Last Updated: 09/21/16

On September 17, 2016, a bomb exploded in the Chelsea neighborhood of New York City.

This database is regularly updated with travel alerts, frequently asked questions, provider position statements, and other new information about the New York City bombing as the situation develops. Travel insurance position statements and FAQs included in this Information Center are subject to change at any time.

Travelers affected by the bombings should contact their provider's 24-Hour Emergency Assistance for help.

Typically an event must be deemed a terrorist attack by the U.S. Department of State to qualify for Terrorism coverage. As of September 21, the State Department has not declared the NYC bombing an act of terrorism.

If the bombing is declared an act of terrorism, travelers may be covered to cancel their upcoming trip to New York City if they had a policy with Terrorism coverage in place before the bombing occurred and they meet their policy's requirements for cancellation coverage.

Squaremouth’s travel insurance experts are on hand to answer your questions about coverage for the New York City bombing. Please contact customer service for more information. We are available 24 hours a day, 365 days a year by chat and by phone at 1-800-240-0369.

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FAQs

  • What types of current events are covered by travel insurance?
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    Travel insurance can cover unforeseen events, including terrorist attacks, inclement weather and natural disasters.

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  • When is an attack considered terrorism by travel insurance?
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    For an attack to be covered by travel insurance, it must be deemed an act of terrorism by the U.S. Department of State.

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  • Are domestic terrorist attacks covered by travel insurance?

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  • Can I cancel my trip to Europe because of the travel alert?
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    A travel alert is not a covered reason to cancel your trip on standard travel insurance policies.

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  • Can I still buy travel insurance for my trip to New York?

    Yes, you can still buy travel insurance for your upcoming trip to New York, but no policies purchased on or after September 17 will include coverage for the bombings on that date.

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  • Can I cancel my upcoming trip because of the NYC bombing?

    As of September 19, the NYC bombing has not been declared terrorism by the State Department and therefore may not trigger cancellation coverage. However, if the event is determined to meet your policy’s definition of “terrorism,” you may be covered to cancel your trip if you meet the requirements for Terrorism coverage.

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  • Can I cancel my trip because I’m worried about terrorism?
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    An increased risk of terrorism, or fear that a terrorist attack will occur because of the recent bombing in New York, is not a covered reason to cancel your trip with standard travel insurance.

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  • Does the NYC bombing qualify for terrorism coverage?

    As of September 19, the NYC bombing has not been declared an act of terrorism by the U.S. Department of State, and therefore, it may not qualify for Terrorism coverage on most policies.

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  • Will Cancel For Any Reason let me cancel because I’m afraid to travel?

    Short answer

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  • Can I purchase a travel insurance policy after a terrorist attack?
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    Yes, you can purchase a travel insurance policy after a terrorist attack. However, in most cases, the policy will not cover losses related to the attack.

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