Last Updated: 11/23/16

Hurricane Otto was first named a tropical storm by the National Hurricane Center on November 21, 2016.

Many travel insurance policies include coverage for hurricanes and tropical storms that impact travel. Travelers who had a policy in place prior to November 21, 2016 may have coverage for Hurricane Otto, including Trip Cancellation and Travel Delay.

You must have purchased a policy before November 21, 2016 to be eligible for coverage for Hurricane Otto.

Typically the hurricane must significantly impact your trip to trigger cancellation coverage — such as rendering your accommodations uninhabitable or significantly delaying your flight to your destination.

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FAQs

  • Can I cancel my trip due to a hurricane or tropical storm?
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    You may be covered to cancel your trip if a hurricane seriously impacts your travel.

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  • Can I still buy travel insurance after a tropical storm or hurricane is named?
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    While you can still buy a travel insurance policy after a storm is named, the policy will not include coverage for the storm.

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  • Can I return home early if there is a hurricane at my destination?
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    Short Answer With the Hurricane and Weather benefit, you may be covered to return home early from your trip due to a hurricane at your destination.

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  • Can I cancel my trip if I’m afraid a storm will hit during my trip?
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    Short Answer Fear that a storm will hit your destination is not a covered reason to cancel your trip.

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  • What if my flight or cruise is delayed because of a hurricane?

    If your flight or cruise is delayed due to a hurricane, travel insurance can cover additional costs and lost expenses under the Travel Delay and Missed Connection benefits.

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  • Can I still buy a travel insurance policy for hurricane season?

    Yes, you can still buy a policy with coverage for hurricane season. However, you cannot buy a policy with coverage for a specific storm once it is named.

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  • Can I cancel my trip if a storm hits my home?
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    You may be covered by your travel insurance to cancel your trip if a storm hits your home.

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