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Company Global Underwriters Global Underwriters
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Plan Name Diplomat America Diplomat LT
Product Type International Medical Insurance International Medical Insurance
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Trip Interruption No coverage $5,000 policy max
Terrorism Covered Covered
Emergency Medical & Dental $50,000 included per person, can select up to $500,000 per person
Seconday coverage
$500,000 included per person, can select $1,000,000 per person
Secondary coverage
Medical Evacuation & Repatriation $100,000 for Evacuation
$20,000 for Repatriation of Remains
$100,000 for Evacuation
$20,000 for Repatriation of Remains
Pre-Existing Condition No coverage
Pre-existing look-back period 3 years
No coverage
Pre-existing look-back period 3 years
Life Insurance - Accidental Death Please refer to Life Insurance Please refer to Life Insurance
Life Insurance - Air Flight Accident AD&D Please refer to Life Insurance Please refer to Life Insurance
Life Insurance - Common Carrier Please refer to Life Insurance Please refer to Life Insurance
24 Hour Assistance Service 24 hour assistance provided 24 hour assistance provided
Underwriter The Insurance Company of the State of Pennsylvania
AM Best Rating A++
This carrier is in compliance with Squaremouth's Zero Complaint Policy
The Insurance Company of the State of Pennsylvania,
AM Best Rating: A++
This carrier is in compliance with Squaremouth's Zero Complaint Policy
Money Back Guarantee Up to day before effective date Up to day before effective date
Additional Benefits Selectable option for Athletic cover
Click view button to add option to plan
No coverage
Deductible $250 included can select from $100 up to $2,500 per person per policy period $250 included, can select from $100 up to $2,500 per person per policy period
Hazardous Sports Optional Optional
Instant Policy Immediate confirmation
No underwriting required
Immediate confirmation
No underwriting required
Payment Options Prepayment required for initial period Prepayment required for initial period selected
Co-Insurance Plan pays 80% of first $5,000 after deductible, then 100% Plan pays 80% of first $5,000 after deductible in U.S. then 100%
100% after deductible outside U.S.
Renewable Policy Not renewable
New plan must be purchased
Renewable to a maximum of 3 years
Life Insurance $25,000 AD&D $25,000 AD&D
Hospital Room Average Semi-private room rate including nursing services covered after deductible and co-insurance Average Semi-private room rate including nursing services covered after deductible and co-insurance
Additional $100 per night Hospital Indemnity
Intensive Care Up to 2 times Average Semi-private Room Rate Up to 2 times Average Semi-private Room Rate
Surgery 100% of Eligible Expenses covered after deductible and co-insurance 100% of Eligible Expenses covered after deductible and co-insurance
Prescription Drugs 100% of Eligible Expenses covered after deductible and co-insurance 100% of Eligible Expenses covered after deductible and co-insurance
Home Country Coverage No coverage Selectable option for Home Country Coverage of 5 days per month puchased
Minumim purchase of 30 days required
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Personal Items Lost, Stolen, or Damaged No coverage $250 per person
$50 max per article
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