Can I cancel my trip because I’m afraid to travel?

Unfortunately, fear of traveling is never a covered reason to cancel under a standard travel insurance policy.

In order to be covered to cancel, an incident must occur that triggers your policy’s cancellation coverage, such as a declared act of terrorism that impacts your trip.

Policies that include the Cancel For Any Reason upgrade may cover travelers to cancel out of fear. This upgrade is only available within 14-30 days of your initial trip booking.

Cancel For Any Reason covers up to 75% of the total trip cost while requiring that you cancel your trip at least 2-3 days of your scheduled departure date. This upgrade can increase your policy premium by as much as 40% and requires that you insure 100% of your trip cost.

This information is time sensitive and may change as events unfold. Please check back for updated FAQs and provider position statements. Information may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7.


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Squaremouth compares travel insurance policies from every major travel insurance provider in the United States. Using Squaremouth's comparision engine and third-party customer reviews, travelers can research and compare insurance products side-by-side. More information can be found at www.squaremouth.com