A travel alert is not a covered reason to cancel your trip on standard travel insurance policies.
You must cancel for a reason specifically listed in your travel insurance policy to be covered under standard cancellation. While the possibility of terrorism is not a covered reason, many policies will cover you to cancel if a terrorist attack occurs at or near a destination listed on your itinerary within a certain amount of days of your scheduled departure date — typically within 14-30 days.
The Cancel for Any Reason upgrade gives you the option to cancel for reasons not otherwise covered, including a travel alert or fear of a possible terrorist attack. This upgrade must be purchased within 14-30 days of your initial trip deposit, requires that you insure 100% of your total trip cost, and can increase your premium by 40%. Cancel for Any Reason will only reimburse up to 75% of your trip cost and requires that you cancel at least 2-3 days prior to your departure date.
This information is time sensitive and may change. Please check back for updated FAQs and provider position statements. Information may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7.