Unfortunately, most travel insurance policies likely will not provide Trip Cancellation coverage for the Paris riots.
Civil unrest, riots and acts of war are almost always listed as exclusions in Trip Cancellation-style travel insurance policies. For this reason, the Trip Cancellation benefit would not cover most travelers to cancel or return home early from their trip to Paris due to the recent riots.
Only travelers who purchased a policy with the Cancel For Any Reason upgrade can be covered by travel insurance to cancel their trip due to the riots. This benefit refunds travelers up to 75% of their trip costs if they cancel for a reason not otherwise covered by Trip Cancellation.
However, Cancel For Any Reason is only available for 14-21 days after a traveler’s initial trip deposit date, and requires them to cancel at least 2-3 days before their scheduled departure date.
This information is time sensitive and may vary by policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET, seven days a week, and are delighted to help!