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When do I need to buy travel insurance for my cruise?


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Standard Trip Cancellation policies can be purchased up until the day before you leave home for your cruise. However, some cancellation and medical benefits are time-sensitive and are only available within a specified period after your first booking date, typically 14 – 30 days from the initial booking.

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Policies with standard Trip Cancellation coverage are available up until the day before you leave for your cruise, and cancellation coverage begins the day after you purchase the policy. Squaremouth recommends purchasing a policy sooner rather than later, as benefits are only available for unforeseen events that are covered under the policy.

Certain benefits, like Cancel For Any Reason and Pre-Existing Condition coverage, are time-sensitive and are only available within 14-30 days of the first booking date for your trip. This could be the day you made your first reservation or deposit for the cruise, or when you first booked a flight or hotel for the trip.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7 and are delighted to help.


Squaremouth compares travel insurance policies from every major travel insurance provider in the United States. Using Squaremouth's comparison engine and third-party customer reviews, travelers can research and compare travel insurance policies side-by-side. More information can be found at www.squaremouth.com.

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