Europe Travel Alert – Tin Leg

Tin Leg – Europe Travel Alert Travel Insurance Coverage Position Statement

Posted: 06/01/2016

On Tuesday, May 31, 2016, the U.S. Department of State issued a Europe Travel Alert, informing Americans traveling abroad of the risk of terrorist attacks throughout Europe.

What you need to know about your policy:

For non-policyholders:

As of June 1, 2016, the Europe Travel Alert has not resulted in a terrorist event, meaning cancellation coverage, including the terrorism benefit, is still available for new policies purchased for trips worldwide.

For current policyholders:

As of June 1, 2016, the Europe Travel Alert has not resulted in a terrorist event, meaning there is no coverage for losses related to the alert for current Tin Leg policyholders.

If the Europe Travel Alert does result in a terrorist event, and meets Tin Leg’s definition of “terrorism” (below), there may be coverage for Tin Leg customers to cancel or interrupt their trip. In order to be eligible for these benefits, a Tin Leg policy must have been purchased prior to the date the terrorist event occurred.

Trip Cancellation and Trip Interruption coverage for Terrorism:
In order for an event to be covered under Tin Leg policies, the event must occur on or after the policy effective date and must be deemed an act of terrorism by the U.S. Department of State. It also must meet at least one of the following requirements:

  • The terrorist incident must occur within 7 days of your departure and within 50 miles of a city listed on your itinerary.
  • The terrorist attacks result in the complete cessation of travel services at the point of departure or destination for the following specified amounts of time:
    • Tin Leg Economy policy: 48 consecutive hours
    • Tin Leg Standard policy: 24 consecutive hours
    • Tin Leg Luxury policy: 12 consecutive hours

In addition to Trip Cancellation and Trip Interruption coverage, other benefits, including Trip Delay, Emergency Medical, and Medical Evacuation, may also be available for coverage related to this event.

In the event of an emergency, please contact Tin Leg’s 24-Hour Emergency Assistance department as soon as reasonably possible at:

Emergency Assistance Inside US: 844-927-9265 (Toll Free)
Emergency Assistance Outside US (Collect Call): 001-727-264-5657
Emergency Assistance Email: emergency@tinleg.com

In the event of a claim, please contact Tin Leg’s Claim department at 844-240-1233 or claims@tinleg.com.