Last Updated: 11/20/16

The Extreme Weather and Travel Insurance Information Center contains a collection of resources about coverage for extreme weather that may impact travel, including hurricanes, tropical storms, blizzards and winter storms.

Squaremouth’s travel insurance experts are on hand to answer your questions. Please contact customer service for more information. We are available by chat and by phone at 1-800-240-0369, 24 hours a day, 365 days a year.

Travelers must have had a policy in place prior to the date a storm is named or considered foreseen to have coverage for that storm

You may be covered to cancel your trip if your flight, cruise or other ticketed transportation is delayed at least 12-48 horus due to the storm. Alternatively, you may have Travel Delay and Missed Connection benefits if you are delayed at least 3-12 hours.

You may be covered to cancel your trip if the storm renders your accommodations at your destination, or your primary residence at home, uninhabitable.

Only some policies provide cancellation coverage for hurricane warnings or a mandatory evacuation.

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FAQs

  • Can I cancel my trip due to a winter storm or blizzard?
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    You may be covered to cancel your trip if a winter storm or blizzard seriously impacts your travel and you had a policy in place before the storm was named.

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  • Can I cancel my trip if I don’t want to travel in bad weather?

    Fear of traveling during bad weather is not a covered reason to cancel a trip on a standard travel insurance policy.

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  • Can I still buy a policy for a forecasted winter storm?
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    You cannot buy a policy with coverage for a winter storm or blizzard once it has been named.

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  • When is a storm considered foreseen by travel insurance?
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    A storm is typically considered foreseen once it is named.

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  • Can I cancel my trip due to a hurricane or tropical storm?
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    You may be covered to cancel your trip if a hurricane seriously impacts your travel.

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  • Can I still buy travel insurance after a tropical storm or hurricane is named?

    While you can still buy a travel insurance policy after a storm is named, the policy will not include coverage for the storm.

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  • Can I return home early if there is a hurricane at my destination?
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    Short Answer With the Hurricane and Weather benefit, you may be covered to return home early from your trip due to a hurricane at your destination.

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  • Can I cancel my trip if I’m afraid a storm will hit during my trip?
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    Short Answer Fear that a storm will hit your destination is not a covered reason to cancel your trip.

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  • See all 10 FAQs
  • What if my flight or cruise is delayed because of a hurricane?

    If your flight or cruise is delayed due to a hurricane, travel insurance can cover additional costs and lost expenses under the Travel Delay and Missed Connection benefits.

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  • Can I still buy a travel insurance policy for hurricane season?

    Yes, you can still buy a policy with coverage for hurricane season. However, you cannot buy a policy with coverage for a specific storm once it is named.

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