You may have coverage within your travel insurance policy if you are quarantined due to the coronavirus outbreak.
Many travel insurance policies offer coverage for Trip Cancellation and Trip Interruption due to you or your traveling companion being quarantined, as long as you purchased your policy before the coronavirus became a known event. Most providers consider Jan. 21 or 22 to be the date the coronavirus became a known event. However, you can also be covered if you become quarantined if your provider has not assigned a specific foreseen date to the outbreak.
For travelers who do not yet have a policy, the following providers may still offer coverage in this situation:
- April Travel Protection (Pandemic Plus policy)
- Berkshire Hathaway Travel Protection
- Seven Corners
- Tin Leg (Economy, Standard, Luxury, Adventure, and USA Only policies)
- Travelex Insurance Services
If you are forced to cancel your trip outright due to a quarantine, coverage may be available under the Trip Cancellation benefit. If a quarantine affects your trip, Trip Interruption coverage may be available to cover the cost to catch up to your trip once the quarantine has been lifted.
Policies that offer this type of coverage will list “Quarantine” as a covered reason under the policy’s Trip Cancellation and Trip Interruption benefits.
This information may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET, seven days a week, and are delighted to help!