Squaremouth informs travelers about events that are expected to have a major impact on travel. This is not a comprehensive list of all worldwide events.

The Zika Virus and Travel Insurance Information Center contains a collection of resources including travel insurance provider position statements, FAQs, and travel alerts related to the Zika virus.

FAQs

  • What types of current events are covered by travel insurance?

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    Travel insurance can cover unforeseen events, including unexpected illnesses, terrorist attacks, inclement weather and natural disasters, and other events that cause a complete cessation of travel, such as a strike of a travel supplier.

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  • Can I cancel my trip because of a CDC Alert?

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    Under most standard Trip Cancellation policies, an alert from the Centers for Disease Control and Prevention (CDC) is not a covered reason to cancel a trip, however some providers may offer this coverage.

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  • Does the Cancel For Any Reason benefit allow me to cancel my trip due to the Zika virus?

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    If a traveler has a policy that includes the Cancel For Any Reason benefit, they can cancel their trip for any reason at all, including fear of contracting the Zika virus.

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  • Am I covered to cancel my trip to a destination affected by the Zika virus?

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    A travel health alert is not considered a covered reason to cancel a trip under the Trip Cancellation benefit, nor is ‘fear’ of traveling due to contracting the virus.

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  • What if I contract the Zika virus while traveling?

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    If you become infected with the Zika virus while traveling, please contact the 24-hour Emergency Assistance number of your provider. Depending on your policy, Emergency Medical and Medical Evacuation benefits may be available to you.

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  • Can I cancel my trip to a Zika affected country if I become pregnant?

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    While no policies include coverage to cancel your trip due to your destination being a Zika-affected country, some policies do provide cancellation coverage for travelers who become pregnant after purchasing a policy, regardless of their destination country.

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  • Can I still purchase travel insurance to cover the Zika virus?

    Travelers can still purchase travel insurance for trips to areas affected by the Zika virus, however, it is not a covered reason to cancel your trip, unless you become infected with the virus.

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  • What travel insurance will cover me if I become pregnant before my trip and don’t want to travel?

    Some policies provide cancellation coverage if you become pregnant after your policies effective date, which is the day after you purchase your policy.

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  • See all 15 FAQs
  • What if I’m pregnant and don’t want to travel due to the Zika virus?

    If you are pregnant and don't want to travel or are afraid to travel due to the Zika virus, unfortunately, there is no coverage available. Cancelling due to fear is not a covered reason to cancel your trip for reimbursement.

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  • What if I become pregnant on or after my trip?

    Most travel insurance policies exclude coverage for medical expenses related to pregnancy, unless there are complications to the pregnancy. If you become pregnant during your trip and experience a complication of pregnancy, this may be included in your coverage.

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  • If I become infected with the Zika virus, can I be medically evacuated home?

    Travel insurance providers consider contracting the Zika virus an unforeseen event. This means benefits like Emergency Medical and Medical Evacuation are available to travelers who purchase a policy before becoming infected.

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  • If my family member or I contract the Zika Virus, am I covered to cancel my trip?

    If the insured or insured’s family member is stable at the time a policy is purchased and later contracts the Zika virus prior to departing for a trip, they may be covered to cancel their trip and receive 100% reimbursement for any prepaid, nonrefundable trip costs they insured under the Trip Cancellation benefit.

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  • Will my travel insurance coverage extend if I am hospitalized due to the Zika virus?

    Most travel insurance policies will automatically extend if you are unable to return home on your scheduled return date due to an unexpected illness or hospitalization, including the Zika virus.

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  • Can I purchase a travel insurance policy after being diagnosed with the Zika virus?

    If you are already infected with the Zika virus, you may purchase a travel insurance policy, however some benefits may be limited.

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  • Can I cancel my trip to the 2016 Olympics due to the Zika virus?

    If a traveler wants the option to cancel a trip for the 2016 Olympics due to the Zika virus, if the outbreak worsens, or if a traveler is scared to travel due to the Zika virus, we recommend purchasing a policy with the Cancel For Any Reason benefit.

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