Renewable Policy

An Eligible Person may enroll for a period of coverage ranging from 5 days to 12 months, subject to the following rules: Five days premium is the minimum acceptable premium; twelve month’s premium is the maximum acceptable premium; and the full premium is payable at the time of enrollment. Initial enrollment must occur within 12 months of an Eligible Person’s arrival in the United States.

Coverage may be renewed, if available, for additional periods at the premium rate in force at the time of renewal. The maximum total period of coverage for any one Insured Person cannot exceed 12 months.

Must purhcase a new plan; Trip length can not exceed 90 days for any one trip

The minimum Period of Coverage under this Plan is 7 days, the maximum is 12 months. Benefits can be purchased in daily periods by paying the appropriate Plan Cost.

The maximum policy period allowable is 12 months. The Coverage under this policy is not renewable. If additional coverage time is needed, a new application must be completed and correct Premium submitted to MEDEX Insurance Services. A new Deductible, Coinsurance, and Pre-Existing Condition Exclusion will apply at each succeeding or subsequent Period of Coverage.

You may extend your coverage (5 day minimum) up to a maximum of 12 months. Provided there is no break in coverage, you will not be required to re-satisfy your Deductible, Co-insurance or Pre-existing Condition provision.

After 12months of continuous coverage, individuals covered under Atlas international may renew their coverage for up to 12 additional months. If 24 months of continuous coverage is maintained, a final period of up to 12 months may be purchased. Deductible and Co-Insurance must be re-satisfied as of each renewal date.

After 36 months of continuous coverage, or any break in coverage, a new plan must be purchased. A new Application is required and you must re-satisfy your Deductible, Co-insurance and Pre-existing Condition provisions.

Extensions or Renewals must be made online with payment by credit card. For additional information on Extending or Renewing your plan, please visit Client Zone.

This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible, and Medical Limit would apply.

This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible, and Medical Limit would apply.

This plan is not renewable.

Continuing Coverage

For those who are intending longer international trips, an option is available to you. If you choose this option on the application and enroll in at least three (3) months, a notice will be sent to your address of correspondence, allowing you to continue with another period of coverage (minimum of one (1) month, maximum of twelve (12) months). If you purchase at least an additional three (3) months, Seven Corners will continue to send notices to your address of correspondence. If you choose to purchase less than three (3) months, Seven Corners will assume that your international trip is complete and will not send any further notices.

While a new period of coverage will be issued, your original effective date will be used with regards to calculating your deductible and coinsurance (for up to a total of 12 (twelve) months, then they begin again), as well as determining any pre-existing conditions.

The maximum period of time Seven Corners will offer this option is three (3) years (one (1) year for persons age 65 and over). It is important to note that rates and benefits may change for each subsequent period of coverage. A $5.00 Administrative Fee will be included on each notice. This option is not available if you allow coverage to expire prior to reapplying. If this happens, an entirely new program must be purchased (Pre-existing Conditions begin again). Please note that the maximum period for the deductible and coinsurance is 12 (twelve) months.

Continuing Coverage is available on a daily basis (5 day minimum) when purchased using Seven Corners’ online system.

This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible, and Medical Limit would apply.