Money Back Guarantee

Coverage Description
Money back guarantees are provided to allow you to decide if the policy you purchased is right for you. Your guarantee or "free look" period can last for up to 14 days depending on insurance company although it expires as soon as you use the policy by making a claim or reaching your departure date. View coverage summary for Money Back Guarantee for the policies below
International Medical Insurance - Medical insurance for any nationality traveling outside their home country.
#	Company / Plan Name	Benefit
1	Travelers Liberty Travelers Liberty	Up to the day before effective date
	Full Policy Wording	Refund of premium shall be considered only if written request is received by SRI prior to the Effective Date of Coverage. After the Effective Date of Coverage, the premium is considered fully earned and non-refundable.
2	Seven Corners Inbound USA	Up to the day before effective date
	Full Policy Wording	Refund of premium shall be considered only if written request is received by Seven Corners prior to the Effective Date of Coverage. After the Effective Date of Coverage, the premium is considered fully earned and non-refundable.
3	Seven Corners Liaison International, Inc US Visit	Up to the day before effective date
	Full Policy Wording	Refund of Premium Plan costs for the full term of coverage will be refunded only when a written request is received by Seven Corners prior to the Effective Date of Individual Insurance. After the Effective Date of Individual Insurance, premium is considered fully earned and nonrefundable.
4	MEDEX TravMed Abroad	Up to the day before effective date
	Full Policy Wording	Refund of Plan Cost: MEDEX Insurance Services will only refund your Plan Cost if a written request is received prior to the Plan’s effective date. The Plan Cost is non-refundable after that date.
5	Seven Corners Inbound Immigrant	Up to the day before effective date
	Full Policy Wording	Refunds are given only if written request is received by the Company or its authorized administrator prior to an Insured’s effective date of coverage. After an Insured’s effective date, the premium is considered fully earned and non-refundable.
6	MEDEX TravMed Choice US Resident	Up to the day before effective date
	Full Policy Wording	Refund of Plan Cost: MEDEX Insurance Services will only refund your Plan Cost if a written request is received prior to the Plan’s effective date. The Plan Cost is non-refundable after that date.
7	MEDEX TravMed Choice Inbound to US	Up to 14 days after purchase
	Full Policy Wording	You may cancel insurance under the Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 14 days after the Effective Date of Your insurance; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under the policy.
8	MNU Atlas International excluding US Visit	Up to the day before effective date
	Full Policy Wording	No coverage
9	MNU Atlas America including US Visit	Up to the day before effective date
	Full Policy Wording	No coverage
10	USA-ASSIST Global Travel Medical Gold	Up to the day before effective date
	Full Policy Wording	Premium for the full term of coverage will be refunded only when a written request is received by SRI prior to the Effective Date of Individual Insurance. After the Effective Date of Individual Insurance, premium is considered fully earned and nonrefundable.
11	USA-ASSIST Global Travel Medical Standard	Up to the day before effective date
	Full Policy Wording	Premium for the full term of coverage will be refunded only when a written request is received by SRI prior to the Effective Date of Individual Insurance. After the Effective Date of Individual Insurance, premium is considered fully earned and nonrefundable.
12	USA-ASSIST Global Travel Medical Executive	Up to the day before effective date
	Full Policy Wording	Premium for the full term of coverage will be refunded only when a written request is received by SRI prior to the Effective Date of Individual Insurance. After the Effective Date of Individual Insurance, premium is considered fully earned and nonrefundable.
13	USA-ASSIST Global Travel Medical Platinum	Up to the day before effective date
	Full Policy Wording	Premium for the full term of coverage will be refunded only when a written request is received by SRI prior to the Effective Date of Individual Insurance. After the Effective Date of Individual Insurance, premium is considered fully earned and nonrefundable.
14	USA-ASSIST Global Travel Medical Titanium	Up to the day before effective date
	Full Policy Wording	Premium for the full term of coverage will be refunded only when a written request is received by SRI prior to the Effective Date of Individual Insurance. After the Effective Date of Individual Insurance, premium is considered fully earned and nonrefundable.
15	USA-ASSIST Global Travel Medical Diamond	Up to the day before effective date
	Full Policy Wording	Premium for the full term of coverage will be refunded only when a written request is received by SRI prior to the Effective Date of Individual Insurance. After the Effective Date of Individual Insurance, premium is considered fully earned and nonrefundable.
16	HTH TravelGap Voyager	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.
17	HTH TravelGap Excursion	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.
18	HTH TravelGap Voyager	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.
19	HTH TravelGap Excursion	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.
20	Global Underwriters Diplomat America	Up to day before effective date
	Full Policy Wording	Refund of premium, less a $25 processing fee, will be considered only if written request is received by Global Underwriters prior to the effective date of coverage. After that date, the premium is considered fully earned and non-refundable. Partial refunds are not available.
21	Global Underwriters Diplomat LT	Up to day before effective date
	Full Policy Wording	PREMIUM REFUND Refund of premium, less a $25 processing fee, will be considered only if written request is received by Global Underwriters prior to the effective date of coverage. After that date, the premium is considered fully earned and non-refundable. Partial refunds are not available.
22	Seven Corners Liaison International, Excludes US Visit	Up to the day before effective date
	Full Policy Wording	Refund of Premium Plan costs for the full term of coverage will be refunded only when a written request is received by Seven Corners prior to the Effective Date of Individual Insurance. After the Effective Date of Individual Insurance, premium is considered fully earned and nonrefundable.
23	HTH TravelGap Voyager	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.
24	HTH TravelGap Excursion	Up to 10 days after purchase
	Full Policy Wording	YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund. There is no Administrative fee charged on this plan.