Archives: FAQs

What types of current events are covered by travel insurance?

Last Updated: 01/16/2017

Travel insurance can cover unforeseen events, including terrorist attacks, inclement weather and natural disasters. More Detail In order for any event to be covered, travelers must purchase the policy before the event occurs. Coverage for terrorist attacks: In order for an attack to be covered, it must be deemed an act of terrorism by the […]

Can I cancel my trip because of a CDC Alert?

Last Updated: 01/16/2017

A CDC alert is not a covered reason to cancel a trip under standard Trip Cancellation policies. More Detail The only benefit that allows a trip to be cancelled because of a CDC travel alert is the Cancel for Any Reason benefit. Cancel For Any Reason allows you to cancel for a reason that is […]

If there is a storm, when can I no longer be covered by travel insurance?

Last Updated: 01/16/2017

You can only be covered for a storm if you purchased your travel insurance policy before the storm was named. More Detail Travel insurance providers consider the naming of a storm the cut-off date for coverage. Once a storm is named, it is considered a known event, meaning no new policies can be purchased to […]

When is an attack considered terrorism by travel insurance?

Last Updated: 01/16/2017

For an attack to be covered by travel insurance, it must be deemed an act of terrorism by the U.S. Department of State. More Detail Many policies provide Terrorism coverage within the Trip Cancellation and Trip Interruption benefits. In order for an attack to be covered, the incident must first be declared an act of […]

Am I covered to cancel my trip if my flight is cancelled because of the airport closure?

Last Updated: 01/07/2017

Standard Trip Cancellation policies will likely not provide cancellation benefits due to the shooting. More Detail Trip Cancellation policies only cover specific events that cause flights to be delayed or cancelled. Common covered reasons include inclement weather, natural disasters, terrorist attacks, and mechanical breakdown of the common carrier. Unless the shooting is deemed a terrorist […]

Will Cancel for Any Reason cover a cancelled flight because of the airport closure?

Last Updated: 01/07/2017

Depending on a traveler’s scheduled departure date, the Cancel for Any Reason benefit may provide reimbursement for those who cancel a trip due to the shooting. More Detail Travelers with future trips who are too scared to travel may be covered to cancel using the Cancel for Any Reason benefit. However, it may be too […]

Can I be covered while my flight is delayed due to the airport closure?

Last Updated: 01/07/2017

Some travel insurance policies with the Travel Delay benefit cover any delay of the common carrier. More Detail For travelers with this coverage, they may be reimbursed for necessary expenses, including meals, accommodations, and transportation during their delay, up to their policy’s limit. However, before this benefit becomes available, travelers must be delayed for their […]

Can I be covered I missed a connecting flight out of Fort Lauderdale Airport?

Last Updated: 01/07/2017

Some travel insurance policies with the Missed Connection benefit cover any delay of the common carrier. More Detail For travelers with this coverage, they may be reimbursed for the additional transportation expenses required to catch a traveler up to their trip, up to their policy’s limit. However, before this benefit becomes available, travelers must be […]

Can I buy a policy for coverage related to the shooting at Fort Lauderdale Airport?

Last Updated: 01/07/2017

Policies purchased after the shooting and subsequent airport closure will not provide any benefits related to this event. More Detail As of 1:00 p.m. EST on January 6, 2017, the airport shooting is no longer considered an unforeseen event. This means travel insurance policies will not provide any coverage for losses related to this event […]

Can I still buy travel insurance for my upcoming trip to Germany?

Last Updated: 12/20/2016

You can still buy travel insurance for an upcoming trip to Germany, but it will not include coverage for the Dec. 19 Christmas market attack in Berlin. More Detail Unfortunately, travelers who did not have a policy before December 19, 2016, cannot buy travel insurance now to cancel their upcoming Berlin trip because of the […]