| Coverage Description | |||
| Provides coverage in the event of a terrorist incident. Some plans only provide coverage if you are scheduled to arrive within 30 days of the incident and some plans only offer foreign coverage | |||
| Travel Insurance - Coverage for all types of travel. Includes cancellation | |||
| # | Company / Plan Name | Benefit | |
| 1 | HTH TripProtector |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | a Terrorist Act which occurs in your departure city or in
a city which is a scheduled destination for your
Covered Trip, provided the Terrorist Act occurs within 7
days of the Scheduled Departure Date for your
Covered Trip; |
||
| 2 | HTH TripProtector Preferred |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | a Terrorist Act which occurs in your departure city or in
a city which is a scheduled destination for your
Covered Trip, provided the Terrorist Act occurs within 7
days of the Scheduled Departure Date for your
Covered Trip; |
||
| 3 | Seven Corners RoundTrip |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | You have benefits in the amount purchased for unused non-refundable prepaid expenses for travel arrangements, whenever you are prevented from taking a trip for any of the following reasons that occur after the effective date * of your protection plan: DEFINITIONS: "Terrorism" in a country, which is part of your scheduled trip, that causes the United States Department of State to issue a travel warning that you should not travel within that country for a period of time, which covers your scheduled trip. |
||
| 4 | MH Ross Trip Insurance Basic |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | A Terrorist Incident in Your city of departure or Destination occurring after Your Effective Date, if You are scheduled to arrive in or depart from that city within 30 days following the Terrorist Inciden Terrorist Incident means the unsanctioned and illegal use of violence which caused destruction of property, Injury, or death by an individual or group for the express or implied purpose of achieving a political, ethnic, or religious goal or result. A Terrorist Incident does not include general civil disturbance, rioting, an act of war whether declared or undeclared or the intentional release of a biological material. |
||
| 5 | Travel Guard Essential Basic |
No coverage | ![]() |
| Full Policy Wording | No coverage | ||
| 6 | TravelSafe TravelSafe Premier |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | a Terrorist Act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided the Terrorist Act occurs within 30 days of the Scheduled Departure Date for your Trip;. “Terrorist Act” means an act of violence, other than civil disorder or riot, (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government. |
||
| 7 | TravelSafe TravelSafe Vacation Insurance |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | a Terrorist Act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided the Terrorist Act occurs within 30 days of the Scheduled Departure Date for your Trip; “Terrorist Act” means an act of violence, other than civil disorder or riot, (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government. |
||
| 8 | Elvia Elvia Deluxe Comprehensive |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | A terrorist act committed by an organized terrorist group (recognized as such by the U.S. State Department) that results in property damage, Injury or loss of life. The incident must take place in a domestic or foreign city in which You are scheduled to arrive within 30 days following the incident and Your tour operator (if applicable) must not have offered a substitute itinerary. For foreign terrorism coverage only, coverage for travel to or through countries in which such a documented or reported incident has occurred during the 30 days prior to purchase of insurance is excluded. Losses resulting due to the issuance of travel advisories, bulletin or alerts; war or acts thereof; civil disorder, riot or unrest; bomb scares or threats of terrorist activity; or terrorist acts against any Common Carrier (e.g., airline or cruise line) are not covered. Terrorism means the unsanctioned and illegal use of force that caused destruction of property, Injury, or death by an individual or group for the express or implied purpose of achieving a political, ethnic, or religious goal or result. Terrorism does not include general civil protest, unrest, rioting, or an act of war. |
||
| 9 | Elvia Elvia Classic Comprehensive |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | A terrorist act committed by an organized terrorist group (recognized as such by the U.S. State Department) that results in property damage, Injury or loss of life. The incident must take place in a domestic or foreign city in which You are scheduled to arrive within 30 days following the incident and Your tour operator (if applicable) must not have offered a substitute itinerary. For foreign terrorism coverage only, coverage for travel to or through countries in which such a documented or reported incident has occurred during the 30 days prior to purchase of insurance is excluded. Losses resulting due to the issuance of travel advisories, bulletin or alerts; war or acts thereof; civil disorder, riot or unrest; bomb scares or threats of terrorist activity; or terrorist acts against any Common Carrier (e.g., airline or cruise line) are not covered. Terrorism means the unsanctioned and illegal use of force that caused destruction of property, Injury, or death by an individual or group for the express or implied purpose of achieving a political, ethnic, or religious goal or result. Terrorism does not include general civil protest, unrest, rioting, or an act of war. |
||
| 10 | Global Alert Admin Global Alert Preferred |
Covered for foreign and domestic if policy purchased within 15 days of trip deposit | ![]() |
| Full Policy Wording | A terrorist act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided: "Terrorist Act" means an act of violence, other than civil disorder or riot, (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person, acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government. |
||
| 11 | Global Alert Admin Global Alert Preferred Plus |
Covered for foreign and domestic if policy purchased within 15 days of trip deposit | ![]() |
| Full Policy Wording | A terrorist act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided: "Terrorist Act" means an act of violence, other than civil disorder or riot, (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person, acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government. |
||
| 12 | Global Alert Admin Global Alert Essentials |
Covered for foreign and domestic if policy purchased within 15 days of trip deposit | ![]() |
| Full Policy Wording | A terrorist act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided: "Terrorist Act" means an act of violence, other than civil disorder or riot, (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person, acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government. |
||
| 13 | Travel Guard Protect Assist |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within a 1-mile radius of the territorial city limits of the city to be visited by the program for which You have registered. Terrorist Attack” means an incident deemed an act of terrorism by the U.S. government. |
||
| 14 | Travel Guard Essential Expanded |
Covered if policy purchased within 15 days of trip deposit | ![]() |
| Full Policy Wording | If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within a 1-mile radius of the territorial city limits of the city to be visited by the program for which You have registered. This coverage applies only if this Plan was purchased within 15 calendar days of initial Trip payment “Terrorist Attack” means an incident deemed an act of terrorism by the U.S. government. |
||
| 15 | Travel Guard Cruise Tour & Travel |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | The Insurer will pay a benefit, up to the maximum shown on the Schedule of Coverages and Services, if You cancel Your Trip or are unable to continue on Your Trip due to the following Unforeseen events: If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within a 1-mile radius of the territorial city limits of the city to be visited by the program for which You have registered. “Terrorist Attack” means an incident deemed an act of terrorism by the U.S. government. |
||
| 16 | Travel Guard Essential |
No coverage | ![]() |
| Full Policy Wording | No coverage | ||
| 17 | Travel Guard Protect Assist plus Umbrella Package |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within a 1-mile radius of the territorial city limits of the city to be visited by the program for which You have registered. “Terrorist Attack” means an incident deemed an act of terrorism by the U.S. government. |
||
| 18 | Travel Guard Essential Expanded plus Umbrella Package |
Covered if policy purchased within 15 days of trip deposit | ![]() |
| Full Policy Wording | If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within a 1-mile radius of the territorial city limits of the city to be visited by the program for which You have registered. This coverage applies only if this Plan was purchased within 15 calendar days of initial Trip payment “Terrorist Attack” means an incident deemed an act of terrorism by the U.S. government. |
||
| 19 | iTravelInsured Lite Protection Plan |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | A Terrorist Incident after the Effective Date, if the Insured is scheduled to arrive at their Destination within 10 days following the Terrorist Incident. |
||
| 20 | iTravelInsured Student Travel |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | A Terrorist Incident after the Effective Date, if the Insured is scheduled to arrive at their Destination within 10 days following the Terrorist Incident and, for Trip Interruption, the Travel Supplier is not offering a substitute itinerary. Coverage for travel to the Insured’s Destination for which travel warnings have been issued at the time this coverage is purchased is excluded. Coverage for travel to the Insured’s Destination in which such a documented and reported Terrorist Incident has occurred in the 12 months prior to the purchase of the coverage is excluded. |
||
| 21 | MH Ross Trip Insurance Extra |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | A Terrorist Incident in Your city of departure or Destination occurring after Your Effective Date, if You are scheduled to arrive in or depart from that city within 30 days following the Terrorist Inciden Terrorist Incident means the unsanctioned and illegal use of violence which caused destruction of property, Injury, or death by an individual or group for the express or implied purpose of achieving a political, ethnic, or religious goal or result. A Terrorist Incident does not include general civil disturbance, rioting, an act of war whether declared or undeclared or the intentional release of a biological material. |
||
| 22 | iTravelInsured Picture Perfect Vacation |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | A Terrorist Incident after the Effective Date, if the Insured is scheduled to arrive at their Destination within 10 days following the Terrorist Incident and, for Trip Interruption, the Travel Supplier is not offering a substitute itinerary. Coverage for travel to the Insured’s Destination for which travel warnings have been issued at the time this coverage is purchased is excluded. Coverage for travel to the Insured’s Destination in which such a documented and reported Terrorist Incident has occurred in the 12 months prior to the purchase of the coverage is excluded. |
||
| 23 | TravelSafe TravelSafe Elements for Individuals |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | a Terrorist Act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided the Terrorist Act occurs within 30 days of the Scheduled Departure Date for your Trip;. “Terrorist Act” means an act of violence, other than civil disorder or riot, (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government. |
||
| 24 | Travel Insured Trip Protector Lite |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage. |
||
| 25 | Travel Insured Trip Protector Lite Expanded |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage. |
||
| 26 | Travel Insured WTP - Comprehensive Plan |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage. |
||
| 27 | Travel Insured WTP Gold - Comprehensive Plan |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage. |
||
| 28 | MH Ross Trip Insurance Enhanced |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | A Terrorist Incident in Your city of departure or Destination occurring after Your Effective Date, if You are scheduled to arrive in or depart from that city within 30 days following the Terrorist Inciden Terrorist Incident means the unsanctioned and illegal use of violence which caused destruction of property, Injury, or death by an individual or group for the express or implied purpose of achieving a political, ethnic, or religious goal or result. A Terrorist Incident does not include general civil disturbance, rioting, an act of war whether declared or undeclared or the intentional release of a biological material. |
||
| 29 | Travelex Travel Plus |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | You are covered for the amount purchased for Published Penalties and unused non-refundable prepaid expenses for Travel Arrangements, whenever You are prevented from taking a Covered Trip for any of the following reasons that occur after the Effective Date of Your Protection Plan:
"Terrorist Incident" means the unsanctioned and illegal use of violence which caused destruction of property, injury, or death by an individual or group for the express or implied purpose of achieving a political, ethnic, or religious goal or result. A Terrorist incident does not include general civil disturbance, rioting, an act of war (declared or undeclared) or the intentional release of a biological material. |
||
| 30 | Travelex TraveLite |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | You are covered for the amount purchased for Published Penalties and unused non-refundable prepaid expenses for Travel Arrangements, whenever You are prevented from taking a Covered Trip for any of the following reasons that occur after the Effective Date of Your Protection Plan:
"Terrorist Incident" means the unsanctioned and illegal use of violence which caused destruction of property, injury, or death by an individual or group for the express or implied purpose of achieving a political, ethnic, or religious goal or result. A Terrorist incident does not include general civil disturbance, rioting, an act of war (declared or undeclared) or the intentional release of a biological material. |
||
| 31 | Travel Insurance Services Travel Insurance Select Basic |
No coverage | ![]() |
| Full Policy Wording | No coverage | ||
| 32 | iTravelInsured Elite Vacation |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | A Terrorist Incident, if You are scheduled to arrive at a Destination within 30 days fol- lowing the Terrorist Incident and the Travel Supplier is not offering a substitute itinerary. Travel to any Destination for which travel warnings have been issued by the U.S. State Department at the time this coverage is pur- chased is excluded. Travel to any Destination in which such a Terrorist Incident has occurred in the 180 days prior to the date this coverage was purchased is excluded. . |
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| 33 | Travel Insurance Services Travel Insurance Select Elite |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival. “City” means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas, or airspace. “Terrorist Incident” means an act of violence, other than civil disorder or riot (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government. |
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| 34 | Travel Insurance Services Travel Insurance Select Plus |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival. “City” means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas, or airspace.
“Terrorist Incident” means an act of violence, other than civil disorder or riot (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government |
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| 35 | Travel Guard Cruise Tour & Travel Platinum |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | A Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival. “City” means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas, or airspace. “Terrorist Incident” means an act of violence, other than civil disorder or riot (that is not an act of war, declared or undeclared), that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government. |
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| 36 | Seven Corners RoundTrip |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are prevented from taking Your Trip due to: A Terrorist Incident that occurs in a city listed on Your Trip itinerary and within 30 days prior to your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the 90 days prior to the Terrorist Incident that is causing the cancellation of Your Trip. Benefits are not provided if the Travel Supplier offers a substitute itinerary. Your Scheduled Departure Date must be no more than 15 months beyond Your Effective Date
Terrorist Incident means an incident deemed a terrorist act by the United States Government that causes property damage and or loss of life. |
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| 37 | Seven Corners RoundTrip Choice |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are prevented from taking Your Trip due to: A Terrorist Incident that occurs in a city listed on Your Trip itinerary and within 30 days prior to your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the 90 days prior to the Terrorist Incident that is causing the cancellation of Your Trip. Benefits are not provided if the Travel Supplier offers a substitute itinerary. Your Scheduled Departure Date must be no more than 15 months beyond Your Effective Date
Terrorist Incident means an incident deemed a terrorist act by the United States Government that causes property damage and or loss of life. |
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| 38 | CSA WebDirect |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | A Terrorist Incident that occurs in a city listed on the itinerary of the Insured’s Covered Trip and within 7 days prior to the Insured’s Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the 60-day period prior to the Insured’s Effective Date under this Policy. Benefits are not provided if the Travel Supplier offers a substitute itinerary; Terrorist Incident means an act of violence that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization that is generally recognized as having the intent to overthrow or influence the control of any government. |
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| 39 | CSA WebDirect Luxe |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | Benefits will be paid up to the Maximum Benefit Amount purchased to cover an Insured for the Published Penalties and unused non-refundable prepaid expenses for Travel Arrangements when an Insured is prevented from taking his or her Covered Trip due to:
Terrorist Incident means an act of violence that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization that is generally recognized as having the intent to overthrow or influence the control of any government. |
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| 40 | USA-ASSIST GlobalTrip Saver |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | The Terrorist Incident must occur in a city listed on Your itinerary within 30 days prior to Your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the 90 days prior to the Terrorist Incident, which is causing Your cancellation. Benefits are not provided if Your Travel Supplier offers a substitute itinerary |
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| 41 | USA-ASSIST GlobalTrip Plus |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | The Terrorist Incident must occur in a city listed on Your itinerary within 30 days prior to Your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the 90 days prior to the Terrorist Incident, which is causing Your cancellation. Benefits are not provided if Your Travel Supplier offers a substitute itinerary |
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| 42 | USA-ASSIST GlobalTrip High Medical |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | The Terrorist Incident must occur in a city listed on Your itinerary within 30 days prior to Your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the 90 days prior to the Terrorist Incident, which is causing Your cancellation. Benefits are not provided if Your Travel Supplier offers a substitute itinerary |
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| 43 | USA-ASSIST GlobalTrip Super |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | The Terrorist Incident must occur in a city listed on Your itinerary within 30 days prior to Your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the 90 days prior to the Terrorist Incident, which is causing Your cancellation. Benefits are not provided if Your Travel Supplier offers a substitute itinerary |
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| 44 | Travel Guard Adventure Travel Protection |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | The Insurer will reimburse the Insured, as described below,
if a Trip is canceled or interrupted for the Insured due to any
of the following Unforeseen circumstances: “Terrorist Incident” means an act of violence, other than civil disorder or riot (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government. |
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| 45 | Travel Guard Protect Assist Gold |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival. “City” means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas, or airspace. “Terrorist Incident” means an act of violence, other than civil disorder or riot (that is not an act of war, declared or undeclared), that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government. |
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| 46 | Travel Guard Essential Expanded Silver |
Covered if policy purchased within 15 days of trip deposit | ![]() |
| Full Policy Wording | a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival. “City” means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas, or airspace. This coverage applies only if insurance was purchased within fifteen calendar days of "initial trip payment" “Terrorist Incident” means an act of violence, other than civil disorder or riot (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any government. |
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| 47 | Travelex Travel Basic |
Not covered | ![]() |
| Full Policy Wording | No coverage | ||
| 48 | Travelex Travel Select |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | A Terrorist Incident that occurs in a city listed on Your Covered Trip itinerary and within thirty (30) days prior to Your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the ninety (90) days prior to the Terrorist Incident that is causing the cancellation of Your Covered Trip. Benefi ts are not provided if the Travel Supplier offers a substitute itinerary. Your Scheduled Departure Date must be no more than twenty four (24) months beyond Your Effective Date. This benefit only applies if the plan has been purchased within twenty-one (21) days of Your initial payment for the Covered Trip and for the full cost of the Covered Trip. Terrorist Incident: means an incident deemed a terrorist act by the United States Government that causes property damage or Loss of life. |
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| 49 | Travelex Travel Max |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | A Terrorist Incident that occurs in a city listed on Your Covered Trip itinerary and within thirty (30) days prior to Your Scheduled Departure Date. This same city must not have experienced a Terrorist Incident within the ninety (90) days prior to the Terrorist Incident that is causing the cancellation of Your Covered Trip. Benefits are not provided if the Travel Supplier offers a substitute itinerary. Your Scheduled Departure Date must be no more than twenty four (24) months beyond Your Effective Date. This benefit only applies if the plan has been purchased within twenty-one (21) days of Your initial payment for the Covered Trip and for the full cost of the Covered Trip. Terrorist Incident: means an incident deemed a terrorist act by the United States Government that causes property damage or Loss of life. |
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| Travel Insurance - Limited or no cancellation. | |||
| # | Company / Plan Name | Benefit | |
| 1 | Travel Insured Ticket Protector |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | Trip Cancellation/Trip Interruption: The Insurer will pay a benefit, up to the maximum shown on the Schedule of Coverage and Services, if You are prevented from taking or continuing Your covered Trip due to the following Unforeseen events:
|
||
| 2 | Travelex Travel Annual - Flight AD&D Only |
No coverage | ![]() |
| Full Policy Wording | No coverage | ||
| 3 | Travelex Flight Plus - Flight AD&D Only |
No coverage | ![]() |
| Full Policy Wording | No coverage | ||
| 4 | Travelex Flight Plus - Package Plan |
No coverage | ![]() |
| Full Policy Wording | No coverage | ||
| 5 | Elvia Elvia Deluxe Limited |
No coverage | ![]() |
| Full Policy Wording | No coverage | ||
| 6 | Elvia Elvia Classic Limited |
No coverage | ![]() |
| Full Policy Wording | No coverage | ||
| Annual Travel Insurance - Frequent travelers unlimited short trips. | |||
| # | Company / Plan Name | Benefit | |
| 1 | HTH TravelGap Multi-Trip Silver |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | Covered | ||
| 2 | HTH TravelGap Multi-Trip Gold |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | Covered | ||
| 3 | Travelex Travel Annual - Package Plan |
No coverage | ![]() |
| Full Policy Wording | No coverage | ||
| 4 | HTH TravelGap Multi-Trip Silver |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | Covered | ||
| 5 | HTH TravelGap Multi-Trip Gold |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | Covered | ||
| 6 | MEDEX TravMed Abroad Annual |
No coverage | ![]() |
| Full Policy Wording | No Coverage | ||
| 7 | iTravelInsured Annual Travel Medical Program |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | A Terrorist Incident after the Effective Date, if the Insured is scheduled to arrive at their Destination within 10 days following the Terrorist Incident and, for Trip Interruption, the Travel Supplier is not offering a substitute itinerary. Coverage for travel to the Insured’s Destination for which travel warnings have been issued at the time this coverage is purchased is excluded. Coverage for travel to the Insured’s Destination in which such a documented and reported Terrorist Incident has occurred in the 12 months prior to the purchase of the coverage is excluded. |
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| 8 | HTH TravelGap Multi-Trip Silver |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | Covered | ||
| 9 | HTH TravelGap Multi-Trip Gold |
Covered for foreign and domestic | ![]() |
| Full Policy Wording | Covered | ||
| Medical Evacuation Plans - Coverage for medical evacuation and repatriation only | |||
| # | Company / Plan Name | Benefit | |
| 1 | Access America Annual MedEvac - Extended Stay 12 months |
No coverage | ![]() |
| Full Policy Wording | No coverage | ||
| 2 | Access America Annual Med Evac Standard |
No coverage | ![]() |
| Full Policy Wording | No coverage | ||
| 3 | Access America Annual Med Evac - Extended Stay 6 months |
No coverage | ![]() |
| Full Policy Wording | No coverage | ||
| 4 | MedjetAssist Annual Membership |
No coverage | ![]() |
| Full Policy Wording | This Benefit is not available within this plan |
||
| 5 | MedjetAssist MedjetAssist Extended Stay |
No coverage | ![]() |
| Full Policy Wording | This Benefit is not available within this plan |
||
| 6 | MedjetAssist MedjetAssist Short Term Plan |
No coverage | ![]() |
| Full Policy Wording | This Benefit is not available within this plan |
||
| 7 | MEDEX Plus Scholastic Excluding US |
No coverage | ![]() |
| Full Policy Wording | No Coverage | ||
| 8 | MEDEX Safe Trip Per-trip |
No coverage | ![]() |
| Full Policy Wording | No Coverage | ||
| 9 | MEDEX Safe Trip Annual |
No coverage | ![]() |
| Full Policy Wording | No Coverage | ||
| 10 | MEDEX Safe Trip Annual Expatriate |
No coverage | ![]() |
| Full Policy Wording | No Coverage | ||
| 11 | MEDEX Plus Scholastic Including US |
No coverage | ![]() |
| Full Policy Wording | No Coverage | ||
| 12 | On Call International Multi Trip Plan |
No coverage | ![]() |
| Full Policy Wording | No coverage | ||
| 13 | On Call International Extended Stay Plan |
No coverage | ![]() |
| Full Policy Wording | No coverage | ||
| 14 | On Call International Short Term Plan |
No coverage | ![]() |
| Full Policy Wording | No coverage | ||