Can I cancel my cruise because of a hurricane?

Last Updated: 09/08/2017

Hurricanes and inclement weather that impact your cruise can be covered reasons to cancel your trip. More Detail The Hurricane and Weather benefit can provide Trip Cancellation and Trip Interruption coverage if you need to cancel or return early from your cruise due to a hurricane impacting your cruise or trip. All policies that include […]

Can I cancel my cruise because of the Zika virus?

Last Updated: 09/08/2017

Concern over the Zika virus is not a covered reason to cancel your cruise on standard Trip Cancellation policies. More Detail Travelers who are concerned about the Zika virus can be covered to cancel their cruise if they purchase the Cancel For Any Reason upgrade. This benefit allows you to cancel for any reason at […]

What if my bags are delayed on the way to the port?

Last Updated: 09/08/2017

If your bags are delayed by a specified period of time on the way to the port, you can be covered to buy clothing, toiletries, and other essential items. More Detail The Baggage Delay benefit reimburses you for purchasing clothes, toiletries, or other essentials if your luggage is delayed for a specified time period, typically between […]

What if I am delayed and miss my cruise departure?

Last Updated: 09/08/2017

If your common carrier is delayed and you miss your cruise departure, you can be reimbursed for meals and accommodations during the delay, as well as additional costs to catch up to your cruise. If your delay meets the requirements under the Trip Cancellation benefit, you may also be covered to cancel your trip altogether […]

When does travel insurance coverage begin?

Last Updated: 09/12/2017

Trip Cancellation coverage begins the day after a policy is purchased. Other benefits, like Travel Delay and Missed Connection, also begin before departure. Emergency Medical, Medical Evacuation, and other benefits are designed to begin when you leave home for your trip. More Detail Travel insurance is designed to cover you from the day you leave […]

Am I covered if my cruise ship returns early?

Last Updated: 09/08/2017

If your cruise ship returns early, you may be covered by the Trip Interruption benefit. More Detail Many travel insurance policies with Trip Interruption will cover you if your cruise ship returns early due to inclement weather or a mechanical breakdown. In this case, the cruise line will most likely give you some credit for […]

Can I insure the cost of shore excursions?

Last Updated: 09/08/2017

You can be covered for the costs of shore excursions if you miss the excursion for a covered reason.   More Detail Trip Cancellation and Trip Interruption benefits can reimburse any prepaid and non-refundable trip expenses, including shore excursions, that are missed during a covered trip. If you can’t participate in an excursion because you’re […]

Am I covered if my cruise line changes the itinerary?

Last Updated: 09/08/2017

Travel insurance purchased outside of your cruise line does not provide coverage in the event the cruise line changes your itinerary. More Detail The Trip Cancellation benefit does not cover cancellation due to an itinerary change by the cruise line. In most cases, the cruise line will work with you for some form of reimbursement […]

What if I need to be evacuated from the cruise ship?

Last Updated: 03/30/2018

The Medical Evacuation benefit covers the transportation costs if you require evacuation from a cruise ship. This evacuation must be recommended by the physician on board and should be coordinated with the travel insurance provider. More Detail Medical Evacuation provides transportation to the nearest adequate medical facility in the event of a medical emergency during […]

What if I get sick during my cruise?

Last Updated: 09/08/2017

If you get sick during your cruise, you should see the shipboard physician who will be able to recommend treatment, or order your disembarkment. Covered illnesses or injuries can be reimbursed under the Emergency Medical benefit. More Detail The Emergency Medical benefit reimburses the cost of unexpected medical treatment incurred while you’re traveling. An emergency […]