Deductible
| Coverage Description | |||
| The deductible is a co-pay amount which is the responsibility of the insured. Options vary by plan and can range from $0 to $2500. Deductibles can be charged 1) per policy; or 2) per individual; or 3) per incident, injury or illness; or 4) combination of the above. Most Medical Plans require you to select a deductible option while most Travel Protection plans offer a a zero deductible benefit. | |||
| International Medical Insurance - Medical insurance for any nationality traveling outside their home country. | |||
| # | Company / Plan Name | Benefit | |
| 1 | Travelers Liberty Travelers Liberty |
$250 included, can select from $50 to $250 per sickness/injury Age 70 and over $250 |
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| Full Policy Wording | "Deductible" shall mean the amount of Eligible Benefits which are the responsibility of each Insured Person and must be paid by each Insured Person, before benefits under this Certificate are payable by the Company. The Deductible amount is stated on the ID Card and/or in the Schedule of Benefits. |
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| 2 | Seven Corners Inbound USA |
$100 included, can select $0 to $100 per sickness/injury Age 70 and over $200 |
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| Full Policy Wording | "Deductible" shall mean the amount of Eligible Benefits which are the responsibility of each Insured Person and must be paid by each Insured Person, before benefits under this Certificate are payable by the Company. The Deductible amount is stated on the ID Card and/or in the Schedule of Benefits. |
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| 3 | Seven Corners Liaison International, Inc US Visit |
$250 included, can select from $0 to $2,500 per policy period | |
| Full Policy Wording | The term "Deductible" shall mean the amount of eligible Covered Expenses which are the responsibility of each Insured Person and must be paid by each Insured Person before benefits under the Policy are payable by the Company. |
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| 4 | MEDEX TravMed Abroad |
$25.00 per sickness/injury | |
| Full Policy Wording | Plan has a $25.00 Deductible per Injury or Sickness |
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| 5 | Seven Corners Inbound Immigrant |
$150 included, can select $75 per injury/sickness per person Age 70 and over: $250.00 |
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| Full Policy Wording | “DEDUCTIBLE” means the amount stated in the Schedule of Benefits or any endorsement to the policy as a deductible. Such amount will be subtracted from the amount or amounts otherwise payable as Covered Medical Expenses before payment of any benefit is made. The deductible will apply per occurrence (for each Injury or Sickness) as specified in the Schedule of Benefits. |
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| 6 | MEDEX TravMed Choice US Resident |
$250 included, can select $100 per person per policy period. | |
| Full Policy Wording | No coverage | ||
| 7 | MEDEX TravMed Choice Inbound to US |
$250 included can select $100 per person per policy period. | |
| Full Policy Wording | “Deductible” shall mean the amount of eligible Covered Expenses which are the responsibility of each Insured Person and must be paid by each Insured Person before benefits under the Policy are payable by the Company. The Deductible amount is stated in Your Schedule of Coverage and Service, under each stated benefit. |
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| 8 | MNU Atlas International excluding US Visit |
$250 included, can select from $0 to $2,500 per person per policy period | |
| Full Policy Wording | The term "Deductible" shall mean the amount of eligible Covered Expenses which are the responsibility of each Insured Person and must be paid by each Insured Person before benefits under the Policy are payable by the Company. |
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| 9 | MNU Atlas America including US Visit |
$250 included, can select from $0 to $2,500 per policy period | |
| Full Policy Wording | The term "Deductible" shall mean the amount of eligible Covered Expenses which are the responsibility of each Insured Person and must be paid by each Insured Person before benefits under the Policy are payable by the Company. |
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| 10 | USA-ASSIST Global Travel Medical Gold |
$50 per sickness/injury | |
| Full Policy Wording | In “Medical Expenses” and “Dental Emergency”, deductible per occurrence: US$ 50 The Deductible and Coinsurance amount consists of Covered Expenses which would otherwise be payable under this Policy. These expenses must be borne by each Insured Person. A maximum of 3 Policy Period deductibles per family under the same application will apply. |
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| 11 | USA-ASSIST Global Travel Medical Standard |
$50 per sickness/injury | |
| Full Policy Wording | In “Medical Expenses” and “Dental Emergency”, deductible per occurrence: US$ 50 The Deductible and Coinsurance amount consists of Covered Expenses which would otherwise be payable under this Policy. These expenses must be borne by each Insured Person. A maximum of 3 Policy Period deductibles per family under the same application will apply. |
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| 12 | USA-ASSIST Global Travel Medical Executive |
$50 per sickness/injury | |
| Full Policy Wording | In “Medical Expenses” and “Dental Emergency”, deductible per occurrence: US$ 50 The Deductible and Coinsurance amount consists of Covered Expenses which would otherwise be payable under this Policy. These expenses must be borne by each Insured Person. A maximum of 3 Policy Period deductibles per family under the same application will apply. |
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| 13 | USA-ASSIST Global Travel Medical Platinum |
$50 per sickness/injury | |
| Full Policy Wording | In “Medical Expenses” and “Dental Emergency”, deductible per occurrence: US$ 50 The Deductible and Coinsurance amount consists of Covered Expenses which would otherwise be payable under this Policy. These expenses must be borne by each Insured Person. A maximum of 3 Policy Period deductibles per family under the same application will apply. |
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| 14 | USA-ASSIST Global Travel Medical Titanium |
$50 per sickness/injury | |
| Full Policy Wording | In “Medical Expenses” and “Dental Emergency”, deductible per occurrence: US$ 50 The Deductible and Coinsurance amount consists of Covered Expenses which would otherwise be payable under this Policy. These expenses must be borne by each Insured Person. A maximum of 3 Policy Period deductibles per family under the same application will apply. |
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| 15 | USA-ASSIST Global Travel Medical Diamond |
$50 per sickness/injury | |
| Full Policy Wording | In “Medical Expenses” and “Dental Emergency”, deductible per occurrence: US$ 50 The Deductible and Coinsurance amount consists of Covered Expenses which would otherwise be payable under this Policy. These expenses must be borne by each Insured Person. A maximum of 3 Policy Period deductibles per family under the same application will apply. |
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| 16 | HTH TravelGap Voyager |
$250 included, can select from $0 to $500 per policy period | |
| Full Policy Wording | No coverage | ||
| 17 | HTH TravelGap Excursion |
$250 included, can select from $0 to $500 per policy period | |
| Full Policy Wording | No coverage | ||
| 18 | HTH TravelGap Voyager |
$250 included, can select from $0 to $500 per policy period | |
| Full Policy Wording | No coverage | ||
| 19 | HTH TravelGap Excursion |
$250 included, can select from $0 to $500 per policy period | |
| Full Policy Wording | No coverage | ||
| 20 | Global Underwriters Diplomat America |
$250 included can select from $100 up to $2,500 per person per policy period | |
| Full Policy Wording | Deductible Choices |
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| 21 | Global Underwriters Diplomat LT |
$250 included, can select from $100 up to $2,500 per person per policy period | |
| Full Policy Wording | Deductible Choices |
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| 22 | Seven Corners Liaison International, Excludes US Visit |
$250 included, can select from $0 to $2,500 per policy period. Secondary coverage | |
| Full Policy Wording | The term "Deductible" shall mean the amount of eligible Covered Expenses which are the responsibility of each Insured Person and must be paid by each Insured Person before benefits under the Policy are payable by the Company. |
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| 23 | HTH TravelGap Voyager |
$250 included, can select from $0 to $500 per policy period | |
| Full Policy Wording | No coverage | ||
| 24 | HTH TravelGap Excursion |
$250 included, can select from $0 to $500 per policy period | |
| Full Policy Wording | No coverage | ||