Standard Single Trip Policies

Our most popular policies, single trip policies are ideal for travelers taking one trip of any length. Single trip policies include comprehensive coverage, with the Trip Cancellation, Emergency Medical, Medical Evacuation, and Travel Delay benefits, among others.

Single Trip Policies
Annual / Multi Trip Policies

Annual policies are designed for frequent travelers planning multiple trips throughout a year. These policies can include Emergency Medical, Medical Evacuation, and Travel Delay coverage, among other benefits, however typically do not cover cancellations.

Annual Policies
Cruise Insurance Policies

Cruise insurance provides comprehensive coverage for the duration of a cruise trip. This includes trip cost protection in the event a cruiser needs to cancel before they depart, medical coverage in case of an emergency while at sea, and other coverage tailored to cruisers.

Cruise Insurance
Adventure & Sports Policies

Some policies offer benefits that are designed for active and adventurous travelers who participate in a wide array of sports and activities during their trips. Our activity selection matrix helps travelers search for policies with the most suitable coverage for their trip.

Adventure Policies

Covid-19 Pandemic

We understand travelers are concerned about the pandemic. Travel insurance benefits are still available, including coverage for cancellations, medical emergencies, travel delays due to quarantine, and Cancel For Any Reason.

Find out more

Important Travel Insurance Information

Here are some of our most frequently asked questions from travelers like you.

Who Needs Travel Insurance?

Travelers should consider buying insurance if they want to protect themselves from a financial loss before or during their trip, especially if they have planned an expensive trip, or have a specific concern that would impact their vacation. Most policies include benefits that can cover major concerns, including trip cancellations, medical emergencies, and travel delays, among others.

What Does Travel Insurance Cover?

Trip insurance is designed to cover the most common concerns that may impact a trip, including cancellations, medical emergencies, travel delays, and lost luggage. Common covered scenarios include an illness or injury preventing a traveler from departing, severe weather impacting their plans, or a medical emergency during their vacation, among others.

How Much Does a Policy Usually Cost?

The cost of a travel insurance policy depends on four primary factors: trip cost, traveler age, trip length, and coverage amounts. In general, a comprehensive policy with Trip Cancellation typically costs between 5% and 10% of the total trip cost. However, a policy without an insured trip cost will be significantly less expensive.

When is the Best Time to Buy a Travel Insurance Policy?

The best time to buy depends on the coverage a traveler needs. Trip Cancellation policies can be purchased up until the day before they leave. However, only unforeseen events can be covered, so we recommend travelers who want cancellation benefits buy as soon as possible. Travelers who primarily want medical coverage during their trip can buy anytime up until the day before they leave.

How Does Travel Insurance Work?

Trip insurance is designed to protect travelers in case something goes wrong that impacts their trip. This includes financial reimbursement if their trip is canceled before they depart, as well as medical benefits, travel delay coverage, and other benefits that can cover them while they are traveling.

Can I Buy Coverage for Covid-19?

Most policies can cover travelers who contract Covid-19. The best travel insurance during Covid includes coverage for travelers who contract the virus and must cancel their trip ahead of time, need medical treatment while traveling, or are required to quarantine.

For up-to-date coverage information, please visit Squaremouth’s Covid-19 page.

Destination Information

Squaremouth provides a list of the of the top destinations for US travelers, including information about countries that require travel insurance, and our recommended coverage amounts per destination.

Country Requirements and Recommendations

Over the past few years, it has been a growing trend for countries to implement travel insurance requirements for foreign travelers. Typically, these countries mandate a travel medical insurance policy to avoid unpaid medical bills from tourists. International travelers who do not meet their destination’s requirements will be unable to gain entry.

However, even for international travelers who are visiting a country without specific mandates, trip insurance is still advised to protect travelers from a financial loss during their trip.

Squaremouth’s experts maintain a list of the top destinations, breaking down which countries have requirements and sharing our coverage recommendations to help travelers find the best coverage for their trips.

View Destination Information
Trusted Travel Insurance Provider of
Travel Insurance Benefits
Most policies on our site are comprehensive, with coverage for the main traveler concerns, such as cancellations, medical emergencies, travel delays, and luggage. Find more information here about all benefits.
Destination Requirements
Squaremouth provides a list of which countries require trip insurance, and a detailed breakdown of the benefits and coverage amounts that are required or recommended for travelers visiting a specific destination.
 
Emergency Assistance
Every provider on Squaremouth.com has a 24-hour emergency assistance department that can help travelers 24/7 during their trip. If you are traveling and in need of help, you can find your provider’s emergency assistance information here.
Travel Advice
Squaremouth experts answer the most frequently asked questions from travelers just like you. This resource is designed to help you understand what type of coverage and policy is right for your specific trip.
Insurance Providers
We only offer policies from providers that are backed by financially stable, A.M. Best-rated companies, with a “Good” rating or higher. View more information here about the providers available on our site.
Help Center
This resource is designed to help you use our website to find the most appropriate policy for your trip. Our Help Center is frequently updated with information about how to buy and use your insurance policy.

Squaremouth Customer Reviews

As of December 2022, Squaremouth has been reviewed by 42,696 customers on ResellerRatings.com and has an average rating of 5 stars.

Very Helpful Customer Service

"I called customer service. The rep was extremely helpful and took her time answering my questions fully."

Michael from NJ
11/29/22

Swift & Easy

"As an 85-year-old senior citizen, this process was amazingly easy. I read the full policy before purchasing. In addition, read many reviews, and appreciated the feedback from previous customers."

Nancy from TN
11/21/22