Have questions about travel insurance coverage for COVID-19? View our Coronavirus Coverage FAQs

What kind of travel insurance do I need for a river cruise?

Last Updated: 01/03/2017

Travelers who want to insure the cost of a river cruise should look for Trip Cancellation style policies. Those who are only concerned with medical coverage can save money by not insuring a trip cost, and rather looking for a policies with only Medical, Medical Evacuation and other benefits. Travelers who are concerned about both […]

Do I need to buy a special kind of policy for a cruise?

Last Updated: 01/03/2017

You do not need to buy a special kind of policy for a cruise, but there are certain benefits cruisers should look for when comparing policies. More Detail Standard travel insurance policies are designed to cover any kind of trip, including cruises. However, travelers going on a cruise may want to pay attention to specific […]

How do I get Pre-Existing Condition coverage for my cruise?

Last Updated: 01/03/2017

Pre-Existing Condition coverage is a time-sensitive benefit that is available on some policies within 14-30 days of your initial booking date. More Detail Pre-existing conditions are typically excluded on travel insurance policies. However, some policies offer Pre-Existing Condition coverage if you purchase the policy within 14-30 days of making your initial trip deposit. Some policies […]

How much medical coverage do I need for a cruise?

Last Updated: 01/03/2017

Squaremouth recommends a policy with $100,000 per person in Emergency Medical coverage for travelers going on a cruise. More Detail Receiving treatment from an onboard physician or a foreign hospital in a remote location can be more expensive than your at-home doctor, so we recommend at least $100,000 per person in Emergency Medical coverage for […]

How much evacuation coverage do I need for a cruise?

Last Updated: 01/03/2017

Squaremouth recommends a policy with $250,000 per person in Medical Evacuation coverage for travelers going on a cruise. More Detail Medical Evacuation covers transportation to the nearest adequate medical facility in the event of a medical emergency while you’re traveling. The cost of evacuation from a cruise ship can be expensive, particularly in remote locations. […]

My cruise is traveling to several countries. Will I be covered in all of them?

Last Updated: 01/03/2017

Travel insurance is designed to cover travel to multiple destinations worldwide, although some policies may exclude coverage in certain destinations. More Detail When searching for a policy on Squaremouth, you will be asked to select one country you are traveling to. We recommend selecting the country you will spend the most time in. If you […]

What expenses should I insure for my cruise?

Last Updated: 01/03/2017

You have the option to insure all, some, or none of your expenses on a standard Trip Cancellation policy. This can include your cruise expenses, including excursions, as well as trip expenses outside your cruise, like any related flight and hotel costs. More Detail Trip Cancellation can reimburse your prepaid and non-refundable trip expenses if […]

When do I need to buy travel insurance for my cruise?

Last Updated: 01/03/2017

Standard Trip Cancellation policies can be purchased up until the day before you leave home for your cruise. However, some cancellation and medical benefits are time-sensitive and are only available within a specified period after your first booking date, typically 14 – 30 days from the initial booking. More Detail Policies with standard Trip Cancellation […]

How much does cruise travel insurance cost?

Last Updated: 01/03/2017

Travel insurance purchased through third-party providers outside of your cruise typically costs around 5-7% of your trip cost. Insurance coverage purchased directly through the cruise line varies. More Detail Generally, the cost of a travel insurance policy is determined by three factors: the trip cost, the trip length, and the age of the travelers. Policies […]

What kind of travel insurance coverage do I need for a cruise?

Last Updated: 01/03/2017

Travelers who want to insure the cost of a cruise should look for Trip Cancellation style policies. Those who are only concerned with medical coverage can save money by not insuring a trip cost, and rather, looking for a policy with only Medical, Medical Evacuation and other benefits. Travelers who are concerned about both should […]

Can I cancel my cruise because of a hurricane?

Last Updated: 01/03/2017

Hurricanes and inclement weather that impact your cruise can be covered reasons to cancel your trip. More Detail The Hurricane and Weather benefit can provide Trip Cancellation and Trip Interruption coverage if you need to cancel or return early from your cruise due to a hurricane impacting your cruise or trip. All policies that include […]

What if my bags are delayed on the way to the port?

Last Updated: 01/03/2017

If your bags are delayed by a specified period of time on the way to the port, you can be covered to buy clothing, toiletries, and other essential items. More Detail The Baggage Delay benefit reimburses you for purchasing clothes, toiletries, or other essentials if your luggage is delayed for a specified time period, typically between […]

What if I am delayed and miss my cruise departure?

Last Updated: 01/03/2017

If your common carrier is delayed and you miss your cruise departure, you can be reimbursed for meals and accommodations during the delay, as well as additional costs to catch up to your cruise. If your delay meets the requirements under the Trip Cancellation benefit, you may also be covered to cancel your trip altogether […]

When does travel insurance coverage begin?

Last Updated: 01/03/2017

Trip Cancellation coverage begins the day after a policy is purchased. Other benefits, like Travel Delay and Missed Connection, also begin before departure. Emergency Medical, Medical Evacuation, and other benefits are designed to begin when you leave home for your trip. More Detail Travel insurance is designed to cover you from the day you leave […]

Am I covered if my cruise ship returns early?

Last Updated: 01/03/2017

If your cruise ship returns early, you may be covered by the Trip Interruption benefit. More Detail Many travel insurance policies with Trip Interruption will cover you if your cruise ship returns early due to inclement weather or a mechanical breakdown. In this case, the cruise line will most likely give you some credit for […]

Can I insure the cost of shore excursions?

Last Updated: 01/03/2017

You can be covered for the costs of shore excursions if you miss the excursion for a covered reason.   More Detail Trip Cancellation and Trip Interruption benefits can reimburse any prepaid and non-refundable trip expenses, including shore excursions, that are missed during a covered trip. If you can’t participate in an excursion because you’re […]

Am I covered if my cruise line changes the itinerary?

Last Updated: 01/03/2017

Travel insurance purchased outside of your cruise line does not provide coverage in the event the cruise line changes your itinerary. More Detail The Trip Cancellation benefit does not cover cancellation due to an itinerary change by the cruise line. In most cases, the cruise line will work with you for some form of reimbursement […]

What if I need to be evacuated from the cruise ship?

Last Updated: 01/03/2017

The Medical Evacuation benefit covers the transportation costs if you require evacuation from a cruise ship. This evacuation must be recommended by the physician on board and should be coordinated with the travel insurance provider. More Detail Medical Evacuation provides transportation to the nearest adequate medical facility in the event of a medical emergency during […]

What if I get sick during my cruise?

Last Updated: 01/03/2017

If you get sick during your cruise, you should see the shipboard physician who will be able to recommend treatment, or order your disembarkment. Covered illnesses or injuries can be reimbursed under the Emergency Medical benefit. More Detail The Emergency Medical benefit reimburses the cost of unexpected medical treatment incurred while you’re traveling. An emergency […]

What does travel insurance cover during the cruise?

Last Updated: 01/03/2017

Emergency Medical and Medical Evacuation benefits are the most popular amongst travelers looking for coverage on a cruise. Other benefits, like Trip Interruption and Missed Connection are also available. More Detail The Emergency Medical benefit can reimburse you for medical expenses incurred while traveling. A covered sickness is an illness or disease that occurs during […]

Help Videos

 

Am I covered if my cruise ship returns early?

 

What if I need to be evacuated from the cruise ship?

 

What does travel insurance cover during the cruise?