Terrorism


Coverage Description
Provides coverage in the event of a terrorist incident. Some plans only provide coverage if you are scheduled to arrive within 30 days of the incident and some plans only offer foreign coverage

View coverage summary for Terrorism for the policies below

Travel Insurance - Coverage for all types of travel. Includes cancellation
# Company / Plan Name Benefit  
1 HTH
TripProtector
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

a Terrorist Act which occurs in your departure city or in a city which is a scheduled destination for your Covered Trip, provided the Terrorist Act occurs within 7 days of the Scheduled Departure Date for your Covered Trip;

TERRORIST ACT means an act of violence, other than civil disorder or riot, (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government.

2 HTH
TripProtector Preferred
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

a Terrorist Act which occurs in your departure city or in a city which is a scheduled destination for your Covered Trip, provided the Terrorist Act occurs within 7 days of the Scheduled Departure Date for your Covered Trip;

TERRORIST ACT means an act of violence, other than civil disorder or riot, (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government.

3 Seven Corners
RoundTrip
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

You have benefits in the amount purchased for unused non-refundable prepaid expenses for travel arrangements, whenever you are prevented from taking a trip for any of the following reasons that occur after the effective date * of your protection plan:

DEFINITIONS:

"Terrorism" in a country, which is part of your scheduled trip, that causes the United States Department of State to issue a travel warning that you should not travel within that country for a period of time, which covers your scheduled trip.

4 MH Ross
Trip Insurance Basic
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

A Terrorist Incident in Your city of departure or Destination occurring after Your Effective Date, if You are scheduled to arrive in or depart from that city within 30 days following the Terrorist Inciden

Terrorist Incident means the unsanctioned and illegal use of violence which caused destruction of property, Injury, or death by an individual or group for the express or implied purpose of achieving a political, ethnic, or religious goal or result. A Terrorist Incident does not include general civil disturbance, rioting, an act of war whether declared or undeclared or the intentional release of a biological material.

5 Travel Guard
Essential Basic
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
6 TravelSafe
TravelSafe Premier
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

a Terrorist Act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided the Terrorist Act occurs within 30 days of the Scheduled Departure Date for your Trip;.

“Terrorist Act” means an act of violence, other than civil disorder or riot, (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government.

7 TravelSafe
TravelSafe Vacation Insurance
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

a Terrorist Act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided the Terrorist Act occurs within 30 days of the Scheduled Departure Date for your Trip;

“Terrorist Act” means an act of violence, other than civil disorder or riot, (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government.

8 Elvia
Elvia Deluxe Comprehensive
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

A terrorist act committed by an organized terrorist group (recognized as such by the U.S. State Department) that results in property damage, Injury or loss of life. The incident must take place in a domestic or foreign city in which You are scheduled to arrive within 30 days following the incident and Your tour operator (if applicable) must not have offered a substitute itinerary. For foreign terrorism coverage only, coverage for travel to or through countries in which such a documented or reported incident has occurred during the 30 days prior to purchase of insurance is excluded. Losses resulting due to the issuance of travel advisories, bulletin or alerts; war or acts thereof; civil disorder, riot or unrest; bomb scares or threats of terrorist activity; or terrorist acts against any Common Carrier (e.g., airline or cruise line) are not covered.

Terrorism means the unsanctioned and illegal use of force that caused destruction of property, Injury, or death by an individual or group for the express or implied purpose of achieving a political, ethnic, or religious goal or result. Terrorism does not include general civil protest, unrest, rioting, or an act of war.

9 Elvia
Elvia Classic Comprehensive
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

A terrorist act committed by an organized terrorist group (recognized as such by the U.S. State Department) that results in property damage, Injury or loss of life. The incident must take place in a domestic or foreign city in which You are scheduled to arrive within 30 days following the incident and Your tour operator (if applicable) must not have offered a substitute itinerary. For foreign terrorism coverage only, coverage for travel to or through countries in which such a documented or reported incident has occurred during the 30 days prior to purchase of insurance is excluded. Losses resulting due to the issuance of travel advisories, bulletin or alerts; war or acts thereof; civil disorder, riot or unrest; bomb scares or threats of terrorist activity; or terrorist acts against any Common Carrier (e.g., airline or cruise line) are not covered.

Terrorism means the unsanctioned and illegal use of force that caused destruction of property, Injury, or death by an individual or group for the express or implied purpose of achieving a political, ethnic, or religious goal or result. Terrorism does not include general civil protest, unrest, rioting, or an act of war.

10 Global Alert Admin
Global Alert Preferred
Covered for foreign and domestic if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
  Full Policy Wording

A terrorist act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided:

1) The terrorist act occurs within 30 days of the Scheduled Departure Date for your Trip; and

2) Your premium is received within 15 days of the initial deposit/payment for your Trip.

"Terrorist Act" means an act of violence, other than civil disorder or riot, (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person, acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government.

11 Global Alert Admin
Global Alert Preferred Plus
Covered for foreign and domestic if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
  Full Policy Wording

A terrorist act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided:

1) The terrorist act occurs within 30 days of the Scheduled Departure Date for your Trip; and

2) Your premium is received within 15 days of the initial deposit/payment for your Trip.

"Terrorist Act" means an act of violence, other than civil disorder or riot, (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person, acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government.

12 Global Alert Admin
Global Alert Essentials
Covered for foreign and domestic if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
  Full Policy Wording

A terrorist act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided:

1) The terrorist act occurs within 30 days of the Scheduled Departure Date for your Trip; and

2) Your premium is received within 15 days of the initial deposit/payment for your Trip.

"Terrorist Act" means an act of violence, other than civil disorder or riot, (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person, acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government.

13 Travel Guard
Protect Assist
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within a 1-mile radius of the territorial city limits of the city to be visited by the program for which You have registered.

Terrorist Attack” means an incident deemed an act of terrorism by the U.S. government.

14 Travel Guard
Essential Expanded
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
  Full Policy Wording

If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within a 1-mile radius of the territorial city limits of the city to be visited by the program for which You have registered. This coverage applies only if this Plan was purchased within 15 calendar days of initial Trip payment

“Terrorist Attack” means an incident deemed an act of terrorism by the U.S. government.

15 Travel Guard
Cruise Tour & Travel
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

The Insurer will pay a benefit, up to the maximum shown on the Schedule of Coverages and Services, if You cancel Your Trip or are unable to continue on Your Trip due to the following Unforeseen events: If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within a 1-mile radius of the territorial city limits of the city to be visited by the program for which You have registered.

“Terrorist Attack” means an incident deemed an act of terrorism by the U.S. government.

16 Travel Guard
Essential
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
17 Travel Guard
Protect Assist plus Umbrella Package
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within a 1-mile radius of the territorial city limits of the city to be visited by the program for which You have registered.

“Terrorist Attack” means an incident deemed an act of terrorism by the U.S. government.

18 Travel Guard
Essential Expanded plus Umbrella Package
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
  Full Policy Wording

If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within a 1-mile radius of the territorial city limits of the city to be visited by the program for which You have registered. This coverage applies only if this Plan was purchased within 15 calendar days of initial Trip payment

“Terrorist Attack” means an incident deemed an act of terrorism by the U.S. government.

19 iTravelInsured
Lite Protection Plan
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

A Terrorist Incident after the Effective Date, if the Insured is scheduled to arrive at their Destination within 10 days following the Terrorist Incident.

Coverage for travel to the Insured’s Destination for which travel warnings have been issued at the time this coverage is purchased is excluded.

Coverage for travel to the Insured’s Destination in which such a documented and reported Terrorist Incident has occurred in the 12 months prior to the purchase of the coverage is excluded.

20 iTravelInsured
Student Travel
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

A Terrorist Incident after the Effective Date, if the Insured is scheduled to arrive at their Destination within 10 days following the Terrorist Incident and, for Trip Interruption, the Travel Supplier is not offering a substitute itinerary. Coverage for travel to the Insured’s Destination for which travel warnings have been issued at the time this coverage is purchased is excluded. Coverage for travel to the Insured’s Destination in which such a documented and reported Terrorist Incident has occurred in the 12 months prior to the purchase of the coverage is excluded.

21 MH Ross
Trip Insurance Extra
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

A Terrorist Incident in Your city of departure or Destination occurring after Your Effective Date, if You are scheduled to arrive in or depart from that city within 30 days following the Terrorist Inciden

Terrorist Incident means the unsanctioned and illegal use of violence which caused destruction of property, Injury, or death by an individual or group for the express or implied purpose of achieving a political, ethnic, or religious goal or result. A Terrorist Incident does not include general civil disturbance, rioting, an act of war whether declared or undeclared or the intentional release of a biological material.

22 iTravelInsured
Picture Perfect Vacation
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

A Terrorist Incident after the Effective Date, if the Insured is scheduled to arrive at their Destination within 10 days following the Terrorist Incident and, for Trip Interruption, the Travel Supplier is not offering a substitute itinerary. Coverage for travel to the Insured’s Destination for which travel warnings have been issued at the time this coverage is purchased is excluded. Coverage for travel to the Insured’s Destination in which such a documented and reported Terrorist Incident has occurred in the 12 months prior to the purchase of the coverage is excluded.

23 TravelSafe
TravelSafe Elements for Individuals
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

a Terrorist Act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided the Terrorist Act occurs within 30 days of the Scheduled Departure Date for your Trip;.

“Terrorist Act” means an act of violence, other than civil disorder or riot, (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government.

24 Travel Insured
Trip Protector Lite
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage.

“Terrorist Attack” means an incident deemed an act of terrorism by the U.S. government.

25 Travel Insured
Trip Protector Lite Expanded
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage.

“Terrorist Attack” means an incident deemed an act of terrorism by the U.S. government.

26 Travel Insured
WTP - Comprehensive Plan
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage.

“Terrorist Attack” means an incident deemed an act of terrorism by the U.S. government.

27 Travel Insured
WTP Gold - Comprehensive Plan
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage.

“Terrorist Attack” means an incident deemed an act of terrorism by the U.S. government.

28 MH Ross
Trip Insurance Enhanced
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

A Terrorist Incident in Your city of departure or Destination occurring after Your Effective Date, if You are scheduled to arrive in or depart from that city within 30 days following the Terrorist Inciden

Terrorist Incident means the unsanctioned and illegal use of violence which caused destruction of property, Injury, or death by an individual or group for the express or implied purpose of achieving a political, ethnic, or religious goal or result. A Terrorist Incident does not include general civil disturbance, rioting, an act of war whether declared or undeclared or the intentional release of a biological material.

29 Travelex
Travel Plus
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

You are covered for the amount purchased for Published Penalties and unused non-refundable prepaid expenses for Travel Arrangements, whenever You are prevented from taking a Covered Trip for any of the following reasons that occur after the Effective Date of Your Protection Plan:

  • A Terrorist Incident in Your city of departure or destination occurring after the policy Effective Date, if You are scheduled to arrive in that city within 30 days following the Terrorist Incident;

"Terrorist Incident" means the unsanctioned and illegal use of violence which caused destruction of property, injury, or death by an individual or group for the express or implied purpose of achieving a political, ethnic, or religious goal or result. A Terrorist incident does not include general civil disturbance, rioting, an act of war (declared or undeclared) or the intentional release of a biological material.

30 Travelex
TraveLite
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

You are covered for the amount purchased for Published Penalties and unused non-refundable prepaid expenses for Travel Arrangements, whenever You are prevented from taking a Covered Trip for any of the following reasons that occur after the Effective Date of Your Protection Plan:

  • A Terrorist Incident in Your city of departure or destination occurring after the policy Effective Date, if You are scheduled to arrive in that city within 30 days following the Terrorist Incident;

"Terrorist Incident" means the unsanctioned and illegal use of violence which caused destruction of property, injury, or death by an individual or group for the express or implied purpose of achieving a political, ethnic, or religious goal or result. A Terrorist incident does not include general civil disturbance, rioting, an act of war (declared or undeclared) or the intentional release of a biological material.

31 Travel Insurance Services
Travel Insurance Select Basic
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
32 iTravelInsured
Elite Vacation
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

A Terrorist Incident, if You are scheduled to arrive at a Destination within 30 days fol- lowing the Terrorist Incident and the Travel Supplier is not offering a substitute itinerary. Travel to any Destination for which travel warnings have been issued by the U.S. State Department at the time this coverage is pur- chased is excluded. Travel to any Destination in which such a Terrorist Incident has occurred in the 180 days prior to the date this coverage was purchased is excluded. .

33 Travel Insurance Services
Travel Insurance Select Elite
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival. “City” means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas, or airspace.

“Terrorist Incident” means an act of violence, other than civil disorder or riot (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government.

34 Travel Insurance Services
Travel Insurance Select Plus
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival. “City” means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas, or airspace.

“Terrorist Incident” means an act of violence, other than civil disorder or riot (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government

35 Travel Guard
Cruise Tour & Travel Platinum
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

A Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival. “City” means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas, or airspace.

“Terrorist Incident” means an act of violence, other than civil disorder or riot (that is not an act of war, declared or undeclared), that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government.

36 Seven Corners
RoundTrip
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are prevented from taking Your Trip due to:

A Terrorist Incident that occurs in a city listed on Your Trip itinerary and within 30 days prior to your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the 90 days prior to the Terrorist Incident that is causing the cancellation of Your Trip. Benefits are not provided if the Travel Supplier offers a substitute itinerary. Your Scheduled Departure Date must be no more than 15 months beyond Your Effective Date

Terrorist Incident means an incident deemed a terrorist act by the United States Government that causes property damage and or loss of life.

37 Seven Corners
RoundTrip Choice
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are prevented from taking Your Trip due to:

A Terrorist Incident that occurs in a city listed on Your Trip itinerary and within 30 days prior to your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the 90 days prior to the Terrorist Incident that is causing the cancellation of Your Trip. Benefits are not provided if the Travel Supplier offers a substitute itinerary. Your Scheduled Departure Date must be no more than 15 months beyond Your Effective Date

Terrorist Incident means an incident deemed a terrorist act by the United States Government that causes property damage and or loss of life.

38 CSA
WebDirect
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

A Terrorist Incident that occurs in a city listed on the itinerary of the Insured’s Covered Trip and within 7 days prior to the Insured’s Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the 60-day period prior to the Insured’s Effective Date under this Policy. Benefits are not provided if the Travel Supplier offers a substitute itinerary;

Terrorist Incident means an act of violence that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization that is generally recognized as having the intent to overthrow or influence the control of any government.

39 CSA
WebDirect Luxe
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

Benefits will be paid up to the Maximum Benefit Amount purchased to cover an Insured for the Published Penalties and unused non-refundable prepaid expenses for Travel Arrangements when an Insured is prevented from taking his or her Covered Trip due to:

  • A Terrorist Incident that occurs in a city listed on the itinerary of the Insured’s Covered Trip and within 7 days prior to the Insured’s Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the 60-day period prior to the Insured’s Effective Date under this Policy. Benefits are not provided if the Travel Supplier offers a substitute itinerary;

Terrorist Incident means an act of violence that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization that is generally recognized as having the intent to overthrow or influence the control of any government.

40 USA-ASSIST
GlobalTrip Saver
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

The Terrorist Incident must occur in a city listed on Your itinerary within 30 days prior to Your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the 90 days prior to the Terrorist Incident, which is causing Your cancellation. Benefits are not provided if Your Travel Supplier offers a substitute itinerary

41 USA-ASSIST
GlobalTrip Plus
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

The Terrorist Incident must occur in a city listed on Your itinerary within 30 days prior to Your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the 90 days prior to the Terrorist Incident, which is causing Your cancellation. Benefits are not provided if Your Travel Supplier offers a substitute itinerary

42 USA-ASSIST
GlobalTrip High Medical
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

The Terrorist Incident must occur in a city listed on Your itinerary within 30 days prior to Your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the 90 days prior to the Terrorist Incident, which is causing Your cancellation. Benefits are not provided if Your Travel Supplier offers a substitute itinerary

43 USA-ASSIST
GlobalTrip Super
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

The Terrorist Incident must occur in a city listed on Your itinerary within 30 days prior to Your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the 90 days prior to the Terrorist Incident, which is causing Your cancellation. Benefits are not provided if Your Travel Supplier offers a substitute itinerary

44 Travel Guard
Adventure Travel Protection
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

The Insurer will reimburse the Insured, as described below, if a Trip is canceled or interrupted for the Insured due to any of the following Unforeseen circumstances:
a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival. “City” means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas, or airspace;

“Terrorist Incident” means an act of violence, other than civil disorder or riot (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government.

45 Travel Guard
Protect Assist Gold
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival. “City” means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas, or airspace.

“Terrorist Incident” means an act of violence, other than civil disorder or riot (that is not an act of war, declared or undeclared), that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government.

46 Travel Guard
Essential Expanded Silver
Covered if policy purchased within 15 days of trip deposit View plan detail  Instant Quote
  Full Policy Wording

a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival. “City” means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas, or airspace. This coverage applies only if insurance was purchased within fifteen calendar days of "initial trip payment"

“Terrorist Incident” means an act of violence, other than civil disorder or riot (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government.

47 Travelex
Travel Basic
Not covered View plan detail  Instant Quote
  Full Policy Wording No coverage
48 Travelex
Travel Select
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

A Terrorist Incident that occurs in a city listed on Your Covered Trip itinerary and within thirty (30) days prior to Your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the ninety (90) days prior to the Terrorist Incident that is causing the cancellation of Your Covered Trip. Benefi ts are not provided if the Travel Supplier offers a substitute itinerary. Your Scheduled Departure Date must be no more than twenty four (24) months beyond Your Effective Date. This benefit only applies if the plan has been purchased within twenty-one (21) days of Your initial payment for the Covered Trip and for the full cost of the Covered Trip.

Terrorist Incident: means an incident deemed a terrorist act by the United States Government that causes property damage or Loss of life.

49 Travelex
Travel Max
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

A Terrorist Incident that occurs in a city listed on Your Covered Trip itinerary and within thirty (30) days prior to Your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the ninety (90) days prior to the Terrorist Incident that is causing the cancellation of Your Covered Trip. Benefits are not provided if the Travel Supplier offers a substitute itinerary. Your Scheduled Departure Date must be no more than twenty four (24) months beyond Your Effective Date. This benefit only applies if the plan has been purchased within twenty-one (21) days of Your initial payment for the Covered Trip and for the full cost of the Covered Trip.

Terrorist Incident: means an incident deemed a terrorist act by the United States Government that causes property damage or Loss of life.

Travel Insurance - Limited or no cancellation.
# Company / Plan Name Benefit  
1 Travel Insured
Ticket Protector
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

Trip Cancellation/Trip Interruption: The Insurer will pay a benefit, up to the maximum shown on the Schedule of Coverage and Services, if You are prevented from taking or continuing Your covered Trip due to the following Unforeseen events:

  • If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage.
2 Travelex
Travel Annual - Flight AD&D Only
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
3 Travelex
Flight Plus - Flight AD&D Only
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
4 Travelex
Flight Plus - Package Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
5 Elvia
Elvia Deluxe Limited
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
6 Elvia
Elvia Classic Limited
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
Annual Travel Insurance - Frequent travelers unlimited short trips.
# Company / Plan Name Benefit  
1 HTH
TravelGap Multi-Trip Silver
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording Covered
2 HTH
TravelGap Multi-Trip Gold
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording Covered
3 Travelex
Travel Annual - Package Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
4 HTH
TravelGap Multi-Trip Silver
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording Covered
5 HTH
TravelGap Multi-Trip Gold
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording Covered
6 MEDEX
TravMed Abroad Annual
No coverage View plan detail  Instant Quote
  Full Policy Wording No Coverage
7 iTravelInsured
Annual Travel Medical Program
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording

A Terrorist Incident after the Effective Date, if the Insured is scheduled to arrive at their Destination within 10 days following the Terrorist Incident and, for Trip Interruption, the Travel Supplier is not offering a substitute itinerary. Coverage for travel to the Insured’s Destination for which travel warnings have been issued at the time this coverage is purchased is excluded. Coverage for travel to the Insured’s Destination in which such a documented and reported Terrorist Incident has occurred in the 12 months prior to the purchase of the coverage is excluded.

8 HTH
TravelGap Multi-Trip Silver
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording Covered
9 HTH
TravelGap Multi-Trip Gold
Covered for foreign and domestic View plan detail  Instant Quote
  Full Policy Wording Covered
Medical Evacuation Plans - Coverage for medical evacuation and repatriation only
# Company / Plan Name Benefit  
1 Access America
Annual MedEvac - Extended Stay 12 months
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
2 Access America
Annual Med Evac Standard
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
3 Access America
Annual Med Evac - Extended Stay 6 months
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
4 MedjetAssist
Annual Membership
No coverage View plan detail  Instant Quote
  Full Policy Wording

This Benefit is not available within this plan

5 MedjetAssist
MedjetAssist Extended Stay
No coverage View plan detail  Instant Quote
  Full Policy Wording

This Benefit is not available within this plan

6 MedjetAssist
MedjetAssist Short Term Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording

This Benefit is not available within this plan

7 MEDEX
Plus Scholastic Excluding US
No coverage View plan detail  Instant Quote
  Full Policy Wording No Coverage
8 MEDEX
Safe Trip Per-trip
No coverage View plan detail  Instant Quote
  Full Policy Wording No Coverage
9 MEDEX
Safe Trip Annual
No coverage View plan detail  Instant Quote
  Full Policy Wording No Coverage
10 MEDEX
Safe Trip Annual Expatriate
No coverage View plan detail  Instant Quote
  Full Policy Wording No Coverage
11 MEDEX
Plus Scholastic Including US
No coverage View plan detail  Instant Quote
  Full Policy Wording No Coverage
12 On Call International
Multi Trip Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
13 On Call International
Extended Stay Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
14 On Call International
Short Term Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage