Can I cancel my trip if I’m afraid a storm will hit during my trip?

Short Answer
Fear that a storm will hit your destination is not a covered reason to cancel your trip.

More Detail
Travel insurance does not provider coverage to cancel a trip because you’re afraid a storm will hit, but you could be covered to cancel if you meet at least one of the policy’s requirements under the Hurricane and Weather benefit. These may include:

  • Common carrier delay for a specified amount of time
  • Your accommodations are uninhabitable
  • Hurricane warning
  • Mandatory evacuation of your destination (stipulations apply)

Travelers who want to cancel due to fear of possible bad weather can only do so if their policy includes the Cancel For Any Reason upgrade.

Cancel For Any Reason provides up to 75% reimbursement of your trip costs as long as you cancel your trip in its entirety at least 2-3 days before your departure. This benefit provides coverage to cancel for a reason not otherwise specified as covered on the policy.

Cancel For Any Reason typically increases the premium by about 40%. You must purchase the policy within 14-30 days of your initial booking date and must insure 100% of your prepaid and non-refundable trip costs.

This information is time-sensitive and may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7 and are delighted to help.