Pre-Existing Condition

The table below shows you at a glance which company provides the most comprehensive cover for the Pre-Existing Condition coverage element within your policy. The table is split into plan type and ordered by amount of benefit coupled with an internal rating system with the plan providing the most comprehensive coverage (rated 100) at the top of each section. The rating applies to the Pre-Existing Condition coverage element not the plan as a whole. If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only 6 quick questions away from an instant quote from all the major travel insurance providers.
Coverage Description
A pre-existing condition is an illness or medical condition that existed before a policy's effective date, usually excluded from coverage. Travel Protection plans may include coverage provided you meet the condition of that insurance carrier. Many carriers provide cover if the policy is purchased within a certain number of days after the initial trip deposit was made. A few carriers provide cover if the policy is purchased before the final payment date. Please refer to the policy summary to determine any conditions for coverage. Some Medical Plans may provide limited cover; Some may cover pre-existing conditions after a specified waiting period, while others do not provide any coverage. View full policy wording for Pre-Existing Condition for the policies below
Travel Insurance - Coverage for all types of travel. Includes cancellation
#	Company / Plan Name	Benefit
1	iTravelInsured Picture Perfect Vacation	Covered if purchased within 14 days of trip deposit
2	iTravelInsured Lite Protection Plan	Covered if purchased within 14 days of trip deposit
3	iTravelInsured Student Travel	Covered if purchased within 14 days of trip deposit
4	iTravelInsured Elite Vacation	Covered if purchased within 14 days of trip deposit
5	Travel Insurance Services Travel Insurance Select Elite	Covered if purchased within 21 days of trip deposit
6	Travel Guard Adventure Travel Protection	Covered if purchased within 15 days of trip deposit
7	Travelex Travel Basic	No coverage Pre-existing look-back period 60 days
8	Travelex Travel Max	Covered if purchased within 30 days of trip deposit
9	Travel Guard Tee, Tour & Travel	Covered if purchased within 15 days of trip deposit
10	Travel Guard Sportsman's Travel	Covered if purchased within 15 days of trip deposit
11	Travel Guard Platinum (Cruise, Tour & Travel)	Covered if purchased within 15 days of trip deposit
12	Travel Guard Gold (Protect Assist)	Covered if purchased within 15 days of trip deposit
13	Travel Guard Silver (Essential Expanded)	Covered if purchased within 15 days of trip deposit
14	Travel Guard Basic (Essential)	No coverage Pre-existing look-back period 180 days
15	Travel Guard Platinum (Cruise, Tour & Travel)	Covered if purchased within 15 days of trip deposit
16	Travel Guard Basic (Essential)	No coverage Pre-existing look-back period 180 days
17	Travel Guard Gold (Protect Assist)	Covered if purchased within 15 days of trip deposit
18	Travel Guard Silver (Essential Expanded)	Covered if purchased within 15 days of trip deposit
19	Travel Guard Adventure Travel Protection	Covered if purchased within 15 days of trip deposit
20	Travel Guard Sportsman's Travel	Covered if purchased within 15 days of trip deposit
21	Travel Guard Tee, Tour & Travel	Covered if purchased within 15 days of trip deposit
22	TravelSafe TravelSafe Premier	Covered if purchased within 15 days of trip deposit
23	MH Ross Advantage Complete	Covered if purchased within 15 days of trip deposit
24	MH Ross Advantage Bridge	Covered if purchased within 15 days of trip deposit
25	MH Ross Advantage Asset	Covered if purchased within 15 days of trip deposit
26	Global Alert Global Alert Essentials	Covered if purchased within 15 days of trip deposit
27	Global Alert Global Alert Preferred	Covered if purchased within 15 days of trip deposit
28	Global Alert Global Alert Preferred Plus	Covered if purchased within 15 days of trip deposit
29	Travelex Travel Select	Covered if purchased within 21 days of trip deposit
30	Travelex Travel Plus	Covered if purchased within 21 days of trip deposit $75,000 per person Emergency Medical
31	Travelex TraveLite	Covered if purchased within 21 days of trip deposit $50,000 per person Emergency Medical
32	Travel Guard Silver (Essential Expanded)	Covered if purchased within 15 days of trip deposit
33	Travel Guard Platinum (Cruise, Tour & Travel)	Covered if purchased within 15 days of trip deposit
34	Travel Guard Basic (Essential)	No coverage Pre-existing look-back period 180 days
35	Travel Guard Gold (Protect Assist)	Covered if purchased within 15 days of trip deposit
36	CSA Custom Luxe Comprehensive	Covered if purchased before the final trip payment
37	CSA Custom Comprehensive	No coverage Pre-existing look-back period 180 days
38	Seven Corners RoundTrip Choice	Covered if purchased within 10 days of trip deposit
39	Seven Corners RoundTrip	Covered if purchased within 10 days of trip deposit
40	Travel Insurance Services Travel Insurance Select Basic	No coverage Pre-existing look-back period 60 days
41	Travel Insurance Services Travel Insurance Select Plus	Covered if purchased within 15 days of trip deposit
42	HTH Worldwide TripProtector	Covered if purchased before the final trip payment
43	HTH Worldwide TripProtector Preferred	Covered if purchased before the final trip payment
44	Travel Insured Trip Protector Lite Expanded	Covered if purchased within 14 days of trip deposit
45	Travel Insured Trip Protector Lite	No coverage Pre-existing look-back period 180 days
46	Travel Insured Worldwide Trip Protector Gold	Covered if purchased within 30 days of trip deposit
47	Travel Insured Worldwide Trip Protector	Covered if purchased within 21 days of trip deposit
48	TravelSafe TravelSafe Vacation Insurance	Covered if purchased within 15 days of trip deposit
49	TravelSafe TravelSafe Elements for Individuals	Covered if purchased within 15 days of trip deposit
50	USA-ASSIST GlobalTrip Classic	No coverage Pre-existing look-back period 180 days
51	USA-ASSIST GlobalTrip High Medical	No coverage Pre-existing look-back period 180 days
52	USA-ASSIST GlobalTrip Plus	No coverage Pre-existing look-back period 180 days
53	USA-ASSIST GlobalTrip Saver	No coverage Pre-existing look-back period 180 days
Travel Insurance - Limited or no cancellation.
#	Company / Plan Name	Benefit
1	Travel Guard Pack' N Go	No coverage Pre-existing look-back period 60 days
2	Travel Insured Airline Ticket Protector	Covered if purchased within 14 days of trip deposit
3	Travelex Flight Insure Plus - Flight AD&D Only	No coverage
4	Travelex Flight Insure Plus - Package Plan	No coverage
Annual Travel Insurance - Frequent travelers unlimited short trips.
#	Company / Plan Name	Benefit
1	MEDEX TravMed Abroad Annual	No coverage Pre-existing look-back period 180 days
2	iTravelInsured Annual Travel Medical Program	No coverage Pre-existing look-back period 60 days
3	HTH Worldwide TravelGap Multi-Trip Silver	Covered
4	HTH Worldwide TravelGap Multi-Trip Gold	Covered
5	Travelex Flight Insure Package Plan Annual	No coverage
6	Travelex Flight Insure Annual - AD&D Only	No coverage
7	HTH Worldwide TravelGap Multi-Trip Gold	Covered
8	HTH Worldwide TravelGap Multi-Trip Silver	Covered
9	Travel Guard Business Traveler	No coverage Pre-existing look-back period 90 days
Medical Evacuation Plans - Coverage for medical evacuation and repatriation only
#	Company / Plan Name	Benefit
1	MedjetAssist Annual Membership	Covered
2	MedjetAssist MedjetAssist Extended Stay	Covered
3	MedjetAssist MedjetAssist Short Term Plan	Covered
4	MEDEX Plus Scholastic Excluding US	Covered
5	MEDEX Safe Trip Per-trip	Covered
6	MEDEX Safe Trip Annual	Covered
7	MEDEX Safe Trip Annual Expatriate	Covered
8	MEDEX Plus Scholastic Including US	Covered
9	Travel Guard MedEvac Annual	No coverage Pre-existing look-back period 180 days
10	Air Ambulance Card Air Ambulance Card - Standard Annual	Covered
11	Travel Guard MedEvac Per Trip Individual	No coverage Pre-existing look-back period 180 days

Pre-Existing Condition

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Travel Insurance Benefits

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Frequently Asked Questions