If your common carrier is delayed and you miss your cruise departure, you can be reimbursed for meals and accommodations during the delay, as well as additional costs to catch up to your cruise. If your delay meets the requirements under the Trip Cancellation benefit, you may also be covered to cancel your trip altogether and be reimbursed 100% of your prepaid and nonrefundable trip cost.
The Travel Delay benefit provides reimbursement for the cost of meals, accommodations and local transportation while you’re delayed. Some policies with Travel Delay can also cover the additional expenses for you to catch up to your cruise.
The Missed Connection benefit provides reimbursement for additional costs for you to catch up to the next port of your cruise.
The Trip Interruption benefit can provide coverage for any prepaid expenses you had to sacrifice while you were delayed, including missed nights on the cruise ship or missed excursions.
To be covered by Travel Delay or Missed Connection, your common carrier must be delayed for a specified time period, typically 3-12 hours depending on the policy. The most common covered reasons for these benefits are delays due to a mechanical failure of a common carrier or inclement weather.
If you are delayed for more than 12 hours, you may be covered to cancel your trip altogether under the Trip Cancellation benefit.
This information can vary based on the travel insurance policy. If you have questions about a specific policy, please contact our licensed travel insurance experts. Squaremouth’s award-winning customer service team is available from 8am to 10pm ET, seven days a week, by chat and by phone at 800-240-0369.
Notes to editors
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