Under most standard Trip Cancellation policies, a CDC alert is not a covered reason to cancel a trip, however some providers may offer this coverage.
Typically, a travel alert or warning is not enough to trigger Trip Cancellation coverage. Most policies do not have this coverage, however it can be included by a select few policies. To determine if a policy has Trip Cancellation coverage for a CDC alert, check the list of covered events in the policy’s certificate.
If a CDC alert is not specifically listed as a covered event, it is not covered under standard Trip Cancellation. In that case, you would need the Cancel For Any Reason benefit to be able to cancel due to a CDC alert.
Cancel For Any Reason allows you to cancel for a reason that is not otherwise covered by your policy. To be eligible for this benefit, you must purchase your policy within 14-30 days of your initial trip deposit date and insure 100% of your prepaid and non-refundable trip expenses.
Cancel For Any Reason only reimburses up to 75% of your trip costs and requires you to cancel the trip at least 2-3 days before your departure date. This upgrade usually increases a policy’s premium by about 40%.
This information is time sensitive and may vary by policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET daily and are delighted to help.