Squaremouth’s Extreme Weather and Natural Disasters Travel Insurance Information Center is a regularly-updated resource on coverage for hurricanes, blizzards, earthquakes, volcanic eruptions, and other natural disasters. Visit an event-specific information center to view official provider position statements and learn more about coverage for that event.
Fact Sheets and Press Releases
The Bahamas After Hurricane Dorian: What Travelers Need to Know about Travel Insurance CoverageRead More
ST. PETERSBURG Fla. September 3, 2019 — Over the weekend, Hurricane Dorian made landfall in the Bahamas as a deadly Category 5 storm, causing severe flooding and destruction on the northern Grand Bahama and Abacos islands. After 3 days of catastrophic weather, many popular hotels and ports in affected areas have closed indefinitely, leaving travelers uncertain about their upcoming Bahamian getaways.
What to Know About Travel Insurance if Tropical Storm Dorian Halts Your Labor Day Weekend Travel Plans
3 Tips For Tackling Holiday Travel During Winter Storm SeasonRead More
ST. PETERSBURG, Fla. November 20, 2018 — Last winter, 24 named winter storms hit the U.S., causing record travel delays and canceling trips around the country. Following the first winter storm of the season, travel insurance comparison site, Squaremouth, breaks down 3 travel insurance tips for travelers ahead of the Thanksgiving holiday.
Travel Insurance Coverage for California Wildfires ExplainedRead More
ST. PETERSBURG, Fla. November 13, 2018 — California’s catastrophic wildfires are threatening the homes of over 13 million residents and forcing evacuations in major metropolitan areas. With high winds expected to worsen the fires this week, travelers may be concerned about upcoming trips, especially with the Thanksgiving holiday just a week away. Travel insurance comparison site, Squaremouth, explains 3 ways travel insurance can help travelers impacted by the fires.
Hurricane Willa: Too Late to Get Travel Insurance, Says SquaremouthRead More
ST. PETERSBURG, Fla. October 23, 2018 — Virtually overnight, Hurricane Willa intensified into a major storm bound for Mexico’s popular Pacific coast, taking many beach-bound travelers by surprise. With the aftermath of the storm yet to be seen, travelers may be concerned about upcoming trips, especially given the impact of recent storms Michael and Florence. But according to travel insurance comparison site, Squaremouth, now is not the time to buy a travel insurance policy for coverage from Willa.
Hurricane Michael: The Traveler’s Guide to What’s Covered by Travel InsuranceRead More
ST. PETERSBURG, Fla. October 9, 2018 — In less than 48 hours, Hurricane Michael has intensified from a tropical storm to a category 2 hurricane, threatening Gulf Coast residents and travelers alike. The storm's rapid development caught some travelers off-guard, with the end of hurricane season only a month away.
Hurricane Florence Evacuation Not Enough to Trigger Travel Insurance Coverage for Residents in Storm’s PathRead More
ST. PETERSBURG, Fla. September 11, 2018 — Residents of the East Coast are preparing for Category 4 Hurricane Florence, with more than 1 million facing mandatory evacuation orders. But according to travel insurance comparison site, Squaremouth, it is still too early for Hurricane Florence to trigger travel insurance benefits for residents with homes in the storm’s path.
Too Late to Buy Travel Insurance for Rare Hawaiian Hurricane LaneRead More
ST. PETERSBURG, Fla. August 22, 2018 — Hurricane Lane may become the third hurricane ever recorded to make landfall in Hawaii. As residents scramble to prepare, tourists are researching their options to cancel an upcoming trip or cut their vacation short. Travel insurance comparison site, Squaremouth, says it is now too late to purchase a travel insurance policy for the unexpected storm.
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3 Things You Don’t Know About Travel Insurance Coverage for Wildfires But ShouldRead More
ST. PETERSBURG, Fla. August 9, 2018 - This summer, wildfires have burned out of control in California and Greece. Leading travel insurance comparison website, Squaremouth, says whether your home or travel destination is in the fire’s path, travel insurance may be able to help. But before buying a policy, here are 3 things travelers don’t know about coverage for wildfires, but should.
Traveling to Greece this Summer? Travel Insurance Amidst Deadly Wildfires ExplainedRead More
ST. PETERSBURG, Fla. July 24, 2018 – Deadly wildfires outside of Athens, Greece have forced thousands of residents and tourists to evacuate the popular destination. According to travel insurance comparison site, squaremouth.com, Greece is the 10th most popular international destination this summer among U.S. travelers, with a 51% year-over-year increase. As the fires continue to burn, Squaremouth explains how travel insurance can help travelers impacted by these events.
What types of natural disasters are covered by travel insurance?Read More
Travel insurance can cover unforeseen natural disasters that prevent a traveler from taking their trip.
Can travel insurance cover me if my home is in a hurricane's path?Read More
You may be covered by your travel insurance policy if a hurricane hits your home.
Can I cancel my upcoming trip because of a wildfire?Read More
You could be covered to cancel your trip because of a wildfire, as long as you bought your policy before the fire started.
When can I buy travel insurance to cover a wildfire?Read More
You can buy travel insurance with cancellation coverage for wildfires up until the day before your departure date.
Am I covered if I have to evacuate because of a wildfire?Read More
Non-Medical Evacuation provides transportation from a place of danger to a place of safety during a natural disaster.
When can I buy travel insurance to cover an earthquake?Read More
You can buy travel insurance with coverage for earthquakes up until the day before your departure date.
When can I buy travel insurance to cover a tropical storm or hurricane?Read More
You can buy travel insurance with coverage for a tropical storm or hurricane up until the day before your departure date, as long as the storm has not been named.
Does a storm have to become a hurricane to be covered by travel insurance?Read More
No, a storm does not need to develop into a hurricane to be covered by the Hurricane & Weather benefit.
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Does the Hurricane & Weather benefit cover tropical storms?Read More
Yes, losses related to tropical storms can be covered by the Hurricane & Weather benefit.
What types of current events are covered by travel insurance?
What if my flight is delayed because of the earthquake?Read More
Short Answer If you purchased a travel insurance policy before the earthquake occurred, you may be covered under your policy’s Travel Delay and Missed Connection benefits for a flight delay.
Am I covered if I miss my connecting flight?Read More
You can be covered if you miss your connecting flight for a covered reason.
Am I covered if I get bumped from an overbooked flight?Read More
Travel insurance will not provide coverage if you are bumped from an overbooked flight.
Am I covered if I miss my flight due to long security lines?Read More
Travel insurance will not cover you if you miss your flight due to security delays.
What if the roads are bad and I don't want to travel?Read More
Choosing not to travel because the roads are bad is not a covered reason to cancel your trip, although some policies may provide coverage if road closures prevent you from traveling.
How long do I need to be delayed to trigger coverage?Read More
Typically, you must be delayed at least 3-12 hours for coverage to begin, depending on the policy.
Can I cancel my trip if I don’t want to travel in bad weather?Read More
Fear of traveling during bad weather is not a covered reason to cancel a trip on a standard travel insurance policy.
Can I still buy travel insurance after a tropical storm or hurricane is named?Read More
While you can still buy a travel insurance policy after a storm is named, the policy will not include coverage for the storm.
Natural Disaster Event Center External Resources
Natural disasters, such as volcanoes, earthquakes, and tornadoes, can leave large areas uninhabitable and significantly impact travel. Check with local authorities at your destination, and use these resources to determine if your destination has been evacuated or deemed uninhabitable: