Norovirus outbreaks are spreading throughout the United States, not only affecting travelers while on a cruise, but preventing some from taking a trip altogether. Leading travel insurance comparison site, Squaremouth, answers four common questions about travel insurance coverage for cruisers who face a higher risk of contracting the virus.
“Historically, Norovirus outbreaks have been most common on cruise ships, but early this year, we’ve seen outbreaks throughout the United States,” said Squaremouth spokesperson Megan Moncrief. “Travel insurance can help sick travelers in either situation, both covering them to cancel their cruise, or for medical costs while on the ship.”
Can I still purchase coverage for the Norovirus?
Travelers can purchase a policy to include both the Trip Cancellation and Emergency Medical benefits as long as they are healthy and have not been exhibiting symptoms or diagnosed with the Norovirus when the policy is purchased.
What if I get the Norovirus before my cruise?
The Trip Cancellation benefit can provide coverage to travelers who become ill and need to cancel their cruise. In order to be covered, they must be able to provide medical documentation from a licensed physician prohibiting travel.
What if I get the Norovirus while on my cruise?
Travelers who become sick during a cruise may be covered for the related medical expenses, including Medical Evacuation costs to be disembarked, and even to return home early if medically necessary.
Can I cancel my cruise if I’m worried about getting the Norovirus?
Fear of contracting the Norovirus is not a covered reason to cancel a trip under standard Trip Cancellation policies. However, travelers who purchase the Cancel For Any Reason upgrade can cancel for a reason that is not otherwise covered, including fear of contracting the virus.