Last Updated: 12/20/16

This is a developing situation. This resource will be updated as additional information becomes available.

On December 19, 2016, a truck drove into a crowd at Christmas market in the Breitscheidplatz area of Berlin, Germany.

The Berlin Christmas Market Attack and Travel Insurance Information Center explains coverage related to the attack. This database is regularly updated by Squaremouth’s travel insurance experts with answers frequently asked questions, official provider position statements, travel alerts and notices, and other information as the situation develops. Information is subject to change at any time.

Questions? Squaremouth’s travel insurance experts are on hand to answer your questions about coverage for the attack in Berlin. We are available 24 hours a day, 365 days a year by chat and by phone at 1-800-240-0369.

Travelers affected by the incident should contact their provider's 24-Hour Emergency Assistance for help.

Travel insurance is still available for upcoming trips to Germany, but policies purchased on or after December 19 will not include coverage for the Christmas market attack.

Travelers may be covered to cancel their upcoming trip to Berlin if they had a policy in place before December 19 and they meet their policy's requirements for Terrorism coverage. View provider position statements.

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FAQs

  • What types of current events are covered by travel insurance?
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    Travel insurance can cover unforeseen events, including terrorist attacks, inclement weather and natural disasters.

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  • When is an attack considered terrorism by travel insurance?
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    For an attack to be covered by travel insurance, it must be deemed an act of terrorism by the U.S. Department of State.

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  • Can I still buy travel insurance for my upcoming trip to Germany?

    You can still buy travel insurance for an upcoming trip to Germany, but it will not include coverage for the Dec. 19 Christmas market attack in Berlin.

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  • What should I do if I am currently in Germany?

    If you are currently in Germany, contact your travel insurance provider’s 24-Hour Emergency Assistance for help.

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  • Can I cancel my trip to Germany because of the Christmas market attack?

    You may be covered to cancel your upcoming trip to Germany because of the truck attack at the Christmas market in Berlin if you meet your policy's requirements for Terrorism coverage.

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  • Does the Berlin Christmas market attack qualify for Terrorism coverage?

    The truck attack at the Christmas market in Berlin may qualify for Terrorism coverage if the attack meets your provider's definition of terrorism.

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  • Can I cancel my trip because of a travel alert?
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    A travel alert is not a covered reason to cancel your trip on standard travel insurance policies.

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  • Can I cancel my trip because I’m worried about terrorism?
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    An increased risk of terrorism, or fear that a terrorist attack will occur because of the recent bombing in New York, is not a covered reason to cancel your trip with standard travel insurance.

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  • Can I purchase a travel insurance policy after a terrorist attack?
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    Yes, you can purchase a travel insurance policy after a terrorist attack. However, in most cases, the policy will not cover losses related to the attack.

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  • What coverage is available if there is a terrorist attack?

    Some Trip Cancellation and Trip Interruption benefits include coverage for Terrorism.

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