Can travel insurance cover me to cancel if I’m afraid to travel due to political unrest?

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Unfortunately, canceling out of fear due to political unrest is not a covered reason to cancel a trip under Trip Cancellation policies.

While the ongoing unrest between the U.S. and Iran may raise concerns of retaliation against U.S. residents traveling in Europe, fear of traveling is never a covered reason to cancel a trip. Only travelers who purchased the Cancel For Any Reason upgrade can be partially reimbursed to cancel their trip because they don’t want to travel.

In order to be eligible for Cancel For Any Reason, a traveler must purchase their policy within 14-21 days of making their initial trip payment, and must insure 100% of their prepaid and non-refundable trip costs. This benefit allows travelers to cancel for a reason not otherwise covered by their policy, such as fear, however it will typically increase a policy’s premium by roughly 40%, and only reimburses up to 75% of their trip cost.

This information is time sensitive and may vary by policy. If you have questions about a specific policy. please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET, seven days a week, and are delighted to help!


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