Last Updated: 06/16/16

On Sunday, June 12, 2016, a mass shooting at a nightclub in Orlando, Florida, left 50 dead and more than 50 people wounded.

In his remarks following the attack, President Barack Obama declared the shooting “an act of terror” and stated it was being investigated as terrorism.

This database will be updated with relevant new information, travel alerts, and answers to frequently asked questions. Travel insurance position statements and FAQs included in this Information Center are subject to change at any time.

Policies must have been in place before June 12, 2016, to be eligible for coverage related to the attack.

Many travel insurance policies include Terrorism coverage for both domestic and foreign terrorist attacks. Requirements to cancel due to a terrorist event vary by policy.

Contact customer service for more information. We are available 24 hours a day, 365 days a year by chat and by phone at 1-800-240-0369.

FAQs

  • What types of current events are covered by travel insurance?
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    Travel insurance can cover unforeseen events, including terrorist attacks, inclement weather and natural disasters.

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  • When is an attack considered terrorism by travel insurance?
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    For an attack to be covered by travel insurance, it must be deemed an act of terrorism by the U.S. Department of State.

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  • Can I cancel my trip because of a travel alert?
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    A travel alert is not a covered reason to cancel your trip on standard travel insurance policies.

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  • Can I cancel my trip because I’m worried about terrorism?
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    An increased risk of terrorism, or fear that a terrorist attack will occur because of the recent bombing in New York, is not a covered reason to cancel your trip with standard travel insurance.

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  • Can I cancel my trip to Orlando because of the shooting?

    You may be covered to cancel your trip to Orlando due to the June 12 terrorist attack if your travel insurance policy includes Terrorism coverage.

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  • Does travel insurance cover domestic terrorist attacks?

    Most travel insurance policies with Terrorism coverage will cover both foreign and domestic terrorist attacks.

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  • Can I still buy travel insurance for my trip to Orlando?

    You can still purchase a travel insurance policy for travel to Orlando.

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  • What if I’m afraid to travel after the Orlando terrorist attack?

    Standard travel insurance does not provide coverage to cancel your trip out of fear of traveling or fear of a potential terrorist attack.

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  • Can I purchase a travel insurance policy after a terrorist attack?
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    Yes, you can purchase a travel insurance policy after a terrorist attack. However, in most cases, the policy will not cover losses related to the attack.

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  • What coverage is available if there is a terrorist attack?

    Some Trip Cancellation and Trip Interruption benefits include coverage for Terrorism.

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