from an instant quote from all the major travel insurance providers.
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A pre-existing condition is an illness or medical condition that existed before a policy's effective date, usually excluded from coverage. Travel Protection plans may include coverage provided you meet the condition of that insurance carrier. Many carriers provide cover if the policy is purchased within a certain number of days after the initial trip deposit was made. A few carriers provide cover if the policy is purchased before the final payment date. Please refer to the policy summary to determine any conditions for coverage. Some Medical Plans may provide limited cover; Some may cover pre-existing conditions after a specified waiting period, while others do not provide any coverage.
View full policy wording for Pre-Existing Condition for the policies below
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| 1 |
iTravelInsured Picture Perfect Vacation |
Covered if purchased within 14 days of trip deposit |
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| 2 |
iTravelInsured Lite Protection Plan |
Covered if purchased within 14 days of trip deposit |
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| 3 |
iTravelInsured Student Travel |
Covered if purchased within 14 days of trip deposit |
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| 4 |
iTravelInsured Elite Vacation |
Covered if purchased within 14 days of trip deposit |
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| 5 |
Travel Insurance Services Travel Insurance Select Elite |
Covered if purchased within 21 days of trip deposit |
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| 6 |
Travel Guard Adventure Travel Protection |
Covered if purchased within 15 days of trip deposit |
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| 7 |
Travelex Travel Basic |
No coverage
Pre-existing look-back period 60 days |
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| 8 |
Travelex Travel Max |
Covered if purchased within 30 days of trip deposit
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| 9 |
Travel Guard Tee, Tour & Travel |
Covered if purchased within 15 days of trip deposit |
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| 10 |
Travel Guard Sportsman's Travel |
Covered if purchased within 15 days of trip deposit |
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| 11 |
Travel Guard Platinum (Cruise, Tour & Travel) |
Covered if purchased within 15 days of trip deposit |
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| 12 |
Travel Guard Gold (Protect Assist) |
Covered if purchased within 15 days of trip deposit |
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| 13 |
Travel Guard Silver (Essential Expanded) |
Covered if purchased within 15 days of trip deposit |
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| 14 |
Travel Guard Basic (Essential) |
No coverage
Pre-existing look-back period 180 days |
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| 15 |
Travel Guard Platinum (Cruise, Tour & Travel) |
Covered if purchased within 15 days of trip deposit |
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| 16 |
Travel Guard Basic (Essential) |
No coverage
Pre-existing look-back period 180 days |
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| 17 |
Travel Guard Gold (Protect Assist) |
Covered if purchased within 15 days of trip deposit |
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| 18 |
Travel Guard Silver (Essential Expanded) |
Covered if purchased within 15 days of trip deposit |
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| 19 |
Travel Guard Adventure Travel Protection |
Covered if purchased within 15 days of trip deposit |
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| 20 |
Travel Guard Sportsman's Travel |
Covered if purchased within 15 days of trip deposit |
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| 21 |
Travel Guard Tee, Tour & Travel |
Covered if purchased within 15 days of trip deposit |
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| 22 |
TravelSafe TravelSafe Premier |
Covered if purchased within 15 days of trip deposit
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| 23 |
MH Ross Advantage Complete |
Covered if purchased within 15 days of trip deposit |
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| 24 |
MH Ross Advantage Bridge |
Covered if purchased within 15 days of trip deposit |
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| 25 |
MH Ross Advantage Asset |
Covered if purchased within 15 days of trip deposit |
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| 26 |
Global Alert Global Alert Essentials |
Covered if purchased within 15 days of trip deposit |
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| 27 |
Global Alert Global Alert Preferred |
Covered if purchased within 15 days of trip deposit |
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| 28 |
Global Alert Global Alert Preferred Plus |
Covered if purchased within 15 days of trip deposit |
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| 29 |
Travelex Travel Select |
Covered if purchased within 21 days of trip deposit
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| 30 |
Travelex Travel Plus |
Covered if purchased within 21 days of trip deposit
$75,000 per person Emergency Medical |
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| 31 |
Travelex TraveLite |
Covered if purchased within 21 days of trip deposit
$50,000 per person Emergency Medical |
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| 32 |
Travel Guard Silver (Essential Expanded) |
Covered if purchased within 15 days of trip deposit |
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| 33 |
Travel Guard Platinum (Cruise, Tour & Travel) |
Covered if purchased within 15 days of trip deposit |
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| 34 |
Travel Guard Basic (Essential) |
No coverage
Pre-existing look-back period 180 days |
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| 35 |
Travel Guard Gold (Protect Assist) |
Covered if purchased within 15 days of trip deposit |
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| 36 |
CSA Custom Luxe Comprehensive |
Covered if purchased before the final trip payment |
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| 37 |
CSA Custom Comprehensive |
No coverage
Pre-existing look-back period 180 days |
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| 38 |
Seven Corners RoundTrip Choice |
Covered if purchased within 10 days of trip deposit |
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| 39 |
Seven Corners RoundTrip |
Covered if purchased within 10 days of trip deposit |
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| 40 |
Travel Insurance Services Travel Insurance Select Basic |
No coverage
Pre-existing look-back period 60 days |
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| 41 |
Travel Insurance Services Travel Insurance Select Plus |
Covered if purchased within 15 days of trip deposit |
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| 42 |
HTH Worldwide TripProtector |
Covered if purchased before the final trip payment |
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| 43 |
HTH Worldwide TripProtector Preferred |
Covered if purchased before the final trip payment |
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| 44 |
Travel Insured Trip Protector Lite Expanded |
Covered if purchased within 14 days of trip deposit |
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| 45 |
Travel Insured Trip Protector Lite |
No coverage
Pre-existing look-back period 180 days |
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| 46 |
Travel Insured Worldwide Trip Protector Gold |
Covered if purchased within 30 days of trip deposit |
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| 47 |
Travel Insured Worldwide Trip Protector |
Covered if purchased within 21 days of trip deposit |
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| 48 |
TravelSafe TravelSafe Vacation Insurance |
Covered if purchased within 15 days of trip deposit
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| 49 |
TravelSafe TravelSafe Elements for Individuals |
Covered if purchased within 15 days of trip deposit
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| 50 |
USA-ASSIST GlobalTrip Classic |
No coverage
Pre-existing look-back period 180 days |
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| 51 |
USA-ASSIST GlobalTrip High Medical |
No coverage
Pre-existing look-back period 180 days
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| 52 |
USA-ASSIST GlobalTrip Plus |
No coverage
Pre-existing look-back period 180 days |
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| 53 |
USA-ASSIST GlobalTrip Saver |
No coverage
Pre-existing look-back period 180 days
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| 1 |
Travel Guard Pack' N Go |
No coverage
Pre-existing look-back period 60 days |
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| 2 |
Travel Insured Airline Ticket Protector |
Covered if purchased within 14 days of trip deposit |
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| 3 |
Travelex Flight Insure Plus - Flight AD&D Only |
No coverage |
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| 4 |
Travelex Flight Insure Plus - Package Plan |
No coverage |
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| 1 |
MEDEX TravMed Abroad Annual |
No coverage
Pre-existing look-back period 180 days |
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| 2 |
iTravelInsured Annual Travel Medical Program |
No coverage
Pre-existing look-back period 60 days |
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| 3 |
HTH Worldwide TravelGap Multi-Trip Silver |
Covered |
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| 4 |
HTH Worldwide TravelGap Multi-Trip Gold |
Covered |
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| 5 |
Travelex Flight Insure Package Plan Annual |
No coverage
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| 6 |
Travelex Flight Insure Annual - AD&D Only |
No coverage |
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| 7 |
HTH Worldwide TravelGap Multi-Trip Gold |
Covered |
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| 8 |
HTH Worldwide TravelGap Multi-Trip Silver |
Covered |
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| 9 |
Travel Guard Business Traveler |
No coverage
Pre-existing look-back period 90 days |
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| 1 |
MedjetAssist Annual Membership |
Covered |
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| 2 |
MedjetAssist MedjetAssist Extended Stay |
Covered |
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| 3 |
MedjetAssist MedjetAssist Short Term Plan |
Covered |
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| 4 |
MEDEX Plus Scholastic Excluding US |
Covered |
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| 5 |
MEDEX Safe Trip Per-trip |
Covered |
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| 6 |
MEDEX Safe Trip Annual |
Covered |
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| 7 |
MEDEX Safe Trip Annual Expatriate |
Covered |
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| 8 |
MEDEX Plus Scholastic Including US |
Covered |
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| 9 |
Travel Guard MedEvac Annual |
No coverage
Pre-existing look-back period 180 days |
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| 10 |
Air Ambulance Card Air Ambulance Card - Standard Annual |
Covered |
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| 11 |
Travel Guard MedEvac Per Trip Individual |
No coverage
Pre-existing look-back period 180 days |
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