Best Adventure Travel Insurance Companies of 2025

While some travelers plan their vacations around rest and relaxation, others elect for more adrenaline-filled getaways. From scaling mountain peaks to diving into the depths of the ocean, there are endless ways to satisfy your thirst for adventure.

With great excitement often comes greater risks, which explains why many thrill-seekers choose to protect their trips with adventure travel insurance.

What is Adventure Travel Insurance?

Adventure travel insurance is a specialized type of coverage that caters to the unique challenges that come with adventure tourism. This includes reimbursement for injuries sustained while participating in a covered activity, as well as protection for sports equipment you choose to bring.

Common sports and activities that can be covered by adventure travel insurance include skiing, scuba diving, hiking, mountain biking, and safari expeditions. Some travel insurance companies also provide coverage for more niche sports like paragliding, skydiving, and white water rafting.

Due to the rise in adventure tourism, there are more adventure travel insurance plans on the market today than ever before. To help you find the best travel insurance for your next trip, we’ve ranked the top adventure providers of this year.

Best Adventure Travel Insurance of 2025

Methodology: The providers listed in this article were chosen based on Squaremouth policy sales data and policy-specific coverage information.

Best Overall Adventure Travel Insurance

Tin Leg
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Tin Leg is not only the best-selling provider on Squaremouth, but is also the insurer behind the highest-selling travel insurance policy on the platform, Tin Leg Gold. Their policies are backed by industry-leading data and insights, and are built to fulfill the needs of modern explorers. Many of their comprehensive policies come standard with adventure-related benefits at no additional cost, making them very popular among today’s thrill-seekers.

Berkshire Hathaway Travel Protection
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Berkshire Hathaway Travel Insurance is part of one of the world’s largest and most recognizable insurance brands. Their policies are consistently recognized for their affordability and coverage, making them great value for money. In addition, they offer among the best protection for sports equipment, a key selling point for adventure lovers that want to use their own sports gear while away from home.

Travelex Insurance Services
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Travelex Insurance Services is a U.S.-based travel insurance provider with an impressive 25+ year track record of helping customers protect their trips. Aside from being one of the highest rated travel insurance companies on Squaremouth, they are also one of the most popular providers among families. Some of Travelex’s policies boast ‘kids-included pricing’ that includes coverage for one child 17 or younger per each insured adult traveler. This makes them a popular option among parents wanting to share an adventure with their kids.

Most Affordable Adventure Travel Insurance

GeoBlue
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GeoBlue is a travel insurance company that specializes in affordable travel medical insurance policies that come with very generous coverage limits. Their Trekker Choice plan, for example, offers up to $1,000,000 in Emergency Medical coverage and $500,000 in Medical Evacuation protection. GeoBlue is the highest rated provider on Squaremouth, and allows customers to cancel their plan for a full refund up until the day before their departure date.

Berkshire Hathaway Travel Protection
  • Average premium for adventure travelers: $147.12
  • Affordable comprehensive and travel medical coverage options
  • Top-selling domestic travel insurance provider
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Berkshire Hathaway Travel Insurance has a track record for providing travelers with strong trip protection at price points that don’t break the bank. They offer a wide-range of plans at varying degrees of coverage, ensuring that there’s an option for all adventurers regardless of their budget. Their LuxuryCare plan, in particular, offers up to $100,000 in Emergency Medical coverage and includes reasonable Sports Equipment Delay coverage at no additional cost.

Detour Insurance
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Detour Insurance was founded by adventurers to address the unique travel disruptions faced during an adrenaline-packed trip. Their comprehensive policies include a wide-range of sports-related benefits that help customers explore the globe with greater peace of mind. They also offer among the strongest coverage for Sports Equipment Loss and Sports Equipment Delay of any provider on the Squaremouth platform.

Most Robust Adventure Travel Insurance

Tin Leg
  • Best plan for adventure travel: Adventure
  • 400+ total sports and activities covered
  • Includes coverage for Sports Equipment Loss and Delay
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When it comes to the number of activities that are covered by a travel insurance company, no provider is surpassing Tin Leg. Their Adventure policy provides trip protection for more than 400 unique sports, including snorkeling, snow skiing, and horseback riding. In addition to key sports-related benefits, Tin Leg Adventure also features up to $1,000,000 in Medical Evacuation coverage and a pre-existing medical condition waiver for eligible travelers.

Travelex Insurance Services
  • Best plan for adventure travel: Ultimate
  • 350+ total sports and activities covered
  • Customers can enhance policy with various adventure add-ons
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Travelex Insurance Services is another provider that provides extensive coverage for adventure activities. Their Ultimate plan covers more than 350 unique sports, such as hiking, surfing, and zip lining. They offer an Adventure Activities Upgrade package that includes $10,000 per person Search & Rescue and $100,000 per person Non-Medical Evacuation. Travelex Insurance Services places a 110 year age limit on customers, making it a great option for senior travelers looking for adventure.

Detour Insurance
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Detour Insurance offers two plans on Squaremouth, both of which are primarily targeted towards adventurers and the potential hurdles that they may encounter while traveling. Their @the edge and @the edge plus plans offer near identical coverage, and come standard with $10,000 in Search and Rescue coverage and $100,000 Non-Medical Evacuation coverage by default. In addition, their policies are ranked among the best for value on Squaremouth.

Do You Need Adventure Travel Insurance?

If you’re traveling as part of an organized group, your tour operator may require you to purchase insurance prior to arriving at your destination. Even if travel protection is not a requirement for your adventure, it is strongly recommended that you purchase a policy that provides medical coverage for the duration of your trip.

Getting injured while traveling, especially in remote parts of the world, can be costly if not properly covered. Travel insurance ensures you’re financially protected if your upcoming adventure takes an unexpected turn for the worse.

Top Sports-Related Travel Insurance Benefits

From your health to your equipment, the best travel insurance policies for adventure trips provide extensive coverage for sports-related disruptions.

Below are a few benefits to keep in mind when comparing adventure travel insurance plans:

How to Find Travel Insurance That Covers Adventure Sports & Activities

Finding adventure travel insurance policies is easier than ever. As with any type of insurance policy, it’s always recommended to compare policies from multiple providers before making a purchase decision.

A good place to start is our Adventure Sports hub page. From there, you can select the activities you plan on participating in during your trip. Our platform will then find all the policies available that explicitly cover your itinerary.

You can also apply the ‘Sports & Activities’ filter on the results page after beginning a quote. This will narrow your search down to policies that provide coverage for various adventure activities. Specific coverage information can be found within a policies Certificate of Insurance.

If you have questions about adventure travel insurance or need assistance finding a policy that will cover your upcoming itinerary, please don’t hesitate to contact our award-winning customer service department. We can be reached at 1-800-240-0369 from 8AM to 10PM ET daily.

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